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Tractors are the engine room of every UK racecourse. From track preparation and jump renovation to parade ring presentation and estate maintenance, tractors and their attachments power the work that keeps racing surfaces safe, fair and visually outstanding.
Gable Business Finance specialises in financing tractors and attachments for UK racecourses. We understand the unique demands of horseracing – from flat and jump tracks to training gallops, show arenas and public enclosures – and we design finance solutions that allow courses to invest in the machinery they need, without straining cash flow or delaying vital improvements.
We can finance landscape machinery for racecourses of all types – new or used equipment, covering:
Gable Business Finance is able to finance machines with no age limitation, whether they are:
Equipment that we typically finance for UK racecourses includes:
Unlike many other sports venues, racecourses must manage large expanses of turf subject to high-speed, high-impact loading from horses and vehicles. Tractors and attachments are critical to:
With the right tractors and attachments, racecourses can bring more of this work in-house, reduce reliance on contractors, accelerate turnaround between meetings and maintain consistent racing surfaces that meet regulatory and welfare standards.
UK racecourses typically employ compact, mid-sized and utility tractors from leading manufacturers, chosen for reliability, versatility and operator comfort.
New Holland tractors, including models such as the T4 and T6 series, are widely used for racecourse ground management. For example, New Holland has partnered with Chelmsford City Racecourse, supplying T6 tractors capable of handling mowing, aeration, levelling and heavy towing duties.
John Deere compact and utility tractors, such as the 4066R, are valued for their power-to-size ratio, visibility and integration with turf attachments. Many racecourses also run Deere zero-turn mowers alongside their compact tractor fleets.
Kubota is a prominent brand across UK groundcare. Their compact and mid-sized tractors offer excellent reliability, straightforward controls and strong dealer support — making them a popular choice for racecourse estates and turf teams.
While not traditional tractors, Avant articulated loaders such as the 860i are heavily used on racecourses. Their tight turning circle, high lift capacity and wide range of attachments make them ideal for:
Gable Business Finance funds all of these brands and machine types, whether sourced new from a dealer or purchased used from another venue or contractor.
Attachments transform tractors and loaders into multi-purpose tools, enabling racecourses to meet the diverse demands of track, turf and estate management.
Gable Business Finance can fund tractors and attachments together in a single package, or finance attachments separately as your operational needs grow.
We understand that racecourses need to maintain top-quality surfaces while managing budgets, race schedules and capital projects. Gable Business Finance provides a broad range of finance solutions specifically suited to high-value machinery and long-term assets.
A simple, popular way for racecourses to purchase tractors and attachments. You spread the cost over an agreed term, and ownership passes to the racecourse at the end of the agreement.
With a finance lease, your racecourse rents the tractor or equipment for an agreed period while the funder retains ownership. At the end of the lease there are usually options to extend, upgrade or otherwise dispose of the asset via an agreed route.
Contract hire is a form of operating lease where you pay to use the tractor or machinery for a fixed period, returning it at the end. This can be ideal for equipment that needs regular renewal and predictable running costs.
Asset finance solutions enable racecourses to acquire tractors, attachments and other landscape machinery secured against the equipment itself. This helps preserve existing bank overdraft and loan facilities while still investing in key assets.
Not all racecourse equipment is heavy iron. Soft asset finance covers items such as smaller implements, technology, workshop equipment, and sometimes even elements of infrastructure or arena systems. Gable can help racecourses finance these alongside traditional machinery.
Gable can work with specialist dealers and suppliers to offer vendor finance options to racecourses. This allows equipment to be offered with an embedded finance solution, streamlining the buying process and providing racecourses with a one-stop machinery and finance package.
If your racecourse already owns tractors, loaders or attachments, asset refinance can unlock capital tied up in those assets. This released cash can then be reinvested in:
Many racecourses operate trucks or larger vehicles for logistics, transport or event support. Gable also finances trucks used for moving equipment, materials and infrastructure, enabling courses to manage both turf machinery and transport fleets efficiently.
For significant groundworks or major capital projects – such as drainage installations, large-scale re-profiling or permanent arena construction – heavy equipment such as excavators, large loaders and dozers can be financed under tailored agreements that match the project timeframe and expected return.
Whichever structure you choose – Finance Lease, Contract Hire, Hire Purchase, Operating Lease, Soft Asset Finance, Vendor Finance, Asset Refinance, Truck Finance or Heavy Equipment Finance – Gable Business Finance tailors the agreement to suit the specific needs and cash flow of your racecourse.
We can finance compact, mid-sized and utility tractors, Avant loaders, mowers, aerators, top dressers, sprayers, blowers, irrigation equipment, UTVs, ATVs, gritters, snow ploughs and more.
Yes. We can finance both new and used equipment with no strict age limitation, subject to condition and valuation. This includes machinery bought from dealers or acquired privately.
Both are possible. We can bundle attachments with the tractor in one agreement, or finance attachments separately as your operational requirements evolve.
Not always. Gable can often structure agreements with low or zero deposit, depending on the course’s circumstances and credit profile.
Typical terms range from 2–7 years, depending on the equipment type, usage pattern and expected working life.
Yes. We recognise that racecourses have seasonal income patterns and specific high-revenue periods linked to fixtures and festivals. We can design seasonal repayment profiles to reflect this.
Yes. We regularly finance irrigation systems, pump stations, hosereels, booms and drainage machinery, as well as associated groundcare equipment.
Yes. Asset refinance allows you to release equity tied up in fully or partially paid-off machines and use it to fund new projects, equipment or course improvements.
No. We work across all major brands, including New Holland, John Deere, Kubota, Avant, and many others, as well as independent and niche manufacturers.
Absolutely. We finance equipment for training gallops, schooling fences, showjumping arenas and warm-up rings, as well as the main race track and parade areas.
A premier racecourse wanted to fully renovate its parade ring and winners’ enclosure turf to improve appearance on broadcast days. The project required a compact tractor, turf cutters, an Avant loader with pallet forks and a high-tip collector. Gable Business Finance provided a combined Hire Purchase agreement covering both the tractor and loader plus key attachments. Payments were structured to increase slightly during the busiest months of the racing calendar, matching cash flow to income from feature meetings.
Following several wet winters, a jump racecourse needed to address compaction and waterlogging on key bends and take-off areas. The team selected a mid-sized New Holland tractor and an AGRI-Vator deep aeration implement. Gable arranged a Finance Lease to fund the equipment, allowing the course to improve surface resilience and drainage without committing to an upfront purchase. The improved track conditions reduced the risk of abandoned fixtures, protecting race-day revenue.
A dual-purpose racecourse required a versatile tractor capable of handling aeration, mowing and material movement. They chose a John Deere 4066R compact tractor with front loader, pallet forks, bucket and rear-mounted flail mower. Gable financed the full package through Hire Purchase, giving the course long-term ownership and enabling them to undertake more jump refurbishment and landing zone repairs in-house.
A racecourse with significant hardstanding and spectator areas needed a flexible machine to handle sand spreading in winter and walkway repairs year-round. An Avant 860i loader with sand bucket, broom and scraper attachments was selected. Gable structured an Operating Lease for the machine and attachments, keeping monthly payments low and providing the option to upgrade to a newer model at the end of the term as requirements evolve.
A training-focused racecourse wanted to improve turf consistency in its canter ring and schooling areas. They acquired a Kubota compact tractor and a high-tip mower/collector combination. Gable provided Soft Asset Finance, covering both the tractor and the mower unit under one agreement. This allowed the course to refine its training surfaces, improving safety and rider confidence.
A large venue featuring both flat racing and showjumping events needed a coordinated upgrade across its tractors and arena equipment. The project included two New Holland tractors, one John Deere compact unit and a series of attachments: arena levellers, harrows, rollers and topdressers. Gable Business Finance deployed a mix of Finance Lease and Heavy Equipment Finance, keeping payments predictable while enabling the venue to offer consistently high-quality track and arena conditions.
One racecourse sought to add a permanent showjumping arena to diversify event income. Rather than drawing heavily on reserve funds, they used Gable to refinance existing tractors and turf equipment. The equity released was put toward arena construction, while new specialist arena-levelling equipment was funded via a separate Hire Purchase agreement. This approach allowed the course to expand operations without compromising day-to-day cash flow.
After several wet meetings, a racecourse faced significant wear and damage to public walkways and temporary car park fields. The solution involved acquiring an ATV, two utility vehicles, a compact tractor, a grader blade and a roller. Gable delivered a blended finance package incorporating Soft Asset Finance and Contract Hire for the vehicles, ensuring the venue could restore surfaces quickly and maintain access for future events.
A training facility attached to a racecourse needed to stabilise moisture levels on its gallops and training rings. It invested in engine-driven hosereels and irrigation booms requiring compatible tractor hydraulics. Gable financed both a new Kubota tractor and the irrigation equipment via Asset Finance and Unsecured Business Loan components, enabling the training surfaces to be watered consistently, protecting both horses and turf.
A multi-discipline venue hosting racing, showjumping, eventing and concerts required a comprehensive machinery package: a New Holland T6 tractor, an Avant 860i loader, an AGRI-Vator, flail mower, high-tip collector, post driver, bale spikes and bucket broom. Gable Business Finance designed a bespoke Heavy Equipment Finance and Hire Purchase mix, aligning terms with expected asset life. This solution gave the venue the tools to manage grass tracks, arenas, fields and event infrastructure with a single integrated fleet.