Complete this online form with details of your enquiry and one of our advisors will call you back.
Trucks play a critical role in the UK materials handling sector, forming the vital link between
warehouses, factories, ports, distribution centres, and end customers. From short-distance shuttle
movements between sites to nationwide distribution networks, trucks enable the physical flow of
goods that underpins the entire supply chain.
Gable Business Finance specialises in arranging asset finance for trucks used within materials
handling operations. We support UK businesses acquiring new, used, and specialist trucks while
preserving cash flow and aligning finance structures with operational demands.
In the materials handling sector, trucks are not simply transport vehicles. They are an integrated
extension of warehouse and logistics operations, enabling:
Without reliable truck fleets, even the most advanced warehouses and automated facilities cannot
function efficiently.
Rigid trucks are widely used for regional distribution, store deliveries, and hub-to-hub movements.
They offer a balance of payload capacity, manoeuvrability, and efficiency.
Articulated vehicles are essential for high-volume, long-distance transport between national
distribution centres, ports, and major logistics hubs.
These trucks are commonly used for palletised goods, offering protection, ease of loading, and
compatibility with dock levellers and warehouse systems.
Cold-chain vehicles support food, beverage, pharmaceutical, and healthcare logistics where
temperature control is critical.
This includes tail-lift trucks, moffett-mounted vehicles, container transporters, and yard shunters
used within industrial and logistics environments.
Trucks represent a significant capital investment. Financing allows businesses to acquire and
operate modern fleets without tying up large amounts of working capital.
Key reasons businesses choose truck finance include:
Gable Business Finance structures truck finance specifically for the needs of the materials handling
sector. We understand fleet utilisation, mileage patterns, and operational pressures.
We arrange finance for:
Hire purchase enables businesses to spread the cost of a truck over time while working towards full
ownership. This is ideal for companies that want long-term control of their fleet.
A finance lease allows use of the truck without ownership. It offers flexibility and can be
structured to optimise balance sheet treatment.
Operating leases are commonly used where regular fleet replacement is required. Vehicles are
returned at the end of the term, reducing residual value risk.
Contract hire combines vehicle use with maintenance and fleet management, making it popular for
logistics operators seeking predictable monthly costs.
Existing trucks owned outright can be refinanced to release capital while remaining in daily use.
This is often used to fund expansion or replace older vehicles.
Many materials handling businesses choose used trucks to balance cost and performance. Gable
Business Finance regularly arranges funding for high-quality used vehicles, including:
We assess vehicle condition, age, and suitability to ensure finance terms align with expected
working life.
As sustainability becomes a priority across the UK supply chain, many materials handling businesses
are transitioning to electric or low-emission trucks.
Gable Business Finance supports:
Finance structures can reflect higher upfront costs while capturing long-term operating savings.
Gable arranged hire purchase for a fleet of rigid trucks to support a growing regional delivery
network while preserving working capital.
A finance lease was structured for articulated trucks used in long-haul distribution between UK
hubs.
Refrigerated trucks were financed through contract hire, including maintenance support and fixed
monthly costs.
Asset refinance released capital from owned trucks, funding additional vehicles to support
just-in-time deliveries.
Truck finance in the materials handling sector requires more than generic funding. Gable Business
Finance combines sector expertise with access to specialist lenders.
Our clients benefit from:
If your materials handling business needs to acquire or upgrade trucks, Gable Business Finance can
help structure the right funding solution.
We support UK businesses at every stage of their fleet investment journey.
© 2026 Gable Business Finance. Specialist asset finance brokers for the UK materials handling sector.