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For modern golf resorts and multi-course facilities, the condition of playing surfaces is inseparable from the quality of the machinery used to maintain them. Greens, fairways, approaches, tees and surrounds all demand different cutting standards, frequencies and equipment types. As expectations from members, guests and visiting societies continue to rise, many golf clubs find themselves needing to upgrade entire mower fleets rather than individual machines.
This case study explores how a 27-hole golf resort upgraded its full fleet of greens mowers, fairway mowers and pedestrian mowers by moving to a new machinery brand. Working with Gable Asset Finance, the club secured a multi-asset Finance Lease, enabling a full fleet renewal while keeping monthly costs predictable and preserving the flexibility to upgrade again at the end of the term.
The article also provides a comprehensive guide to asset finance for commercial and fine turf mower fleets, written specifically for UK golf clubs seeking sustainable, future-proof funding solutions.
Operating a 27-hole facility presents unique challenges compared to a standard 18-hole course. Increased rounds, higher traffic volumes and extended maintenance schedules place greater demands on machinery. In this case, the resort had:
Over time, the existing mower fleet had become inconsistent. Machines were of varying ages and specifications, resulting in uneven cut quality, increased downtime and higher maintenance costs.
The management team identified a strategic opportunity to:
Replacing individual machines on an ad-hoc basis often leads to inefficiencies. Mixed fleets can increase training requirements, spare parts inventory and servicing complexity. For a large resort, these inefficiencies are magnified.
A full fleet replacement offered several advantages:
However, funding a full mower fleet outright would have tied up significant capital—capital better used elsewhere in the business.
Greens mowers sit at the heart of presentation. Precision, consistency and reliability are essential. The resort upgraded to a modern fleet of pedestrian and ride-on greens mowers capable of delivering tournament-level finishes while supporting frequent cutting schedules.
With 27 holes to maintain, fairway mowers represented a significant portion of the investment. High-capacity, efficient machines were selected to manage large acreage while maintaining cut quality and productivity.
Pedestrian mowers were upgraded for tees, approaches, surrounds and walk-off areas. These machines play a critical role in detail work and contribute significantly to overall course presentation.
While the agronomic and operational benefits of fleet replacement were clear, the club required a funding structure that:
The club did not necessarily need to own the machines outright. Instead, flexibility and lifecycle planning were higher priorities.
Gable Asset Finance, recognised as UK specialists in golf equipment finance, worked closely with the club to understand both short-term cash flow and long-term fleet strategy.
Rather than structuring multiple individual agreements, Gable arranged a single multi-asset Finance Lease covering the entire mower fleet.
This approach delivered:
A Finance Lease is particularly well suited to mower fleets where technology, efficiency and reliability evolve quickly.
Key reasons it was selected include:
This structure allowed the club to operate modern machinery without locking capital into depreciating assets.
At the end of the primary lease term, the club retains several options:
This flexibility aligns well with long-term course planning and machinery replacement cycles.
The result was a modernised fleet that supported presentation standards while protecting cash flow.
For UK golf clubs, mower fleets represent one of the largest ongoing capital commitments. Asset finance provides a structured way to manage this investment while maintaining flexibility.
Gable Asset Finance works exclusively with golf clubs and courses, understanding the unique operational and financial pressures within the sector.
Under a Finance Lease:
This is particularly effective for fleets that will be refreshed every few years.
Hire Purchase may be suitable where ownership is a priority.
This option is often chosen for core machinery expected to remain in service long-term.
Operating leases are used where clubs want:
Contract Hire can also include servicing and maintenance, offering predictable running costs.
One of the key advantages of working with a specialist broker is the ability to combine multiple machines into a single agreement.
This simplifies:
Gable Asset Finance is recognised as a specialist provider of golf course finance in the UK.
Clients benefit from:
If your club is considering upgrading greens mowers, fairway mowers or an entire fleet, Gable Asset Finance can help structure a solution that supports presentation standards and financial sustainability.
Contact our specialist team to discuss Finance Lease, Hire Purchase or multi-asset funding options tailored to your course.