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Flexible finance and leasing solutions for landscapers, groundcare contractors, councils, golf courses, forestry firms, and more — with tailored packages from Gable Asset Finance.
Professional landscaping and groundcare businesses rely on specialist equipment: tractors, mowers, sprayers, arborist gear, and turf machinery. These assets are expensive, but essential. Paying in cash often isn’t feasible without putting pressure on cash flow.
Landscape equipment finance offers a practical solution. By spreading the cost through hire purchase (HP), leasing, or refinance arrangements, businesses gain access to equipment immediately while keeping funds available for operations. At Gable Asset Finance, we’ve been helping UK businesses secure competitive finance packages for years — from small contractors to national golf courses and local councils.
These businesses maintain residential estates, retail parks, and commercial sites. They require ride-on mowers, compact tractors, hedge trimmers, sprayers, and groundcare vehicles. Finance helps them expand quickly when new contracts come in.
Golf clubs, football pitches, and cricket grounds need precision turf machinery to maintain playable conditions. Seasonal repayment plans align with busy membership periods, ensuring smoother budgeting.
Councils manage parks, schools, and public spaces. Their equipment needs are broad, covering mowers, tractors, waste carriers, and sprayers. Leasing with predictable costs supports public-sector financial planning.
Farmers use landscape finance to invest in tractors, sprayers, and attachments for both agricultural and estate work. Seasonal HP agreements help align repayments with subsidy cycles and harvest income.
Tree surgeons and forestry contractors need chippers, stump grinders, climbing gear, and tippers. Financing ensures they can expand their fleet without high capital strain.
Site preparation requires earthmovers, compact loaders, and mowers. Finance spreads these costs, enabling firms to tender for more projects with confidence.
From irrigation systems to turf harvesters, sod growers require continuous investment in efficiency. Finance packages help maintain productivity while protecting working capital.
We arrange finance for leading suppliers and brands, including:
| Option | Description | Best For |
|---|---|---|
| Hire Purchase (HP) | Deposit + monthly payments. Asset becomes yours at the end. | Businesses seeking ownership. |
| Finance Lease | Pay to use asset. End-of-term options: return, upgrade, or continue. | Firms wanting flexibility and upgrades. |
| Operating Lease | Short-term use, usually with service included. | Temporary or seasonal needs. |
| Refinance | Borrow against existing owned equipment to raise capital. | Businesses needing liquidity. |
Choosing the right finance product can deliver significant tax advantages:
A golf course in the Midlands needed to upgrade its mower fleet and irrigation system at a cost of £250,000. Using a structured finance lease from Gable Asset Finance, the course spread costs over five years with seasonal payments weighted toward summer. This preserved member subscription revenue for reinvestment while enabling access to the latest Toro greens mowers.
A UK council required multiple compact tractors and sprayers for parks maintenance. We arranged a public-sector finance package with predictable annual payments aligned to budget cycles. The equipment was supplied by Kioti and Wessex, improving efficiency across 20 parks while ensuring fiscal accountability.
A small arborist firm in Yorkshire needed stump grinders and rigging equipment worth £60,000 to expand services. Through a hire purchase agreement with low upfront deposit, they scaled up without jeopardising working capital. Within 12 months, the investment had paid for itself through increased contract wins.
The landscaping industry is shifting towards electric and hybrid machinery. While greener technology often comes with higher upfront costs, financing allows businesses to adopt these sustainable solutions affordably. Benefits include reduced fuel costs, quieter operation for urban contracts, and a stronger ESG profile for tender bids.
Yes, subject to condition and lender approval, we can finance both new and used machines.
Deposits vary, but HP often requires 10–20% upfront. Leasing may require less, depending on credit profile.
In many cases, VAT can be deferred or financed separately. This depends on the structure of the agreement.
Many lease agreements allow early upgrades. HP may require settlement first, but refinancing options exist.
We support equipment finance from £5,000 for smaller assets to multi-million-pound fleet financing.
At Gable Asset Finance, we understand the landscaping and groundcare industry. Whether you’re a golf course, local authority, contractor, or farmer, we tailor finance solutions to your exact needs. Protect cash flow, spread costs, and access the latest machinery with our expert support.
Gable Asset Finance is a business finance and leasing company that can arrange business finance on landscaping and turfcare equipment.
So whether you’re an ag producer, work in construction or forestry, commercial grounds care, or are a small business own, we have the business finance and leasinf options you’ll need for landscape equipment and machinery.
We can finance a wide range of machinery including walk behind and tractor mounted for the need of the following needs:
We can arrange business finance and leasing for the following equipment:-
Lawn care
Turf care
Tree care
Ground care
Clearing
When you work with Gable Asset Finance, we will search our panel of funders to access flexible payment options, competitive rates, plus we guarantee fast, easy application process. At Gable Asset Finance we’re not just in the finance business; we’re in the relationship business. We’re dedicated to building long-term relationships with our customers based on trust.