Commercial Mortgages
 

A commercial finance brokers we offer a quick and easy way to obtain the best commercial mortgage deals.  Whether you’re a start up or an established business, we’ll take the stress out of looking for finance, by finding you the most competitive rates available in the UK.

Key benefits & features of commercial mortgages

Use your commercial mortgage for any business purpose – from buying your premises to releasing any capital locked in commercial property

  • Apply for a business mortgage of any amount over £25,000
  • Choose any repayment period from 1 to 25 years
  • The option to pay interest only for the first 3 years 5
  • You can also apply for an additional 12-month, interest-only period during the remainder of the mortgage term 5
  • Choose a variable, capped or fixed-interest rate, with the option to change your selection during the mortgage term
  • Fixed rate terms are available from 1 to 10 years
  • Borrow up to 80% of the lower of your business property’s valuation or purchase price
  • Lending fees and associated borrowing costs apply and can be added to the loan
  •  Early repayment charges may apply if you repay all or part of the mortgage before the expiry of the fixed term

Commercial finance is available for any purpose including:

  • New business start ups
  • Buy a property for your business
  • Buying an existing business
  • Business turnaround solutions
  • Short term bridging and debt consolidation
  • To raise working capital
  • Property improvement
  • To finance business expansion

Leisure property mortgages for:

  • Restaurants
  • Pubs
  • Cafes
  • Bars
  • Hotels
  • B&Bs
  • Guesthouses
  • Golf clubs
  • Nightclubs
  • Casinos
  • Healthclubs
  • Spas
  • Sports and leisure facilities

Semi commercial mortgages for:

  • Shops with flats above
  • Offices with flats above
  • Hotels with owners’ accommodation

Retail commercial property investment including:

  • Retail units
  • Retail parks

Office property mortgages including:

  • Mortgages for offices blocks
  • Mortgages for offices above shops

Industrial property mortgages for businesses seeking to buy:

  • Light industrial units
  • Industrial parks
  • Warehouses
  • Factories
  • Commercial storage facilities

Care home mortgages for businesses in the following sectors:

  • Nursing homes
  • Rest homes for the elderly
  • Hospices
  • Convalescent homes

Professional property mortgages

  • Vetinary surgeries
  • Doctors’ surgeries
  • Legal chambers
  • Private schools and colleges
  • Childcare nurseries

Agricultural mortgages for:

  • Farms
  • Farm buildings
  • Farm land

 

ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.