Catering and Kitchen Equipment

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    Catering and Kitchen Equipment Finance in the UK | Gable Asset Finance

    Introduction

    Running a catering business in today’s fast-paced, highly competitive environment requires not only skill and dedication but also reliable and modern equipment. From refrigeration units and dishwashers to commercial ovens, food preparation tables, and bar coolers, the right tools are essential for delivering high-quality food and service. However, purchasing commercial catering equipment outright can be a huge financial burden on cash flow, particularly for independent restaurateurs and new start-ups.

    That’s where Gable Asset Finance comes in.

    As one of the leading suppliers of finance solutions for commercial catering equipment in the United Kingdom, Gable Asset Finance has built a reputation for expert advice, flexible finance options, and outstanding customer service. Our mission is simple: to help businesses like yours acquire the catering equipment you need without the heavy upfront costs that come with outright purchases.

    Whether you’re a small café, a thriving restaurant, a mobile caterer, or part of a large hospitality chain, we provide impartial advice, flexible funding solutions, and access to the best equipment finance packages available on the market.


    About Gable Asset Finance

    At Gable Asset Finance, our reputation has been built on a foundation of trust, service, and expertise. We understand that the catering industry is one of the busiest and most demanding sectors in the UK economy. Our clients don’t just need equipment—they need financial solutions that allow them to operate smoothly, serve their customers, and grow their businesses.

    We proudly serve a wide range of customers throughout the UK, from independent restaurateurs and family-run caterers to large hospitality groups and franchise chains. Each client receives the same level of attention, impartial advice, and tailored finance options.

    Our aim has always been clear:
    ✔️ To provide the best restaurant equipment finance options available.
    ✔️ To deliver outstanding customer service.
    ✔️ To make sure every recommendation and finance package is the perfect fit for your business needs.

    With Gable Asset Finance, you can focus on your passion—creating outstanding food and unforgettable customer experiences—while we take care of the financing.


    Why Choose Catering Equipment Finance?

    Purchasing high-quality catering and kitchen equipment outright can be expensive, and in many cases, it ties up capital that could otherwise be used for staffing, marketing, or growth opportunities.

    By financing your equipment with Gable Asset Finance, you can:

    • Spread the cost of your investment over manageable monthly payments.
    • Avoid large upfront costs that can strain your cash flow.
    • Benefit from tax advantages available through leasing or hire purchase.
    • Access the latest, most efficient equipment without long delays.
    • Budget with certainty thanks to predictable fixed payments.

    This approach transforms what would normally be a major capital expenditure into a series of manageable operating costs, freeing up your resources to focus on what matters most: running a successful catering business.


    Types of Catering Equipment Finance Options

    We recognise that every business has different needs. That’s why Gable Asset Finance offers a wide range of financing options designed to be flexible, affordable, and tailored to your requirements.

    1. Leasing

    Leasing allows you to spread the cost of your catering equipment over a fixed term. While the finance provider retains ownership of the equipment during the lease, you typically gain ownership or the option to upgrade at the end of the agreement. Leasing is particularly attractive for businesses that want to stay up to date with the latest technology and equipment models.

    Key benefits of leasing:

    • Lower upfront costs.
    • Flexibility to upgrade equipment.
    • Lease payments can often be offset against tax.

    2. Hire Purchase

    Hire Purchase is similar to leasing but with one key difference—you own the equipment outright at the end of the repayment period. This option is ideal if you want to spread the cost over time while ensuring ownership.

    Key benefits of hire purchase:

    • Ownership of the asset after final payment.
    • Fixed monthly payments for easy budgeting.
    • Suitable for businesses looking for long-term investment.

    3. Short-Term Rental

    Perfect for temporary needs, such as one-off events, pop-up restaurants, or seasonal businesses. Short-term rental gives you access to professional-grade catering equipment without the need for long-term financial commitment.

    Key benefits of short-term rental:

    • Flexibility for temporary or seasonal businesses.
    • No long-term contracts.
    • Affordable way to test new business ideas.

    4. Service Contracts

    Some finance agreements can include service and maintenance contracts, ensuring that your equipment is always running smoothly. These contracts combine the cost of the equipment with ongoing service support in one manageable monthly payment.

    Key benefits of service contracts:

    • Peace of mind with maintenance included.
    • Reduced downtime and repair costs.
    • Simplified budgeting with one monthly payment.

    Benefits of Catering Equipment Finance

    When you choose Gable Asset Finance, you enjoy a wide range of benefits that go beyond simply spreading the cost of your equipment.

    • Improved Cash Flow: Preserve your working capital by avoiding large upfront purchases.
    • Tax Efficiency: Lease payments may qualify as deductible expenses.
    • Minimal Upfront Costs: Start with a small deposit rather than a large purchase.
    • Flexibility: Finance options tailored for both new start-ups and established businesses.
    • Predictable Budgeting: Fixed monthly payments for better financial planning.
    • Access to Latest Technology: Stay competitive by upgrading equipment more often.

    What Equipment Can Be Financed?

    At Gable Asset Finance, we finance a comprehensive range of catering and kitchen equipment, covering everything a modern catering business could need.

    List of Equipment We Finance:

    • Refrigeration Units – fridges, freezers, cold storage.
    • Shelving Systems – storage for kitchens and catering facilities.
    • Stainless Steel Equipment – durable, hygienic preparation and work areas.
    • Appliances – small and large catering appliances.
    • Food Warming Units – hot holding cabinets, bain-maries.
    • Bar Coolers – perfect for pubs, bars, and restaurants.
    • Dishwashing Systems – commercial dishwashers and glasswashers.
    • Furniture – seating, tables, counters, and more.
    • Ice Makers – commercial ice machines.
    • Cooking Equipment – ovens, grills, fryers, ranges.
    • Food Preparation Units – mixers, slicers, processors.
    • Work Tables – stainless steel and specialist prep tables.
    • Beverage Equipment – coffee machines, juicers, dispensers.
    • Pizza & Grill Equipment – pizza ovens, chargrills, rotisseries.
    • Commercial Ovens – convection, combi, and deck ovens.
    • Utensils & Tools – essential catering accessories.
    • Cleaning Equipment – commercial cleaning systems.
    • Trolleys & Carts – for service and kitchen use.

    In addition to equipment, broader fit-out costs can sometimes be included within a single finance package, making it easier to set up or refurbish your entire operation.


    Who We Work With

    We work with catering professionals and businesses of all sizes across the UK. Our customer base includes:

    • Independent restaurants and cafés.
    • Catering companies and mobile food businesses.
    • Hotels, bars, and pubs.
    • Schools, universities, and healthcare facilities.
    • Large restaurant chains and franchises.

    Whether you’re launching a new business or upgrading an established operation, Gable Asset Finance has the right solution for you.


    Why Gable Asset Finance Stands Out

    • Expert Advice: Years of experience in both finance and catering industries.
    • Impartial Recommendations: We recommend what’s right for you, not what’s easiest for us.
    • UK-Wide Service: Supporting businesses across the country.
    • Customer Focused: We prioritise service, satisfaction, and long-term relationships.
    • Flexible Packages: Tailored to your needs, whether you’re a small start-up or a large enterprise.

    FAQs About Catering Equipment Finance

    Q: Do I need a deposit to finance catering equipment?
    A: In most cases, only a small deposit is required, making it easier to get started.

    Q: Can start-up businesses apply for equipment finance?
    A: Yes. We support both new and established businesses with flexible finance options.

    Q: What happens at the end of a lease agreement?
    A: Depending on your contract, you may own the equipment, return it, or upgrade.

    Q: Can I include installation and maintenance costs in the finance?
    A: In many cases, yes. These can be bundled into your finance agreement.


    Conclusion

    Running a successful catering business requires more than culinary talent—it requires the right equipment, smart financial planning, and reliable support. At Gable Asset Finance, we provide all three.

    With our extensive range of finance options, from leasing to hire purchase, and our commitment to outstanding customer service, we are proud to be one of the UK’s leading suppliers of catering and kitchen equipment finance.

    Whether you’re an independent café owner, a mobile caterer, or part of a large chain, we can help you acquire the equipment you need without compromising your cash flow.

     

    With many years experience in the catering and kitchens equipment sector we have completed thousands of contracts across the UK in the manufacture and installation of catering and kitchen equipment. We can help finance virtually all capital expenditure meeting your food production needs.

    Whether you are:

    • A small family shop with local needs
    • A chain of fast food outlets with or without restaurants
    • A mobile shop with special needs
    • Outside of the UK

    We can finance virtually any capital outlay from £250 upwards on item such as every day catering and kitchen equipment items such as

    • Beverages Equipment
    • Budget Catering Equipment
    • Chicken Shop Equipment
    • Coffee Shop Equipment
    • Commercial Catering Fryers
    • Commercial Catering Grills
    • Commercial Catering Water Boilers
    • Cooking Equipment
    • Fabrication & Storage
    • Fish and Chip Shop Equipment
    • Food Preparation Equipment
    • Food Service Equipment
    • Hygiene & Warewashing
    • Multi Purpose Range
    • Pizza Equipment
    • Refrigeration
    • Relines
    • Shop by Manufacturer
    • Spare Parts
    • Special Offers
    • Utensils, Thermometers & Signs

    Frying Ranges and related equipment

    • Fire Suppression System
    • Fish and Chip Shop Fires
    • Hi Efficiency Frying Ranges
    • Frying Ranges
    • Classic Frying Range
    • Counter Frying Ranges
    • Lava Grills
    • Bain Maries
    • Work Surfaces
    • Grills and Griddles
    • Wall frying ranges
    • Gas, electric or LPG Ranges
    • Curved or straight frontal glass
    • Traditional ranges or the popular flat top ranges for customers who prefer basket frying

    We deal with customers every day that want commercial kitchens to be complimented by only the best kitchen equipment. For this reason help finance the best catering & kitchen available on the market.