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At Gable Business Finance, we specialise in arranging tailored asset finance solutions for caravan parks, campsites, holiday parks and glamping businesses across the UK. Vending machines are a highly effective, low-labour revenue-generating asset that can significantly enhance guest convenience while creating additional income streams across a site.
From snack and drink machines to hot beverage units, ice dispensers and essential-item vending, modern vending solutions allow caravan parks and campsites to meet guest needs around the clock. As guest expectations evolve and operators seek to diversify income beyond accommodation alone, investment in high-quality vending machines can deliver strong returns. Asset finance enables campsite operators to deploy vending equipment without large upfront costs, preserving working capital and aligning repayments with revenue generation.
This guide explains how asset finance for vending machines works in the UK, the types of vending machines commonly funded for caravan and campsite businesses, the finance options available, how lenders assess applications, and how funding can be structured to reflect the seasonal and operational realities of leisure-based site operations.
Vending machines serve a unique role on caravan parks and campsites by providing convenient, self-service access to food, drink and essential items at all hours. They complement on-site shops, cafés and bars while reducing reliance on staffing and fixed opening times.
Across the caravan and campsite businesses we support, vending machines are relied upon to:
Well-placed vending machines can deliver consistent income throughout the season while improving the overall guest experience.
Asset finance allows a UK business to acquire an asset new to its organisation via leasing or hire purchase, rather than paying the full cost upfront.
For caravan parks and campsites, asset finance enables investment in revenue-generating equipment such as vending machines while preserving working capital for staffing, utilities, maintenance and marketing.
The vending machines themselves typically act as security for the finance provider, reducing the need for additional collateral.
Vending machines are attractive assets from both an operational and lender perspective because they generate direct, measurable income.
Commercial benefits include:
Modern vending machines with telemetry and cashless payment systems also provide valuable data on sales patterns and product performance.
UK asset finance providers will generally support a wide range of vending machines, provided they are commercially specified, compliant and supplied by reputable manufacturers.
Offering crisps, sweets and packaged snacks popular with families and children.
Dispensing bottled water, soft drinks and energy drinks during peak seasons.
Providing coffee, tea and hot chocolate, particularly useful during mornings and cooler months.
Popular on touring and camping sites during summer months.
Dispensing items such as toiletries, phone chargers, adapters and camping essentials.
Advanced machines offering sandwiches, ready meals or local produce.
Vending machine performance is heavily influenced by placement and accessibility.
Key considerations include:
Lenders favour vending investments where placement strategy is clearly defined.
Vending machines on caravan parks and campsites must comply with food safety, electrical and consumer regulations.
Key considerations include:
Lenders typically expect confirmation that machines meet all relevant regulatory requirements.
Asset finance for vending machines is commonly used for:
Suitable where long-term ownership of vending machines is preferred.
Allows flexibility to refresh machines as technology evolves.
Often used where vending equipment is expected to be replaced regularly.
Reduces monthly payments via a balloon structure.
Vending machines require restocking, maintenance and active product management. Poor product selection or machine downtime can reduce returns.
Many caravan parks align vending finance repayments with peak trading periods when usage and income are highest.
A holiday park group financed multiple vending machines across several parks.
A campsite financed smart vending machines to reduce cash handling.
A touring park installed ice vending machines to meet summer demand.
A rural campsite installed essential-item vending to improve guest convenience.
A phased finance approach allowed vending deployment over multiple seasons.
Yes, when commercially specified and supplied by approved vendors.
Yes. Many parks combine vending finance with wider facility upgrades.
In some cases, yes, subject to lender criteria.
Vending machines provide a reliable, low-labour revenue stream while improving guest convenience on caravan parks and campsites. Asset finance enables operators to invest in modern, high-performing vending solutions while maintaining financial flexibility.
At Gable Business Finance, we specialise in arranging asset finance for UK caravan parks and campsites. By understanding guest behaviour, seasonal demand and revenue dynamics, we help operators secure funding solutions aligned to their commercial objectives.
Finance is available to UK businesses only and is subject to status, affordability and lender criteria. This content is provided for information purposes only and does not constitute financial advice.