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Bridging finance is a powerful short-term funding solution for campsite and caravan park operators
who need speed, flexibility and certainty. In a sector where opportunities can arise quickly and
timing is often critical, bridging finance allows park owners to act decisively when traditional
lenders are unable to move fast enough.
Campsites and caravan parks frequently encounter situations where long-term funding is not yet in
place, planning decisions are pending, or urgent investment is required to protect or enhance the
value of the site. Bridging finance fills these gaps by providing rapid access to capital secured
against property or land, with repayment structured around a clear exit strategy.
At Gable Business Finance, we arrange bridging finance specifically for UK campsite
and caravan park businesses. We understand the sector’s complexity and structure bridging solutions
that support your objectives without creating unnecessary risk.
Bridging finance is a short-term loan designed to “bridge” a funding gap. It is typically secured
against property or land and is intended to be repaid within a defined period, often between a few
months and two years.
For campsite and caravan park operators, bridging finance is commonly used where:
Unlike long-term loans, bridging finance focuses on the value of the underlying asset and the
strength of the exit strategy rather than detailed trading history.
The campsite and caravan park sector presents unique timing challenges.
Common characteristics include:
Bridging finance allows park operators to move quickly while longer-term funding is arranged or
value is unlocked.
Attractive parks do not remain on the market for long.
Bridging finance can be used to:
Once acquired, the bridge is typically repaid through a commercial mortgage.
Many parks require immediate investment after purchase or between seasons.
Bridging finance can fund:
These improvements often increase the park’s value and finance options.
Land without full planning consent may not qualify for long-term lending.
Bridging finance allows operators to:
Once planning is secured, long-term finance becomes available.
Unexpected costs or delayed income can place pressure on park operations.
In carefully structured situations, bridging finance may be used to:
This use requires particularly clear exit planning.
Bridging facilities are structured around three core elements:
Interest may be:
This flexibility allows bridging finance to be tailored to specific circumstances.
Every bridging facility must have a defined exit.
Common exits for campsite and caravan park operators include:
A strong exit strategy is critical to securing favourable terms and avoiding unnecessary risk.
Bridging finance prioritises speed and flexibility over long-term cost.
While interest rates are higher than traditional loans, bridging finance can:
Used correctly, the commercial benefits often outweigh the cost.
Even though bridging finance is faster than traditional lending, due diligence remains important.
Lenders will still consider:
Specialist guidance ensures issues are identified early.
Bridging finance carries risk if poorly structured.
Common risks include:
At Gable Business Finance, we manage risk by:
Bridging finance rarely stands alone.
It is commonly used alongside:
Blended funding strategies provide flexibility without compromising stability.
Bridging finance for campsites and caravan parks requires sector-specific expertise.
At Gable Business Finance, we offer:
Our priority is ensuring bridging finance supports your strategy rather than creating pressure.
If you need fast, flexible funding for a time-critical opportunity or challenge, bridging finance
may be the right solution.
Contact Gable Business Finance today to discuss bridging finance options designed
specifically for UK campsite and caravan park businesses.