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Gable Asset Finance is a leading independent finance broker that supports both new start-ups and well-established businesses across the United Kingdom. With access to an extensive panel of specialist lenders, we provide funding solutions for businesses of all sizes, in all sectors, and for almost any type of asset. From conventional equipment purchases to unusual, quirky or hard-to-finance items, our expertise allows us to secure funding that others may struggle to achieve.
At Gable Asset Finance, our strength lies in our ability to match businesses with the right funding partner. We understand that every company is different, and we build bespoke finance packages based on the needs, cash flow and goals of each client. Whether you are a brand-new start-up with limited trading history or an established company looking to expand, we can help you navigate the complexities of asset finance and secure funding efficiently.
Asset finance is one of the most versatile and widely used funding solutions for businesses in the UK. It enables companies to acquire the assets they need without committing a large upfront lump sum. Instead, the cost is spread over manageable instalments, preserving cash reserves and allowing the asset to generate revenue as it is being paid for.
Businesses use asset finance for vehicles, machinery, technology, catering equipment, medical devices, IT infrastructure, furniture, construction equipment and more. Asset finance also includes refinance and sale & leaseback, which allow businesses to unlock capital from assets they already own.
Hire Purchase is a straightforward way for businesses to buy assets while spreading the cost. You pay monthly instalments over a set period, and once the final payment is made, ownership of the asset transfers to your business.
A finance lease allows your business to use the asset for an agreed period while paying monthly rentals. At the end of the lease, you typically have the option to extend, return, or purchase the asset for a nominal fee.
With an operating lease, your business pays for the use of an asset during the agreed term, but the asset never appears on your balance sheet as owned. At the end, you return the asset, upgrade, or take on a new lease.
Sometimes businesses need flexible funding beyond asset-specific finance. Business loans can be structured to provide working capital for expansion, payroll, stock or cash flow gaps. Loans can be secured or unsecured, depending on your business profile.
Gable Asset Finance works with a wide range of clients across the UK. Whether you are starting out or scaling up, we can support your finance journey:
Our lending panel considers finance applications for a huge variety of assets. We pride ourselves on being able to fund assets that are new, used, specialist, quirky or even difficult to categorise. Common asset types include:
Where other brokers or banks may say no, Gable Asset Finance specialises in securing funding for assets considered “difficult” by traditional lenders. Whether you are purchasing used equipment, bespoke machinery, or niche vehicles, we have the expertise and lender relationships to make it possible.
Our experience includes funding quirky, specialist and unique assets across a wide range of industries. If your asset doesn’t fit neatly into a standard finance category, talk to us — chances are we’ve funded something similar before.
One of the most important factors in securing finance is the financial credibility of the applicant. Lenders want to see that individuals or businesses have the means, track record, or realistic plan to meet their repayments. While start-ups may not have a long trading history, credibility can be established through:
At Gable Asset Finance, we help clients present their applications in the strongest possible light to improve the chance of approval and to secure the best terms available.
A newly formed construction firm required a digger, scaffolding and site vehicles to launch operations. With no trading history, traditional banks declined their application. Gable Asset Finance structured a package with a supportive specialist lender, using the director’s experience and personal credibility as part of the application. The company secured funding and successfully launched projects within weeks.
An established logistics business needed to expand its fleet of HGVs but wanted to avoid tying up cash reserves. We arranged hire purchase agreements that spread costs over five years, enabling the company to own vehicles outright at the end of term while preserving working capital.
A brewery wanted to acquire second-hand brewing equipment from Europe. Many lenders refused due to the asset’s age and overseas origin. Gable Asset Finance sourced a funder comfortable with the arrangement and structured a finance lease to secure the kit. The brewery was able to expand production without a large upfront cash outlay.
Yes. We specialise in assisting start-ups and new businesses by leveraging director credibility, business plans and alternative lenders willing to support new ventures.
Yes. Our lenders consider used and reconditioned assets, provided they are in good condition and retain residual value.
No. We can arrange finance in almost every industry, from agriculture to technology, retail to healthcare, hospitality to logistics.
We work on deals from as little as a few thousand pounds to multi-million-pound asset finance packages. No deal is too small or too large.
Yes. In addition to hire purchase and leasing, we arrange business loans for working capital, expansion, or other purposes.
Working directly with a bank often limits you to one set of terms and risk appetite. As an independent broker, Gable Asset Finance offers access to a wide panel of lenders, ensuring you get competitive rates and the best structure for your business. Our team does the hard work of preparing applications, negotiating with lenders, and explaining the details so you can focus on running your business.
If you are looking to finance an asset, arrange a hire purchase, set up a lease or secure a business loan, contact Gable Asset Finance today. Whether you’re a start-up or a well-established company, we are here to provide expert guidance, flexible solutions and a reliable route to funding.
Speak with our team now for a no-obligation consultation and discover how we can help fund your next asset purchase — no matter how unusual or complex.
Gable Asset Finance — helping UK businesses secure asset finance, hire purchase, leasing and loans for any asset, in any industry.