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The UK haulage, transport and logistics industry plays a vital role in keeping the economy moving — delivering everything from raw materials to consumer goods, across all sectors. With growing demand, environmental challenges, and evolving regulatory standards, haulage companies need access to reliable and flexible financial solutions to stay competitive and compliant.
Gable Business Finance are experts in providing specialist finance for the UK haulage sector. We help businesses across transport, logistics and distribution secure the funding they need to invest in vehicles, equipment and infrastructure — ensuring they can operate efficiently, safely and sustainably.
At Gable, we understand the complex financial needs of businesses operating in fast-paced and capital-intensive transport industries. Our specialist haulage finance team works with companies of all sizes — from independent owner-operators to large fleet managers — to create flexible, affordable funding packages tailored to your business model and operational requirements.
We provide finance to businesses in a wide range of sectors, including:
Whether you’re moving food products in refrigerated vehicles, managing hazardous materials transport, or handling oversized loads, we offer the expertise and finance options to keep your fleet moving and your operations efficient.
Gable provides finance for both new and second-hand haulage vehicles, ensuring you have the flexibility to choose the best solution for your business. We work with small and large operators alike, financing everything from two-axle and multi-axle lorries to specialist refrigerated and multi-car transporters.
With competitive rates, flexible repayment terms and fast approval processes, we make vehicle financing straightforward and cost-effective. Whether you’re replacing aging fleet vehicles, expanding capacity or upgrading to more energy-efficient models, Gable’s haulage finance experts can help you secure the funding you need.
Our finance covers an extensive range of haulage and logistics assets, including:
We can also assist with finance for specialised equipment such as cranes, hydraulic systems, storage containers, GPS tracking, and telematics systems used within the haulage and logistics sectors.
Our broad portfolio of finance products is designed to meet the specific needs of haulage operators and logistics businesses. Whether you need to purchase, lease, refinance or release equity from existing assets, Gable Business Finance offers a tailored solution that aligns with your goals.
Flexible business loans for haulage and logistics companies to support cash flow, growth or operational investments — including driver training, taxes, and maintenance costs.
Spread the cost of vehicles, trailers, and equipment over time with fixed monthly payments, preserving cash while keeping your fleet up-to-date.
Unlock the value of existing vehicles or machinery by refinancing them to raise capital for business investment, expansion, or debt consolidation.
Leverage the value of your existing assets as collateral to access larger funding lines for business growth or fleet renewal.
Lease haulage equipment or vehicles for a fixed term with the option to upgrade at the end of the agreement, keeping your fleet modern and efficient.
Acquire ownership of vehicles and equipment by paying in instalments over an agreed term. Perfect for businesses planning long-term asset retention.
Improve your cash flow by unlocking the value of unpaid customer invoices. Get immediate access to funds to cover fuel, payroll, or maintenance costs.
Our finance solutions are designed to help you operate efficiently, manage costs effectively, and plan for long-term success. Key benefits include:
In an industry facing rising fuel costs, driver shortages and tightening environmental standards, haulage businesses must remain agile. Gable Business Finance provides access to funds and equipment that enable you to adapt and thrive.
Our finance solutions are used across the UK by businesses working in diverse areas of transport and logistics:
Gable Business Finance’s haulage funding specialists have extensive experience in structuring finance deals that align with each sector’s specific operational and compliance requirements.
We can finance a full range of haulage vehicles, including articulated and rigid lorries, tractor units, refrigerated trucks, tankers, and multi-car transporters. Both new and second-hand vehicles are eligible for funding.
Yes. If you own your vehicles outright, asset refinance allows you to unlock capital tied up in those assets and reinvest it back into your business or improve liquidity.
Absolutely. We provide tailored finance for specialised haulage equipment, including cranes, hazardous material tankers, livestock carriers, and custom transporters.
Yes. Many haulage businesses use business finance and invoice finance products to assist with cash flow management — covering driver training, tax duties, fuel, energy costs, and maintenance.
We work with both established companies and new start-ups. Our team can create finance packages suitable for new entrants, owner-drivers, and growing fleets alike.
By upgrading to newer, more reliable vehicles and investing in smart technology like telematics, you can reduce downtime, increase route efficiency, and lower operating costs.
Yes. Gable offers finance for green and low-emission haulage vehicles, helping businesses meet sustainability targets and comply with Clean Air Zone requirements.
Depending on the finance structure, you may benefit from capital allowances, tax-deductible interest payments, or VAT recovery. Always consult with your accountant for specific advice.
We pride ourselves on fast decision-making. Once we have all the necessary information, many applications can be approved within 24–48 hours, ensuring you can get your vehicles on the road quickly.
At Gable Business Finance, we understand the challenges faced by businesses in the UK haulage, transport, and logistics industries. From general haulage and food distribution to hazardous goods and vehicle transport, we’ve helped hundreds of businesses access the right finance products to keep their operations moving efficiently. Below are 10 detailed case studies showing how our funding solutions have helped hauliers of all sizes achieve growth and stability.
Business Type: Midlands-based General Haulage Company
Challenge: A family-owned firm wanted to expand its fleet to meet rising demand but lacked the capital to purchase vehicles outright.
Solution: Gable Business Finance arranged a Hire Purchase agreement for four new articulated lorries worth £380,000.
Outcome: The company spread payments over five years with a low deposit, gained full ownership at term-end, and increased delivery capacity by 40%.
Business Type: North East Fuel Distribution Business
Challenge: Needed to replace ageing tanker trucks to comply with new ADR regulations and improve fuel efficiency.
Solution: Gable arranged Tanker Truck Finance using an Asset Finance package with flexible repayments and no initial deposit.
Outcome: The company acquired three compliant, low-emission tankers within six weeks, saving 12% on fuel costs and meeting environmental standards.
Business Type: Scottish Refrigerated Transport Company
Challenge: Rising energy and fuel costs strained cash flow and limited growth potential.
Solution: Gable provided Asset Refinance to release £250,000 of equity tied up in refrigerated trailers.
Outcome: The business improved cash flow and covered operating costs without interrupting its day-to-day fleet operations.
Business Type: National Courier and Parcel Delivery Company
Challenge: Rapid business growth led to cash flow issues due to outstanding invoices.
Solution: Gable structured an Invoice Finance facility, providing 85% of invoice value upfront.
Outcome: The business unlocked £600,000 in working capital, allowing it to hire new drivers and expand its delivery fleet for the busy holiday season.
Business Type: Vehicle Transport & Automotive Logistics Firm
Challenge: Needed new multi-car transporters for dealership contracts but wanted to avoid asset ownership costs.
Solution: Gable created a Finance Lease arrangement for two new eight-car transporters valued at £480,000.
Outcome: The lease enabled the firm to expand capacity while maintaining financial flexibility and tax efficiency.
Business Type: South Coast Heavy Haulage Operator
Challenge: Needed funding to train new HGV drivers and meet clean air compliance standards.
Solution: Gable provided a Business Finance Loan of £150,000 with fixed repayments over five years.
Outcome: The business trained 15 new drivers, upgraded emissions systems, and expanded into two new regions.
Business Type: East London Container Haulage Firm
Challenge: Required significant funding for an international contract while managing existing obligations.
Solution: Gable implemented an Asset-Based Lending facility using fleet assets as collateral to secure £1.2 million.
Outcome: The business purchased 10 new container chassis and three heavy-duty tractor units, expanding into Europe and increasing turnover by 35%.
Business Type: Independent Livestock Transporter (Sole Trader)
Challenge: Needed a new livestock trailer but had limited business credit history.
Solution: Gable arranged a Personal Finance package secured against the operator’s property.
Outcome: The customer acquired a new 3-axle trailer compliant with DEFRA standards and secured new long-term contracts with two major farms.
Business Type: National Food Logistics Company
Challenge: Required additional refrigerated and curtain-side trailers to meet contract growth.
Solution: Gable arranged Trailer Finance through an Asset Finance agreement, covering both new and used trailers.
Outcome: The company expanded its fleet by 12 trailers, improving delivery turnaround and nationwide reliability.
Business Type: Specialist Heavy & Abnormal Load Transport Company
Challenge: Needed capital for cranes and extendable low-loader trailers for infrastructure projects.
Solution: Gable combined Asset Refinance on existing tractors with Hire Purchase for new trailers worth £650,000.
Outcome: The company accessed working capital while expanding specialist equipment, winning a multi-year renewable energy transport contract.
| Finance Product | Example Use Case | Business Impact |
|---|---|---|
| Hire Purchase | Expansion of general haulage fleet | Ownership and capacity growth |
| Asset Finance | Tanker, trailer, and vehicle upgrades | Flexible repayments and modern fleet |
| Asset Refinance | Unlocking working capital | Improved liquidity and stability |
| Asset-Based Lending | Expansion funding for logistics firm | Capital for large-scale growth |
| Finance Lease | Fleet upgrades without ownership | Tax efficiency and flexibility |
| Business Finance Loan | Driver training and compliance | Enhanced workforce readiness |
| Invoice Finance | Parcel delivery company | Immediate cash flow improvement |
| Personal Finance | Owner-operator funding | Access to capital for small traders |
These case studies highlight how Gable Business Finance provides tailored, flexible funding for every type of UK haulage business. From single-vehicle operators to nationwide logistics firms, our team supports the acquisition of vehicles, trailers, and specialist equipment while helping businesses manage cash flow, remain compliant, and achieve sustainable growth.
Whether you need Hire Purchase, Asset Finance, Lease Finance, or Invoice Financing, Gable has the experience and market knowledge to find the most cost-effective and efficient funding solution for your haulage business.
Whether you operate a single vehicle or manage a nationwide fleet, Gable Business Finance provides the experience, flexibility, and resources to help your haulage business succeed. Our goal is to help you invest in the right vehicles and equipment, maintain cash flow stability, and achieve long-term operational growth.
Gable Business Finance – Experts in Haulage, Transport & Logistics Funding.
Contact us today to discuss your finance options and receive a tailored funding solution for your haulage business.