Vehicle Finance with Gable Asset Finance — Flexible Funding for Cars, Commercials & Specialist Vehicles
At Gable Asset Finance, we specialise in exclusive vehicle finance solutions. From prestige cars to commercial vans, campervans to horseboxes, motorcycles to left-hand drive imports, we tailor funding options to suit your needs — with competitive rates and a fast, personal service.
Exclusive Access to Market-Leading Vehicle Finance
Buying a vehicle — whether for business or personal use — is a big decision. With our access to a panel of specialist lenders, we can secure the most cost-effective and flexible funding for new and used vehicles across the UK. Unlike traditional banks or dealerships, we compare options and negotiate on your behalf to give you a better deal.
- New and used vehicle finance: Cars, vans, lorries, and more.
- Prestige vehicles: High-value cars with bespoke finance packages.
- Commercial vehicles: Finance for vans, HGVs, and fleet vehicles.
- Motorhomes & campervans: Spread the cost of leisure vehicles.
- Electric vehicles: Access tailored EV finance products with low monthly payments.
- Classic cars & left-hand drive imports: Finance for non-standard or collector vehicles.
- Horseboxes & motorcycles: Specialist finance for all types of transport and leisure vehicles.
Our Vehicle Finance Products
We provide flexible finance options across a wide variety of vehicle types. Whether you’re upgrading your car, purchasing a fleet, or investing in a classic or prestige model, Gable Asset Finance can help.
New & Used Vehicle Finance
We arrange finance for both brand-new and used vehicles. Choose from Hire Purchase (HP), Personal Contract Purchase (PCP), or Lease options to suit your budget. With low rates and flexible repayment plans, you can drive away in your next vehicle without draining your savings.
Commercial Vehicle Finance
Commercial vehicles are the backbone of many UK businesses. We provide finance for:
- Vans and light commercials.
- HGVs and lorries.
- Company cars and business fleets.
Our finance packages allow you to spread costs over manageable terms while keeping cash free for day-to-day business needs.
Motorhome & Campervan Finance
Owning a motorhome or campervan opens the door to freedom and travel. We provide specialist leisure vehicle finance, covering both brand new and pre-owned models, with tailored repayment plans that make ownership achievable.
Electric Vehicle Finance
Electric cars and vans are the future of transport. We offer tailored EV finance products to make switching affordable. With lower running costs and government incentives, financing an electric vehicle helps you benefit from sustainability without upfront expense.
Prestige Vehicle Finance
High-value and prestige cars often require bespoke finance arrangements. Our panel of lenders offers competitive rates for vehicles such as Aston Martin, Bentley, Ferrari, Porsche, and Range Rover. We structure deals to fit your financial goals while protecting cash flow.
Classic Car Finance
Classic and collectible vehicles can be financed too. Whether you’re buying a restored model or investing in a long-term asset, we work with lenders who understand the unique valuation of classic cars and provide flexible repayment terms.
Horsebox Finance
We arrange finance for horseboxes, trailers, and equestrian vehicles. Spread the cost of specialist transport while ensuring safety and comfort for your horses.
Left-Hand Drive Vehicle Finance
Imported or left-hand drive vehicles can be harder to finance through traditional routes. At Gable, we work with lenders who specialise in these vehicles, so you can purchase confidently with tailored finance options.
Car Finance Options Explained
Buying a car is one of the biggest purchases most people will make, so choosing the right finance product is essential. At Gable Asset Finance, we’ve helped thousands of drivers across the UK secure the best deal for their needs. Below, we break down the main types of car finance available.
Personal Contract Purchase (PCP)
With PCP, a Guaranteed Future Value (GFV) is set, based on the estimated value of the car at the end of the agreement. You typically pay a deposit, followed by fixed monthly payments over two to four years. At the end of the agreement, you can:
- Pay a final balloon payment to own the car outright.
- Return the car with no further obligations (subject to mileage and condition).
- Use any equity in the vehicle as a deposit for a new finance deal.
PCP is popular because it offers lower monthly payments and flexibility compared to other options.
Hire Purchase (HP)
Hire Purchase allows you to spread the cost of your car over fixed monthly instalments. You’ll usually pay an upfront deposit, then regular payments until the balance is cleared. Once all payments are made, you automatically own the vehicle.
HP is straightforward, with no balloon payment or return option, making it ideal for buyers who want full ownership at the end of the agreement.
Lease Purchase
Lease Purchase combines aspects of leasing and buying. Like PCP, you make fixed monthly payments, but at the end of the agreement you must pay a final lump sum (balloon payment) to own the vehicle. Unlike PCP, there’s no option to simply return the car.
This makes Lease Purchase ideal for drivers who want lower monthly payments during the term but are committed to owning the vehicle at the end — with no mileage or condition restrictions.
Why Choose Gable Asset Finance?
We go beyond standard dealership or bank finance by offering you choice, flexibility, and personalised service. Here’s why thousands of clients trust us for their vehicle finance:
- Market-leading rates: We compare finance deals across our exclusive lender panel to secure the lowest rate possible.
- Greater choice & flexibility: Access tailored packages that suit your needs, whether business or personal.
- No deposit required: Apply online and in some cases drive away the same day, with no deposit options available.
- Specialist knowledge: Our Finance Specialists guide you through the process, ensuring you find the right deal for your circumstances.
- Fast decisions: Streamlined applications mean you get answers quickly, helping you secure your chosen vehicle without delay.
How Our Vehicle Finance Process Works
- Step 1: Choose your vehicle type — car, van, campervan, prestige, or specialist vehicle.
- Step 2: Apply online or by phone with minimal details.
- Step 3: We compare lenders and present tailored finance options.
- Step 4: Select your repayment plan — monthly costs to suit your budget.
- Step 5: Sign your agreement and drive away your vehicle.
Vehicle Finance FAQs
Can I finance a used vehicle?
Yes. We provide finance for both new and used vehicles, including older and specialist models that some lenders won’t cover.
Do I need a deposit?
Not always. We can arrange no-deposit finance options depending on the lender and vehicle type.
What credit history do I need?
We work with a wide panel of lenders, including those who accept less-than-perfect credit. Speak to us about your circumstances and we’ll find the right option.
Can I repay early?
Yes. Many agreements allow for early settlement, often with reduced interest charges. We’ll explain this upfront.
Do you finance imports and left-hand drive cars?
Yes. Unlike many traditional lenders, we specialise in finance for imported and left-hand drive vehicles.
We are here to assist businesses looking to purchase a new cars, used cars or commercial vehicles, van finance and motorbikes too.
- great rates
- no deposit required
- bad credit? CCJ’s? Arrears? We can help!
- all financial circumstances considered
- a decision within just 1 hour
We can finance all makes and models, new and used including:
A
- Abarth
- AC
- Aixam
- Alfa Romeo
- Asia
- Aston Martin
- Audi
- Austin
B
C
- Cadillac
- Caterham
- Chevrolet
- Chrysler
- Citroen
- Coleman Milne
- Corvette
D
- Dacia
- Daewoo
- Daihatsu
- Daimler
- De Tomaso
- Dodge
E
F
- Farbio
- FBS
- Ferrari
- Fiat
- Ford
- FSO
H
I
J
K
L
- Lada
- Lamborghini
- Lancia
- Land Rover
- Lexus
- Ligier
- Lotus
- LTI
M
- Marcos
- Marlin
- Maserati
- Maybach
- Mazda
- Mclaren
- Mercedes-Benz
- MG
- MG Motor UK
- MIA
- Microcar
- MINI
- Mitsubishi
- Morgan
N
O
P
- Perodua
- Peugeot
- PGO
- Porsche
- Prindiville
- Proton
R
- Reliant
- Renault
- Rolls-Royce
- Rover
S
- Saab
- SAN
- SAO
- SEAT
- SKODA
- Smart
- SsangYong
- Subaru
- Suzuki
T
- Talbot
- TATA
- TD
- Tesla
- Toyota
- TVR
V
- Vauxhall
- Volkswagen
- Volvo
W
Y
We cover the whole UK in areas such as:
- Aberdeenshire
- Anglesey
- Angus
- Bedfordshire
- Berkshire
- Bristol
- Buckinghamshire
- Cambridgeshire
- Carmarthenshire
- Ceredigion
- Cheshire
- Clackmannanshire
- Conwy
- Cornwall
- County Antrim
- County Armagh
- County Down
- County Durham
- County Fermanagh
- County Londonderry
- County Tyrone
- Cumbria
- Denbighshire
- Derbyshire
- Devon
- Dorset
- Dumfries and Galloway
- Dundee
- East Lothian
- East Riding of Yorkshire
- East Sussex
- Edinburgh
- Essex
- Falkirk
- Fife
- Flintshire
- Gloucestershire
- Greater London
- Greater Manchester
- Gwent
- Gwynedd
- Hampshire
- Herefordshire
- Hertfordshire
- Highlands
- Isle of Wight
- Kent
- Lancashire
- Leicestershire
- Lincolnshire
- Lothian
- Merseyside
- Mid Glamorgan
- Monmouthshire
- Moray
- Norfolk
- North Yorkshire
- Northamptonshire
- Northumberland
- Nottinghamshire
- Oxfordshire
- Pembrokeshire
- Perth and Kinross
- Powys
- Rutland
- Scottish Borders
- Shropshire
- Somerset
- South Glamorgan
- South Yorkshire
- Staffordshire
- Stirlingshire
- Strathclyde
- Suffolk
- Surrey
- Tyne and Wear
- Warwickshire
- West Glamorgan
- West Lothian
- West Midlands
- West Sussex
- West Yorkshire
- Western Isles
- Wiltshire
- Worcestershire
Wrexham