Excavation Equipment Finance – Gable Asset Finance

Introduction

Excavation equipment is essential to construction, landscaping, and civil engineering projects across the UK.
Whether you are working on large-scale infrastructure or smaller urban developments, machines such as
excavators, backhoe loaders, and mini-diggers are vital. However, the high cost of purchasing this machinery
outright can be a significant barrier for contractors and construction firms.

Gable Asset Finance helps businesses in the construction and excavation sectors access the
right equipment without straining their capital. We compare market-leading finance deals and secure tailored
agreements to match your requirements, ensuring you have the right machinery when you need it most.

Common Excavator Types in the UK

Crawler Excavators

Track-mounted excavators that provide excellent traction and stability. Ideal for soft or hilly terrain and
large-scale digging projects.

Wheeled Excavators (Rubber Ducks)

These machines operate best on hard, flat surfaces such as urban job sites with paved areas. They offer
mobility and speed while still delivering power for excavation.

Mini Excavators / Mini Diggers

Compact and versatile, mini-diggers are popular in the UK for residential projects, landscaping, and confined
spaces where larger machines cannot operate.

Backhoe Loaders

A highly versatile machine combining a front loader and an excavator arm. Perfect for trenching, grading,
and light-to-medium excavation tasks.

Key Excavator Brands in the UK Market

• Caterpillar (Cat): A global leader in heavy equipment with a wide range of excavators.
• JCB: A well-known British manufacturer producing versatile backhoes and excavators.
• Hitachi: Renowned for high-quality crawler and mini excavators.
• Kubota: A favourite for smaller excavators and mini-diggers.
• Volvo: Known for robust tracked excavators for larger projects.
• Doosan/Develon: Popular supplier of excavators and construction machinery in the UK.

How to Choose the Right Excavator

• Terrain: Crawler excavators work best on soft or uneven ground, while wheeled excavators excel on hard, flat surfaces.
• Job Size & Scope: Mini-diggers are ideal for confined spaces; large crawler excavators handle major earthmoving projects.
• Specific Tasks: Attachments such as buckets, breakers, and grapples allow for trenching, demolition, grading, and material handling.

Financing Options from Gable Asset Finance

Construction and excavation contracts often exceed six figures, which means the right equipment is essential
to deliver projects on time and within budget. However, the upfront cost of machinery can limit your ability
to grow and compete. That’s where Gable Asset Finance comes in. We arrange flexible
equipment finance solutions tailored to your business needs.

Hire Purchase

Spread the cost of buying new or used excavators over a set period. Once the final payment is made, the
equipment is yours to own outright. This is ideal for firms who want long-term control of their machinery.

Leasing

Pay a fixed monthly amount to use the equipment without the commitment of ownership. Leasing allows you to
upgrade to newer models at the end of the term, ensuring you always have access to modern and efficient
machinery.

Finance Loans

Borrow the capital required to purchase excavation equipment and repay over an agreed timeframe. This option
provides flexibility and can be structured around your business cash flow.

What to Consider Before Financing

• New or Used Machinery: Finance options are available for both new and second-hand excavators, including attachments.
• Repayment Schedules: Flexible plans can align with your busy and slower project periods.
• Cash Flow: Financing allows you to preserve working capital for wages, materials, and overheads.
• Collateral: Some options allow you to use existing assets as security, unlocking access to better rates.

Benefits of Excavation Equipment Finance

• Preserve working capital while accessing vital machinery
• Fixed monthly repayments for predictable budgeting
• Access to modern, efficient excavators without large upfront costs
• Tax benefits depending on the finance structure chosen
• Flexibility to upgrade equipment as your projects grow
• Fast approvals through our trusted panel of lenders

Why Choose Gable Asset Finance?

At Gable Asset Finance, we understand the demands of the UK construction industry. Our team
of finance experts will guide you through the application process, compare the best deals available on the
market, and secure the right option for your business. We support contractors, plant hire companies, and
construction firms of all sizes in obtaining the machinery they need.

Get Started Today

Don’t let the cost of excavation equipment hold back your business. Contact Gable Asset Finance
to explore tailored finance solutions for tracked excavators, mini-diggers, wheeled excavators, backhoes,
and more.