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Woodworking and joinery businesses rely on precision machinery to deliver quality, efficiency and consistency. From traditional joinery workshops to advanced CNC-driven manufacturers, investing in the right machinery is essential — but funding that investment correctly is just as important.
Gable Business Finance is the UK’s leading independent woodworking machinery finance specialist, working with carpenters, joiners, furniture manufacturers and wood processors nationwide. We help UK buyers of woodwork machinery arrange tailored finance solutions to fund the ideal machine for their individual production requirements — without placing unnecessary strain on cash flow.
Whether you are upgrading a single machine, expanding production capacity, or investing in automation, our specialist team ensures your machinery finance is structured to support long-term growth.
Unlike generalist brokers or high-street lenders, Gable Business Finance focuses on understanding how woodworking businesses operate in practice.
We understand:
Production workflows and bottlenecks
Machinery lifecycles and depreciation
Seasonal and project-based cash flow
The difference between essential infrastructure and growth investment
The realities of investing in specialist or niche machinery
Our independence means we are not tied to one lender or manufacturer. Instead, we work across the whole market to secure the most appropriate finance solution for your business and your machinery.
At Gable Business Finance, we arrange funding for both new and used woodworking machinery, giving businesses the flexibility to invest in equipment that best suits their production needs and budgets.
We regularly arrange finance for:
Start-up workshops investing in first machines
Established joinery businesses upgrading or expanding
Manufacturers investing in automation and CNC technology
Businesses purchasing high-quality used machinery
Workshops consolidating multiple machines into one finance facility
Used machinery finance is a key area of expertise, allowing businesses to access premium equipment at lower capital cost while still benefiting from structured repayments.
Gable Business Finance arranges funding for a comprehensive range of new and used woodworking machinery, supporting joinery workshops, furniture manufacturers, cabinet makers, timber processors and specialist woodwork businesses across the UK.
Below is an overview of the machinery we commonly finance, along with how each machine supports production.
Table Saws
Table saws are core workshop machines used for accurate rip cuts and crosscuts on timber and boards. They are essential for repeatable sizing and efficient material preparation.
Panel Saws
Panel saws are designed for cutting large sheet materials such as MDF, plywood and laminated boards safely and accurately. They are vital for cabinetry, furniture and joinery production.
Beam Saws
Beam saws are industrial machines used for high-volume cutting of stacked panels. They improve efficiency, accuracy and throughput in manufacturing environments.
Cross-Cut Saws
Cross-cut saws are used to cut timber to length accurately and quickly. They are commonly found in joinery shops and production lines handling solid timber.
Upcut Saws
Upcut saws provide fast, accurate cross-cutting with controlled blade movement, improving safety and consistency in repetitive cutting tasks.
Mitre Cutters
Mitre cutters are used for precise angled cuts, particularly for frames, mouldings and trim work where accuracy and clean joints are essential.
Wall Saws
Wall saws allow vertical cutting of large boards while saving floor space. They are commonly used in workshops with limited space handling large panels.
Bandsaws
Bandsaws are versatile machines used for curved cutting, shaping and resawing timber. They are particularly useful for bespoke joinery and furniture making.
Band Resaws
Band resaws are heavy-duty bandsaws designed specifically for resawing thick timber into thinner sections, maximising yield from valuable stock.
CNC Machine Centres
CNC machine centres are computer-controlled systems used for cutting, drilling and shaping components with high precision. They enable repeatability, automation and scalable production.
CNC Machining Systems
CNC machining systems integrate cutting, routing and drilling processes into a single automated workflow, improving efficiency and reducing manual handling.
Routers
Routers are used for profiling, grooving and decorative detailing. CNC routers allow complex designs to be produced accurately and consistently.
Dovetailers
Dovetail machines are used to create strong, precise dovetail joints for drawers and furniture, improving build quality and production speed.
Planer Thicknessers
Planer thicknessers flatten timber and bring it to consistent thickness, forming the foundation of accurate joinery and furniture production.
Thicknessers
Thicknessers ensure timber is brought to uniform thickness across batches, improving consistency and reducing waste.
Surface Planers
Surface planers flatten faces and straighten edges, preparing timber for further machining and assembly.
Spindle Moulders
Spindle moulders are used for shaping mouldings, cutting profiles and producing joinery components such as doors and windows.
Moulders
Moulders are specialist machines used to create decorative profiles and architectural details in timber.
Tenoners
Tenoners cut accurate tenons for mortise and tenon joints, improving strength and consistency in joinery construction.
Morticers
Morticers create precise mortises for structural joinery, reducing manual labour and improving joint accuracy.
Wide Belt Sanders
Wide belt sanders provide fast, consistent surface finishing across large panels and components, essential for high-quality finishes.
Belt Sanders
Belt sanders are used for general surface smoothing and material removal in both workshop and production environments.
Drum Sanders
Drum sanders allow controlled sanding of panels and delicate components where precision is required.
Bobbin Sanders
Bobbin sanders are ideal for sanding curved or shaped components, commonly used in bespoke furniture work.
Brush Sanders
Brush sanders are used for fine finishing, texturing and cleaning surfaces without damaging profiles.
Edge Sanders
Edge sanders smooth and finish edges accurately, particularly useful for panels and joinery components.
Profile Sanders
Profile sanders are designed to sand moulded and shaped components, maintaining consistent finishes on decorative profiles.
Edge Banders
Edge banders apply protective and decorative edging to manufactured boards, improving durability and appearance.
Boring Machines
Boring machines drill accurate, repeatable holes for dowels, fixings and hardware installation.
Pillar Drills
Pillar drills provide precise vertical drilling for joinery, furniture and production work.
Power Feeds
Power feeds provide controlled, consistent material feeding through machines, improving safety and finish quality.
Presses
Presses are used for laminating, veneering and bonding materials, ensuring strong, even adhesion across surfaces.
Briquetting presses
Briquetting presses compress wood waste into reusable fuel briquettes, improving sustainability and waste management.
Glue Spreaders
Glue spreaders apply adhesive evenly across panels prior to pressing, improving bond strength and finish quality.
Dust Extraction Units
Dust extraction units remove airborne dust and debris, supporting health and safety compliance and cleaner workshops.
Wood Recycling Systems
Wood recycling systems process offcuts and waste into reusable material or fuel, improving efficiency and sustainability.
Shredders
Shredders break down wood waste for recycling or disposal, reducing storage and handling costs.
Wood Waste Heaters
Wood waste heaters convert offcuts and dust into heat, reducing energy costs and improving environmental performance.
Woodworking Feed Units
Feed units automate material handling between machines, improving workflow and reducing manual handling.
Compressors
Compressors power pneumatic tools and systems essential to many woodworking processes.
Phase Converters
Phase converters allow three-phase machinery to operate in single-phase premises, expanding equipment options.
Single Phase Machines
Single phase machines are suitable for smaller workshops without three-phase power supplies.
Woodworking Workshop Fitout Finance
With decades of woodwork sector industry experience, we specialise in arranging finance for the complete fitout of workshops and factories for woodworking businesses across the UK.
Lathes
Woodturning lathes are used to produce spindles, balusters, table legs and decorative components.
Combination Machines
Combination machines integrate multiple woodworking functions into a single unit, ideal for space-conscious workshops.
Notching Machines
Notching machines cut precise notches and joints, supporting structural joinery and framing work.
Whether you are purchasing a single standalone machine or building a complete production line, Gable Business Finance can structure funding to suit your requirements.
Gable Business Finance arranges funding for new and used woodworking machinery from a wide range of respected UK and international manufacturers. Our experience with brand-specific machinery values, specifications and resale profiles allows us to structure finance solutions that work for both lenders and woodworking businesses.
We regularly arrange finance for machinery from manufacturers including:
ACM
ACM manufactures robust bandsaws and sawing solutions widely used for curved cutting, resawing and heavy-duty timber processing.
Alfarimini
Alfarimini specialises in sanding and finishing machinery designed to deliver consistent surface preparation across panels and components.
Altendorf
Altendorf is globally recognised for premium panel saws known for exceptional accuracy, durability and advanced safety features.
Casadei Busellato
Casadei Busellato produces a broad range of woodworking machinery, from traditional joinery equipment to advanced CNC solutions.
Compacto
Compacto manufactures space-efficient woodworking machinery, ideal for workshops balancing output requirements with limited floor space.
Hebrock
Hebrock specialises in high-performance edge banding machines used across joinery, cabinet making and furniture manufacturing.
Hoffmann
Hoffmann is known for precision joining systems, including specialist machinery for strong and accurate furniture and cabinet joints.
Holzher
Holzher is a well-established manufacturer of CNC routers, machining centres and edge banders for professional woodworking businesses.
Jet
Jet produces a wide range of woodworking machinery, valued for reliability and versatility in both workshop and production environments.
Koch
Koch manufactures advanced CNC machining and drilling systems designed for high-precision and automated production workflows.
Kundig
Kundig is a premium manufacturer of sanding machinery, particularly wide belt sanders used for high-quality surface finishing.
Kuper
Kuper specialises in veneer processing and splicing machinery, widely used in furniture and panel manufacturing.
Laguna
Laguna produces advanced CNC routers and woodworking machinery supporting modern, automated production environments.
Maggi
Maggi is known for drilling, boring and assembly machinery offering precision and reliability in joinery and furniture production.
Martin
Martin manufactures high-end woodworking machinery, recognised for engineering excellence, accuracy and long service life.
Morso
Morso specialises in mitre cutting machinery, commonly used for precision frame, moulding and trim work.
OAV
OAV designs CNC machining and panel processing systems for high-volume, precision woodworking production.
Omec
Omec is a specialist manufacturer of dovetailing machines, supporting efficient and accurate drawer and furniture joint production.
Osama
Osama manufactures glue spreading and finishing machinery designed to improve bonding consistency and surface quality.
Robland
Robland produces versatile woodworking machines suitable for small and medium-sized workshops seeking flexibility and reliability.
SAF
SAF specialises in heavy-duty sanding and finishing machinery designed for industrial woodworking environments.
Salvamac
Salvamac produces automated cross-cutting and optimisation saws that improve accuracy, efficiency and material yield.
Sanderson
Sanderson manufactures specialist and bespoke woodworking machinery, often tailored to specific production requirements.
Sawyer
Sawyer is known for material handling and sawing solutions designed to improve workflow efficiency in woodworking operations.
Sedgwick
Sedgwick produces traditional British-made woodworking machinery, valued for durability and long-term reliability.
Stenner
Stenner specialises in industrial bandsaws used for timber processing, resawing and sawmilling applications.
TigerStop
TigerStop designs automated positioning and optimisation systems that increase cutting accuracy and reduce material waste.
Transwave
Transwave manufactures phase converters that allow three-phase woodworking machinery to operate in single-phase premises.
Unosand
Unosand produces advanced sanding machinery, including wide belt and finishing sanders for high-quality surface preparation.
Vertongen
Vertongen specialises in precision saws and tenoning systems widely used in window, door and frame manufacturing.
Vitap
Vitap manufactures precision drilling and boring machines for cabinet making and furniture production.
Wood Waste Technology
Wood Waste Technology designs complete waste management solutions, including shredding, briquetting and wood waste heating systems.
Understanding machinery brands allows Gable Business Finance to accurately assess asset values, secure competitive lender terms and arrange finance for both new and used equipment. This depth of knowledge is why woodworking businesses across the UK trust Gable Business Finance as their independent machinery finance partner.
We offer a full range of specialist finance solutions, tailored to woodworking businesses.
Hire Purchase allows you to acquire machinery immediately while spreading the cost over time. It is ideal for core production machines that will remain in use long-term.
Key benefits include:
Ownership of the machine at the end of the term
Fixed or variable interest options
Repayments aligned with cash flow
Interest typically tax deductible
Potential capital allowances on qualifying machinery
VAT often reclaimable upfront on the full purchase price
Hire Purchase is commonly used for CNC machines, panel saws, edge banders and dust extraction systems.
Finance leasing offers flexibility where businesses want to preserve cash or plan for future upgrades.
Benefits include:
Lower initial cash outlay
Rentals aligned with machinery depreciation
Fixed or variable rate options
VAT payable on rentals rather than upfront
End-of-term options to retain, sell or upgrade equipment
Finance leases are often used for machinery where technology or production needs may evolve.
Operating leases may suit businesses that prefer predictable costs and regular equipment replacement.
This option:
Keeps machinery off the balance sheet
Incorporates residual values to reduce monthly payments
Provides fixed costs over the lease term
Is suitable for short- to medium-term machinery use
We will advise carefully on whether this structure is appropriate for your business.
If you already own woodworking machinery outright, asset refinance can unlock capital tied up in existing equipment.
Refinance can:
Release cash for working capital
Fund new machinery purchases
Support expansion or diversification
Reduce reliance on overdrafts
Your machinery continues to be used as normal while capital is released into the business.
In addition to machinery finance, business loans provide flexible funding for working capital and growth.
Business loans can be used for:
Machinery deposits or installations
Workshop fit-outs and upgrades
Bulk timber and material purchases
Staffing and subcontractor costs
Business expansion and diversification
Both secured and unsecured options are available, with repayment structures aligned to your trading profile.
By working with Gable Business Finance, you gain access to a wide network of mainstream and specialist lenders, ensuring competitive rates and fast decisions.
Gable Business Finance is recognised as the UK’s leading independent woodworking machinery finance expert because we combine:
Deep industry knowledge
Whole-of-market lender access
Experience with new and used machinery
Understanding of production-led businesses
Strategic, long-term financial advice
We don’t just arrange finance — we help woodworking businesses make confident investment decisions that support sustainable growth.
If you are planning to purchase woodworking machinery — whether new or used — the way you fund that investment matters.
Speak to Gable Business Finance today to discuss woodwork machinery leasing and finance. Our specialist team will help you arrange the right funding solution to match your production requirements, cash flow and long-term business goals.
Buying used woodworking machinery is a smart, cost-effective way for joinery workshops, furniture manufacturers and wood processing businesses to invest in high-quality equipment without the price tag of new machinery. Well-maintained used machines often deliver exceptional performance, long service life and excellent value — provided they are funded correctly.
Gable Business Finance is the UK’s leading independent specialist in used woodworking machinery finance. We help woodworking businesses across the UK secure tailored finance solutions to fund used machinery purchases that match their production requirements, budgets and cash flow.
Whether you are purchasing a single used machine, upgrading existing equipment or expanding production capacity, our specialist team ensures your finance is structured to support long-term growth.
Used machinery plays a vital role in the woodworking industry. Many workshops prefer proven, high-quality equipment that has already demonstrated reliability in real production environments.
Financing used woodworking machinery allows businesses to:
Access premium machinery at a lower capital cost
Preserve working capital for materials, wages and overheads
Upgrade or expand production without large upfront payments
Invest in specialist or discontinued models no longer available new
Match repayments to income and production cycles
At Gable Business Finance, we understand that used machinery purchases require a different approach from new equipment funding. Our experience allows us to structure finance that reflects real asset values and expected working life.
Choosing between new and used woodworking machinery depends on your production needs, budget and growth plans.
Used machinery is often ideal where:
The technology is proven and stable
Build quality and longevity are priorities
Budget efficiency is essential
Immediate availability is required
We work closely with you to assess whether used machinery finance is the right option and ensure lenders are comfortable with the asset being funded.
Gable Business Finance arranges funding for a wide range of used woodworking machinery, including:
CNC routers and machining centres
Panel saws, beam saws and table saws
Edge banders and drilling machines
Planers, thicknessers and moulders
Bandsaws and resaws
Sanding and finishing machinery
Presses, glue spreaders and veneering equipment
Dust extraction and wood waste systems
Specialist and bespoke machinery
Whether purchased from a dealer, manufacturer, auction or private sale, we can often arrange finance — subject to suitability and condition.
We regularly arrange finance for used machinery from many of the industry’s most respected manufacturers, including:
Altendorf, Hebrock, TigerStop, Casadei Busellato, Italpresse, Vitap, Osama, Kuper, Koch, Martin, Holzher, Sedgwick, Stenner, SCM Group brands, Kundig, Unosand, Vertongen, Laguna and many more.
Our understanding of brand reputation, resale values and machine lifecycles allows us to present used machinery proposals effectively to lenders.
Hire Purchase is one of the most common ways to fund used woodworking machinery.
It allows you to:
Take immediate ownership of the machine at the end of the term
Spread the cost over an agreed repayment period
Align repayments with cash flow
Benefit from potential tax efficiencies
Reclaim VAT upfront in many cases (subject to VAT status)
Hire Purchase is particularly suitable for core production machines intended for long-term use.
Finance leasing offers flexibility where businesses want to preserve cash or plan for future upgrades.
Benefits include:
Lower initial outlay
Predictable monthly rentals
VAT payable on rentals rather than upfront
End-of-term options to retain, sell or upgrade machinery
Finance leases are often used for machinery where production needs may evolve.
If you already own woodworking machinery outright, asset refinance can release capital tied up in existing assets.
Refinance can be used to:
Fund additional used machinery purchases
Improve working capital
Support expansion or diversification
Reduce reliance on overdrafts
Your machinery continues to operate as normal while capital is released into the business.
Alongside asset finance, business loans can support used machinery purchases and associated costs.
Business loans can be used for:
Deposits on used equipment
Installation, transport and commissioning
Tooling, upgrades or refurbishment
Working capital alongside machinery purchases
Both secured and unsecured options are available, depending on facility size and requirements.
When financing used woodworking machinery, lenders typically consider:
Machine age, condition and specification
Manufacturer reputation and resale value
Supplier type (dealer, auction, private sale)
Your business trading history and financial position
How the machinery supports your production
Gable Business Finance manages this process on your behalf, presenting proposals clearly and professionally to improve approval outcomes.
Gable Business Finance is trusted by woodworking businesses across the UK because we offer:
Specialist knowledge of woodworking machinery
Experience financing both new and used equipment
Whole-of-market lender access
Practical understanding of production environments
Independent, strategic financial advice
We don’t just arrange finance — we help you invest with confidence.
If you are considering the purchase of used woodworking machinery, the way you fund it can make a significant difference to cash flow and long-term success.
Speak to Gable Business Finance today to discuss used woodworking machinery finance. Our specialist team will help you secure the right funding solution to support your production needs and growth plans.