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The UK construction industry is the backbone of national infrastructure and economic growth. Every new housing development, transport upgrade, or commercial build relies on the strength and efficiency of construction companies across the country. At the heart of these businesses is equipment: excavators, bulldozers, dumpers, and specialist machinery that make projects possible.
But construction equipment and plant machinery do not come cheap. From the rising cost of new equipment to the expense of maintaining older plant, businesses face constant financial pressure. This is where construction equipment finance becomes essential.
At Gable Asset Finance, we specialise in helping construction businesses access the equipment they need without compromising cash flow. With decades of industry experience, we understand the pressures construction firms face – from fluctuating demand to high upfront costs. That’s why we tailor financing solutions that spread costs, support growth, and keep your projects moving.
Investing in plant and machinery is a strategic decision for any construction business. Buying outright can drain working capital and restrict a company’s ability to respond to new opportunities. Financing spreads the cost, enabling you to:
By financing plant and machinery, your business gets the tools it needs today, while aligning payments with the revenue generated by ongoing projects.
Gable Asset Finance has a long history of supporting construction businesses across the UK. We have worked with sole traders, regional builders, and national contractors to structure bespoke finance solutions for projects of all sizes.
Our team of construction finance specialists doesn’t just understand numbers — we understand construction. We know the challenges of keeping projects on schedule, managing seasonal demand, and balancing costs between labour, materials, and machinery.
That’s why we do more than provide finance. We partner with construction firms to ensure they are equipped with the right assets to succeed. Whether you need a single dumper for a small project or a fleet of excavators for a major infrastructure job, we help you find affordable, practical finance tailored to your situation.
Every construction company is different. That’s why we offer a range of finance products designed to match your specific requirements.
Hire Purchase is one of the most popular ways to finance construction equipment. With this option:
Hire Purchase is ideal for businesses that want to eventually own the asset and spread costs over time.
A Finance Lease allows you to use the equipment without committing to full ownership. With this option:
This is a smart solution for firms that want flexibility and the ability to upgrade equipment regularly.
Operating Leases are designed for businesses that only need equipment for a specific project or shorter period. With this option:
Operating Leases are perfect for companies that want access to equipment without the responsibility of ownership or long-term maintenance.
Refinancing allows you to release cash from equipment you already own. With this option:
This is a powerful way to improve cash flow, invest in new projects, or consolidate debt — all while making the most of assets you already have.
At Gable Asset Finance, we provide finance solutions for a wide range of construction equipment and plant. These include:
No matter the scale or type of machinery, our finance team can structure a deal that keeps your business equipped and ready for work.
The UK construction industry faces unique challenges that make financing solutions even more important:
At Gable Asset Finance, we help businesses navigate these challenges with tailored financial solutions that are flexible and forward-thinking.
Imagine a mid-sized construction business that wins a new housing development contract. The project requires multiple excavators and dumpers, but the upfront cost is over £500,000. Paying in cash would leave the company exposed, with little working capital for wages, fuel, and unexpected delays.
Instead, the company approaches Gable Asset Finance. We structure a Hire Purchase agreement that spreads payments over five years. This means:
This is how asset finance enables construction companies to grow without over-stretching financially.
Q: Can I finance second-hand construction equipment?
Yes, we can arrange finance for both new and used equipment, subject to age and condition.
Q: How quickly can finance be arranged?
We work efficiently — often agreements can be finalised within days once the necessary details are provided.
Q: Do I need a deposit?
Some agreements require a deposit, while others can be structured at 100% finance. We’ll advise based on your situation.
Q: What size companies do you work with?
From sole traders to major contractors, we provide finance for construction firms of all sizes.
Q: Can I refinance equipment I already own?
Yes, refinancing is a popular way to release working capital tied up in assets.
Construction equipment and plant machinery are the lifeblood of the industry. Without them, projects stall, opportunities are lost, and growth becomes impossible. But with rising costs and cash flow pressures, financing is often the smartest way to equip your business.
At Gable Asset Finance, we combine deep construction industry knowledge with decades of financial expertise. We are proud to support UK construction firms with tailored finance solutions — from hire purchase to leasing and refinancing.
Whether you need excavators, bulldozers, dumpers, or site vehicles, our team will ensure you get the equipment you need, on terms you can afford.
Get in touch today to discuss how Gable Asset Finance can power your next project.
We can arrange business finance and leasing on virtually all types of construction machinery such as:-
We can arrange business finance and leasing on virtually all manufacturers construction machinery such as:-
We are able to arrange business finance and leasing on a great range of extremely effective new & used plant machinery, from bulldozers to excavators and more. Please contact us or apply online for a detailed finance quote.