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High-traffic walk-off areas—those zones where golfers exit greens and move to the next tee—are some of the most heavily compacted surfaces on any golf course. Thousands of footsteps each week compress the soil, thin the turf, and reduce infiltration. Without intervention, these areas quickly become weak, muddy, and visually poor, especially during winter months.
A busy UK course faced exactly this challenge. Despite regular overseeding and routine aeration, compaction levels continued to rise in key walk-off zones. The course manager identified that a linear aeration machine would offer the deep fracturing required to relieve compaction and restore surface firmness.
After equipment trials, the club selected the Redexim Verti-Quake, renowned for its ability to:
However, the club wanted to avoid a heavy upfront purchase during a period when other maintenance investments were planned. Gable Business Finance arranged a low-deposit plan that allowed the club to acquire the Verti-Quake immediately while preserving cash flow.
The Verti-Quake became an essential tool for managing compaction hot-spots around greens, tees, and high-traffic corridors.
Modern golf course management relies on a wide range of machinery, vehicles, tools and technology. Asset Finance allows UK golf clubs and groundcare teams to acquire this essential equipment without the large upfront costs traditionally associated with capital purchases.
Asset Finance is a funding method that enables businesses—including golf clubs, contractors and PGA coaching operations—to purchase or refinance essential equipment through manageable instalments. Instead of paying in full upfront, the business spreads the cost over an agreed term, protecting cash flow and allowing immediate use of the asset.
Asset Finance can be used for a wide range of investments, from mowers and tractors to irrigation, IT systems and coaching technology.
Asset Finance supports sustainability, planning and affordability across the golf sector. Key advantages include:
Many clubs use Asset Finance to modernise their machinery fleet, improve turf management programmes, or support major course upgrades.
Nearly all essential equipment used in golf course operations can be financed. This includes:
Gable supports a broad range of both hard and soft assets, depending on lender criteria.
Asset Finance is used widely across the UK golf industry, including:
Whether purchasing a single aerator or replacing an entire machinery fleet, Asset Finance provides financial stability and operational flexibility.
*Always seek professional financial advice for VAT and tax treatment.
Monthly repayment levels depend on:
Interest rates are fixed for the duration of the agreement, ensuring stable and predictable budgeting for golf clubs with seasonal revenue.
There are three main Asset Finance structures commonly used within the UK golf industry:
Gable’s team helps clubs compare these options to determine the most suitable solution for their operational and financial goals.
Hire Purchase (HP) allows clubs to acquire assets through fixed repayments. The lender purchases the equipment and leases it to the club until all payments are made.
Key features:
Lease Financing suits clubs that want flexibility or expect to upgrade machinery regularly.
Refinancing allows clubs to unlock the value of existing machinery or assets they already own.
Refinancing is widely used by clubs looking to restructure financial commitments or fund additional investment without taking on new debt.
Most golf machinery is considered a hard asset: high-value, durable, and retaining meaningful resale value. These assets are easier to finance and typically include:
Soft assets often depreciate faster and offer less security for lenders. Examples include:
These can still be financed with the right structure, but lender criteria may vary.
If you’re unsure which type of Asset Finance best suits your club’s ambitions, Gable’s specialist team can help you assess options, compare repayment structures, and build a tailored package based on the equipment you need.
Whether you’re investing in a linear aerator, a full machinery fleet, or a clubhouse upgrade, Gable provides clear guidance and reliable financial support.