Agricultural Loan

Agricultural loans are designed to cater to the specific needs of rural businesses and farm. With both short-term and long-term loan facilities, farm financing from is known for highly competitive rates and unmatched flexibility. Perfectly suitable for pension funds, trusts, companies, partnerships, and sole traders, these loan products have a flexible repayment period anywhere between 5 years and 20 years.

Some of the characteristic features of  agricultural loans are:

  • These loans can be used for any rural business activity.
  • These loans can be borrowed against land or house as collateral.
  • Farm mortgage rates of interest are extremely competitive.
  • Interest amount is charged from pre-tax income.
  • Standard loans do not require annual reviews or renewal fees.
  • With land and housing property as collateral, agricultural loans allow raising more capital.
  • Repayment period can be extended at any point in time to negate the risk of losing the collateral.
  • Upon death of the borrowers, these loans cannot be called-in. The loans pass on to the next generations and continue ‘as is’ as long as  obligations are met.
  • Before opting for sealed bid or auction, borrowers can decide in principle.

Simplified loan application process:

Taking out  agricultural loans is simple and hassle free. The entire process involves 5 simple and easy steps:

  1. Borrower needs to create a proposal.
  2. Borrower needs to send the proposal using an online application form.
  3. Based on the proposal the lender sends a final offer, provided the proposal is accepted.
  4. If the offer is accepted, the lender conducts a property valuation and places a legal charge.
  5. Loan money is released in lump sum or in instalments.

Get a no-obligation quote:

Contact us today to get a no-obligation quote. You can call us at 0845 612 2626 or apply online.