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Golf carts and utility vehicles have become essential for modern UK golf clubs — from transporting golfers effortlessly to powering daily maintenance, greenkeeping logistics, and event operations.
Whether you’re upgrading your buggy fleet, expanding your utility vehicle lineup, or replacing ageing petrol and diesel carts with modern electric models, the right finance solution helps you acquire the equipment your club needs without compromising cash flow. Gable Business Finance specialises in tailored finance packages for golf clubs, supporting both small members’ clubs and multi-course venues with flexible, affordable solutions.
Instead of large upfront purchases, UK clubs can spread the cost of golf buggies and UTVs through Hire Purchase, Finance Lease, Operating Lease, or specialised fleet rental — all structured to align with seasonal income patterns, membership cycles, and club budgets.
Golf and utility vehicles represent significant investments, especially when clubs need multiple units or want modern electric fleets. Gable Business Finance provides a range of flexible lending options to help clubs keep operations running smoothly while protecting working capital.
Hire Purchase remains one of the most popular options among UK golf clubs. Under an HP agreement, the club pays for the vehicle in fixed instalments over an agreed term. At the end of the agreement — after the final payment and any small option-to-purchase fee — the club becomes the full legal owner.
Benefits of Hire Purchase:
Leasing is a flexible alternative to outright ownership. With a contract hire or operating lease, your club rents the vehicles for a fixed period. At the end of the agreement, the vehicles are simply returned, or the club can upgrade to a new fleet.
Benefits of Leasing:
Some manufacturers and dealers occasionally provide interest-free terms for promotional periods. These are usually shorter-term (6–24 months) with limited stock or selected models.
Brands such as Honda, Club Car and major suppliers increasingly offer customised plans financed through brokers. Gable Business Finance can integrate these into larger equipment finance packages, helping clubs manage multiple purchases under one structured agreement.
Because golf clubs often make the majority of their income between April and October, we can structure finance plans where payments are:
With Gable Business Finance, your repayment structure is tailored around how your club operates — not the other way around.
UK golf clubs rely on a wide range of trusted manufacturers for durable, efficient and player-friendly vehicles. Gable Business Finance can provide funding for all major brands, including both new and used equipment sourced from approved dealers or private sellers.
Club Car is the world’s most recognised golf buggy manufacturer. From standard two-seater carts to rugged utility vehicles, the brand is known for reliability, comfort and long working life.
Popular models:
Cushman specialises in robust utility vehicles ideal for heavy-duty work. Their carts are commonly used by greenkeepers, course managers and maintenance teams.
E-Z-GO produces both golf buggies and utility models known for smooth driving, efficient electric motors and a wide model choice.
A newer player in the UK market but popular for stylish, modernised buggies and replacement fleet models. Many clubs choose MADJAX for member rentals or fleet refreshes.
John Deere offers exceptional diesel, petrol and electric utility vehicles, widely used by greenkeeping teams. Models like the Gator series are ideal for hauling tools, sand, turf, waste and machinery.
Kubota utility vehicles are known for durability, especially in maintenance and heavy-use scenarios. Many course maintenance teams prefer Kubota for long-term reliability.
Whether you’re expanding your buggy fleet or upgrading UTVs for greenkeeping, Gable Business Finance can tailor competitive funding around any brand and any supplier.
Golf clubs rely on a wide mix of vehicles — not only for golfer transport, but for staff operations, course maintenance, hospitality, turf care and event logistics.
These are primarily designed to transport golfers and their equipment around the course. Models range from basic two-seaters to premium four- and six-seater options.
Typical features:
UTVs are heavy-duty workhorses used by greenkeepers and course managers. They are ideal for:
Some manufacturers offer purpose-built vehicles for specific golf club needs, such as:
Used for:
Clubs often finance these vehicles separately as part of event hospitality budgets.
Each power type has its pros and cons:
Most UK suppliers offer both new and used models, giving clubs the flexibility to match fleet acquisition to budget.
Leasing allows clubs to access a full fleet without large upfront capital. Many clubs refresh their buggies every 3–5 years using rolling lease agreements.
Large clubs often hire entire fleets during peak season. This can include full servicing, maintenance and replacement vehicles.
Charging members for buggy hire can generate a profitable revenue stream, often enough to cover or exceed the finance cost of the fleet.
Electric fleets have become more popular due to quiet operation, low maintenance and environmental benefits. Petrol and diesel remain preferred for heavy-duty utility work.
Maintenance varies by vehicle type. Electric models require battery care, whereas petrol/diesel models need regular servicing. Finance agreements can include maintenance packages.
Lithium batteries provide longer life and faster charging but come at a higher upfront cost — ideal for clubs with heavy usage.
Clubs may need specific rules for buggy access to protect turf and pathways during wet months.
A members’ club wanted to replace its ageing petrol fleet with modern electric buggies to reduce noise and maintenance costs. Gable arranged a rolling operating lease to ensure the fleet is refreshable every four years.
A links course required four heavy-duty UTVs for sand transport and irrigation repairs. Gable structured a Hire Purchase plan allowing ownership at the end of term with seasonal payments.
A resort installed new guest shuttles and hospitality carts ahead of a major tournament. Gable coordinated finance for multiple units under one agreement.
A club enhanced its on-course F&B service by financing a Club Car Café Express model, increasing event revenue and enhancing member satisfaction.
A smaller club sourced six used E-Z-GO buggies. Gable financed the used vehicles through a competitive HP structure.
A club converted 15 older electric buggies to lithium power. Gable arranged a finance package covering battery kits and installation.
Under new management, a course needed a full fleet: buggies, utility vehicles, and hospitality units. Gable delivered a multi-asset finance bundle.
A busy club needed 12 additional buggies from April–October. Gable sourced a flexible fleet hire arrangement with maintenance included.
Yes — Gable finances both new and quality used buggies and UTVs from trusted suppliers.
Absolutely. Many clubs bundle fleets into a single structured contract.
Yes — payments can reflect peak and off-season income patterns.
We finance all major brands including Club Car, Cushman, E-Z-GO, John Deere, Kubota and more.
Yes — maintenance packages can be integrated into lease agreements.
Yes — both full vehicle upgrades and replacement batteries are financeable.
No — members’ clubs and proprietary clubs are eligible.
Some manufacturers periodically offer interest-free promotions.
Yes — Gable can refinance owned vehicles to release cash.
Yes — including café units, shuttle carts and event vehicles.
Most agreements range from 24 to 60 months.
Yes — many clubs upgrade mid-contract using settlement options.
Yes — infrastructure such as chargers and power management systems can be included.
Yes — covers, GPS units, additional seating, storage compartments and more.
Yes — rental income often exceeds monthly finance costs, turning buggies into profit centres.