Computer Hardware IT Finance

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    IT Hardware Asset Finance

    At Gable Asset Finance, we make it easy for UK businesses to access the technology they need without large upfront costs. From laptops and desktops to servers, networking systems, and IT security hardware, our tailored asset finance solutions let you spread costs, manage budgets more effectively, and keep your technology up to date.

    What is IT Hardware Asset Finance?

    IT hardware asset finance is a flexible way for businesses to acquire essential computer equipment by spreading payments over time rather than paying in full upfront. This allows you to conserve valuable working capital while ensuring your team has access to the latest technology.

    Why Finance Instead of Buying Outright?

    • Spread costs across regular payments, avoiding large lump sums
    • Access the latest hardware without draining cash flow
    • Upgrade technology when needed to avoid obsolescence
    • Potential tax advantages on finance agreements
    • Maintain predictable costs with fixed monthly repayments

    Finance Options Available

    IT Equipment Leasing

    Leasing is ideal for businesses looking to stay current with technology. You simply pay a fixed monthly fee, with the option to upgrade, extend, or return the hardware at the end of the agreement.

    Hire Purchase

    Spread the cost of your IT hardware over regular instalments, with ownership at the end of the term. A great option for businesses planning to keep their equipment long-term.

    Operating Lease

    A flexible short-to-medium term rental style option that’s perfect for businesses with changing technology needs or specific projects.

    Technology Refresh Programs

    Stay on top of rapid technology cycles by automatically upgrading your hardware every few years without the burden of purchasing outright.

    Refinance & Asset Release

    If you already own IT equipment, refinancing can unlock working capital tied up in hardware, giving you fresh funds for business growth while you continue to use the assets.

    What IT Assets Can Be Financed?

    • Laptops, desktops, and workstations
    • Enterprise servers and storage systems
    • Firewalls, routers, and network switches
    • IT security and compliance equipment
    • Telecom systems and cloud-enabled hardware
    • Specialist industry devices for creative, healthcare, or engineering sectors

    Who We Work With

    We support a wide range of UK businesses and organisations, including SMEs, corporates, public sector bodies, and IT vendors/resellers. Whether you need 20 laptops or a multi-million-pound server upgrade, Gable Asset Finance can structure a finance agreement that works for you.

    Benefits of Partnering with Gable Asset Finance

    • Independent UK finance brokers with access to leading lenders
    • Specialists in finance and IT hardware solutions
    • Transparent agreements with no hidden surprises
    • Flexible repayment terms designed around your business
    • Dedicated support from our experienced client team

    Case Example

    A London-based marketing agency required 50 new laptops to support their growing remote workforce. Instead of paying £60,000 upfront, Gable Asset Finance arranged a three-year hire purchase agreement. This spread the cost into affordable monthly payments, allowing the agency to invest in new staff while keeping technology current.

    Frequently Asked Questions

    What is IT hardware asset finance?

    It’s a way for businesses to acquire essential IT equipment by spreading the cost over time through leasing or hire purchase, rather than paying upfront.

    Will I own the equipment at the end?

    That depends on the finance option. With hire purchase, ownership transfers when the final payment is made. With leasing, you may return, extend, or upgrade the equipment instead of owning it.

    What types of IT hardware can I finance?

    Almost any IT asset, including laptops, desktops, servers, data storage, networking systems, firewalls, security appliances, and telecom equipment.

    Can start-ups access IT asset finance?

    Yes. We regularly work with start-ups and growing businesses. Agreements are structured to support companies at different stages of growth.

    Is financing cheaper than buying outright?

    The right finance solution can be more cost-effective by preserving cash flow, offering tax efficiencies, and ensuring technology remains up to date rather than obsolete.

    What are the tax benefits of financing IT hardware?

    Options such as leasing may allow you to offset payments against taxable profits. Always seek professional tax advice to understand what benefits apply to your business.

    How quickly can the finance be arranged?

    Our streamlined process means finance agreements can often be put in place within days, depending on the complexity of the deal and requirements.

    Get Started Today

    Don’t let upfront IT costs hold your business back. With Gable Asset Finance, you can access flexible finance options tailored to your needs. Get in touch today for a personalised IT hardware finance quote.

    Contact us now to upgrade your IT hardware with confidence.

     

    When it comes to leasing computer hardware IT we are a leading provider of technology, vendor and managed service finance to vendors and end users, throughout the UK. We arrange business finance options for computers systems and software. 

    We finance the following technologies:

    • PCs, laptops and monitors
    • Servers and mainframes
    • Data communications and peripherals
    • Printers and photocopiers
    • Telephony systems
    • Audio-visual equipment
    • Mobile devices, including handhelds and tablets
    • Electronic point-of-sale equipment
    • Data centres
    • Software
    • Configuration, Delivery and Installation

    Why do business choose to finance computer hardware IT finance

    • Protection against technology obsolescence
    • Upgrade flexibility
    • Budget and payment flexibility
    • Operational flexibility
    • Conservation of capital
    • Reduced equipment value risk

    We offers a complete range of funding options, including:-

    •  Hire Purchase
    •  Finance Lease
    •  Operating Lease
    •  Refinance Solutions

    Technology finance that allows companies to easily upgrade their IT infrastructure. Please call us today or apply online for more information and a competitive quote.