Dental Equipment Finance

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    Dental Equipment Finance – Gable Asset Finance

    Introduction

    Running a successful dental practice means more than providing outstanding clinical care. It also requires access to the latest equipment, modern facilities, and the financial stability to invest in growth. From dental chairs and CAD/CAM technology to practice refurbishment and new start loans, dentists face significant costs when upgrading or expanding their services.

    That’s where Gable Asset Finance comes in.

    We specialise in providing tailored dental finance solutions for practices across the UK. Whether you are an established practice looking to upgrade equipment, a new associate planning to open your first surgery, or a laboratory investing in specialist technology, we help you secure the funding you need — without straining cash flow.

    Our team of finance experts will guide you through every step of the process. We compare the best deals on the market, explain the advantages of different options, and secure the right finance structure to suit your circumstances. The result? You get the equipment and funding you need, on terms that are affordable and sustainable for your practice.


    Why Finance Your Dental Equipment?

    Dental equipment is the backbone of every practice. Patients expect modern, comfortable facilities and the latest digital technology. But purchasing equipment outright can be costly, especially when factoring in installation, training, and regular maintenance.

    Financing offers a smarter way to invest:

    • Spread the cost over affordable monthly repayments.
    • Maintain working capital for salaries, consumables, and day-to-day operations.
    • Keep pace with technology by upgrading equipment more regularly.
    • Access tax advantages — many finance agreements allow you to offset repayments.
    • Match repayments to cash flow for predictability and security.

    In short, dental finance ensures you can grow your practice, enhance patient care, and stay competitive without compromising your financial health.


    Gable Asset Finance: Experts in Dental Finance

    At Gable Asset Finance, we are proud to support dental practices and laboratories across the UK. With years of experience in the healthcare and medical finance sector, we understand the unique pressures faced by dentists:

    • High upfront equipment costs.
    • The need for specialist technology.
    • Practice buy-in or acquisition expenses.
    • Cash flow management during busy and quieter periods.
    • HMRC tax liabilities.

    Our role is to remove financial barriers and help you access the solutions you need to run a thriving practice. Unlike high street banks, we are not limited to a single set of products. Instead, we work with a panel of specialist lenders and compare the market to find the best option for you.


    Dental Equipment We Finance

    We arrange finance for a wide range of dental and laboratory equipment, including:

    • Dental Surgery Equipment – everything from instruments to installation packages.
    • Cabinetry – custom cabinetry and storage designed for efficient workflows.
    • Dental Chairs – patient chairs and operator stools for comfort and ergonomics.
    • Digital Imaging Systems – high-definition imaging for precision diagnosis.
    • OPG Machines – panoramic X-ray systems.
    • CBCT (Cone Beam CT) Technology – advanced 3D imaging for implants and surgical planning.
    • CAD/CAM Technology – digital design and milling systems for crowns, bridges, and prosthetics.
    • Autoclaves – sterilisation equipment essential for compliance.
    • Compressors – reliable air systems for dental surgeries.
    • Loupes and Handpieces – precision instruments to enhance clinical work.

    We also provide finance solutions for:

    • Tax loans (business and personal).
    • Deposit funding to purchase a dental practice.
    • Refurbishment loans for modernising facilities.
    • New Start Practice Loans to help associates establish their own surgery.

    Loans for Practice Purchases and Expansion

    Running a practice is about more than equipment — it’s also about strategic growth. Gable Asset Finance provides loans for:

    • Practice Purchases – financing the acquisition of an existing practice.
    • Partnership Buy-Ins – funding for dentists joining a partnership.
    • Tax Bill Loans – spreading the cost of HMRC tax liabilities to protect cash flow.

    These solutions give you the flexibility to grow, restructure, or manage obligations without derailing your business plans.


    Fast and Flexible Finance for Dentists

    Dentistry is a fast-moving profession, and opportunities can’t always wait. That’s why we offer fast and suitable unsecured loans as well as asset finance for dentists, dental practices, and laboratories.

    Our process is designed to be simple, efficient, and transparent:

    1. Consultation – We discuss your needs and goals.
    2. Comparison – We review available finance products from across the market.
    3. Recommendation – We present tailored options based on your requirements.
    4. Approval – We secure finance quickly, often within days.
    5. Ongoing Support – We remain available throughout the life of the agreement.

    Unlike banks, we are not constrained by rigid product ranges. We provide high-quality, bespoke financial solutions designed for you.


    Dental Chair Finance & Leasing

    Dental chairs are one of the most significant investments for any practice. At Gable Asset Finance, we specialise in Dental Chair Finance and Leasing.

    • Finance available from £25,000.
    • Repayment periods geared to the economic life of the asset.
    • Finance available for new, used, and auction-bought items.
    • Refinance existing assets to free up your practice’s working capital.
    • Cash flow matched repayments for predictable budgeting.
    • Solutions available for dental and medical practices alike.

    With our tailored dental chair finance, you can upgrade your surgery without compromising liquidity or delaying essential investment.


    Types of Finance Available

    We provide a full range of finance products tailored to dentistry:

    1. Hire Purchase

    Spread the cost of equipment and own it at the end of the term. Fixed monthly payments make budgeting simple.

    2. Finance Lease

    Use equipment without ownership. At the end, you can extend the lease, return the item, or upgrade.

    3. Operating Lease

    Pay only for the period you use the equipment. Ideal for short-term needs or when technology is likely to evolve quickly.

    4. Unsecured Business Loans

    Fast, flexible funding without tying finance to specific assets. Perfect for tax bills, refurbishments, or general expenses.

    5. Refinance

    Release cash tied up in existing equipment, freeing capital for new investments.


    Benefits of Choosing Gable Asset Finance

    When you partner with Gable Asset Finance, you’re not just getting funding — you’re gaining a financial partner who understands your sector.

    • Expert Guidance – Our specialists know dental finance inside-out.
    • Market Access – We compare products from a wide panel of lenders.
    • Tailored Solutions – Every finance plan is customised to your needs.
    • Speed and Efficiency – We secure finance quickly, with minimal disruption.
    • Beyond the Bank – We offer solutions that may not be available from high street lenders.
    • Support at Every Stage – From new start-ups to established practices.

    Example Scenarios

    Scenario 1: Upgrading Technology
    A dentist wants to install a new CBCT scanner costing £80,000. Paying outright would disrupt working capital. Gable Asset Finance arranges a hire purchase agreement with fixed monthly repayments, making the investment affordable while allowing the dentist to retain cash reserves.

    Scenario 2: Starting a New Practice
    An associate dentist wants to open their own surgery but needs funding for cabinetry, dental chairs, and equipment. Gable arranges a new start practice loan combined with equipment finance, spreading the total investment over five years.

    Scenario 3: Managing Tax Bills
    A practice faces a large HMRC tax bill. Instead of draining cash flow, Gable provides a tax loan, spreading the liability into manageable monthly payments.


    FAQs

    Q: Can I finance used dental equipment?
    Yes — we can arrange finance for new, used, and even auction-bought items.

    Q: How quickly can I get finance?
    In many cases, we can secure approval within just a few days.

    Q: Do you provide loans for practice purchases?
    Yes — we support practice acquisitions, partnership buy-ins, and start-ups.

    Q: What if my bank has already declined me?
    We work with a wide panel of lenders, offering solutions that may not be available from your bank.

    Q: Do you offer refurbishment loans?
    Yes — we can help finance everything from minor upgrades to full surgery refits.


    Conclusion

    Dentistry is evolving rapidly. Patients expect modern technology, efficient services, and comfortable facilities. To stay ahead, practices must invest in equipment, technology, and infrastructure. But large upfront costs shouldn’t hold you back.

    With Gable Asset Finance, you can spread the cost of investment, protect cash flow, and unlock growth opportunities. Whether you need to finance dental chairs, imaging systems, practice purchases, or tax bills, our team of experts will guide you to the right solution.

    Let us help you advance your practice, improve patient care, and secure your future — affordably and sustainably.?

    Our aim is to provide you with a range of business finance and leasing solutions for dental practices as to enable you to buy new and improving dental technology to practices effectively & efficiently.

    Our finance products are extremely flexible and can be used to finance:

    • Dental Chairs
    • Dental Equipment
    • Cabinets
    • New and Refurbished Surgeries

    We can arrange a range of business finance and leasing solutions on all new, reconditioned and used makes of equipment including

    • Clean Water Systems
    • Decontamination Equipment
    • Special Offers
    • Air / Water Syringes
    • Dental Chair Packages
    • Digital Imaging / Caries Detection
    • Handpiece Spares
    • Light Bulbs / Fibre Optics
    • Scalers, Tips and Leads
    • Service Kits
    • Suction Filters, Tubings and Manifolds
    • Suction Motors
    • X-Ray Equipment

    From manufacturers including, but limited to the following:

    • Durr
    • Belmont
    • Fimet
    • Fedesa
    • Dentalez
    • Satele
    • Trophy
    • DCI
    • Westar
    • Eschmann
    • Burtons
    • Bambi
    • Junair
    • A-dec
    • W&H
    • Satelec
    • MediSafe
    • NewMed
    • NSK
    • Durr
    • Cattani
    • Tridac
    • and many many more

    We work with a full range of banks and lending institutions to help you get the most competitive rates. We look at specific financial solutions to suit clients needs, taking into consideration cash flow, VAT and tax positions together with longer term objectives to make sure our customers get the best overall deal..