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Modern agriculture is driven by innovation, efficiency and reliability. For farms, estates and rural enterprises across the UK, keeping pace with industry-leading machinery and technology is essential for productivity and profitability. At Gable Business Finance, our dedicated rural division helps agricultural businesses access the funding they need to acquire new and used machinery, upgrade equipment, streamline operations and stay competitive in an increasingly demanding sector.
We understand the pressures facing UK farmers — fluctuating commodity prices, labour shortages, rising input costs and the need to adopt greener and more efficient practices. That’s why our finance solutions are designed to be flexible, practical and aligned with the unique cashflow patterns of agricultural operations.
For over a decade, Gable Business Finance has worked closely with farmers, growers, contractors, agri-businesses and land-based industries to deliver funding that keeps businesses moving. Our team has a deep understanding of the rural economy and the seasonality that governs it.
Whether you are upgrading to precision farming technology, investing in sustainable equipment or replacing ageing machinery, our tailored finance options help you spread the cost over a manageable term while preserving valuable working capital.
We fund a wide range of agricultural and rural equipment, from essential day-to-day machinery to specialist technology for large-scale operations. Common assets include:
Farm buildings we can finance include:
If the asset is essential to your farming or contracting business, chances are we can finance it.
Our lending panel provides a wide choice of funding structures, ensuring rural businesses can choose the solution that best fits their growth strategy and seasonal income cycles.
A straightforward option allowing you to spread the cost of machinery with fixed monthly payments. You own the asset at the end of the term.
An affordable way to acquire equipment with lower upfront cost. You rent the asset over a fixed term and can choose to extend, upgrade, or return it at the end.
A rental-based solution suited to assets that require regular upgrading or where full ownership is not essential.
Unlock working capital tied up in equipment you already own. A powerful tool for improving cashflow, funding expansion or investing in new technology.
Used for specialist or custom-built machinery where instalments are required during manufacture or installation.
Our rural division is built on experience, understanding and strong relationships across the agricultural sector. We recognise that every farm or estate is different — and that funding must reflect the realities of rural work.
We work with lenders who understand the unique demands of agriculture, allowing better rates, flexible structures and tailored terms.
Seasonal payment schedules, VAT-only loans and low-deposit options mean we can match finance to your farm’s income patterns.
A streamlined application process keeps machinery purchases quick and operational downtime minimal.
From small family-run farms to large commercial operations and contractors, we offer solutions tailored to you.
The agricultural sector is evolving rapidly. Automation, sustainability and data-driven farming are transforming how rural businesses operate. Access to modern equipment is no longer a luxury — it’s the key to remaining competitive and maintaining profitability.
Gable Business Finance provides the funding necessary to embrace better yields, lower fuel consumption, labour efficiency and reduced downtime. Whether you’re replacing a tractor, upgrading harvesting technology or integrating precision farming tools, our team ensures the financial process is simple, affordable and aligned with your goals.
Whether you are expanding your fleet, replacing outdated machines or investing in the future of your rural enterprise, Gable Business Finance is here to help.
Contact our specialist rural division today to discuss your requirements, compare finance options and get a tailored quotation.
Gable Business Finance – Empowering the UK’s Rural Economy with Smarter Equipment Funding.