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Cranes are among the most critical and high-risk pieces of equipment used in the construction sector. Designed to lift, lower, and precisely position heavy loads at height, cranes enable construction projects that would otherwise be impossible. From steel frame erection and precast concrete installation to infrastructure works, plant installation, and major redevelopment schemes, cranes play a central role in modern construction.
At Gable Business Finance, we understand that cranes are not just expensive assets — they are project-critical machines that operate under intense regulatory scrutiny, strict safety controls, and demanding operational conditions. Any downtime, compliance failure, or financing misstep can have serious consequences for programme delivery, safety, and profitability.
The construction sector is exceptionally diverse, and crane usage varies widely across it. Cranes are used by specialist lifting contractors, civil engineering firms, steelwork contractors, infrastructure providers, modular builders, and major principal contractors. Having worked within this sector for many years, Gable Business Finance understands the unique challenges crane operators and contractors face, particularly when it comes to funding high-value, specialist lifting equipment. We provide flexible and competitive finance solutions designed around how cranes are actually deployed on site.
Cranes enable vertical construction. As buildings have become taller, heavier, and more complex, the ability to lift materials safely and accurately has become fundamental. Cranes are required wherever loads exceed what can be handled by telehandlers, forklifts, or other mobile plant.
In the construction centre, cranes are required to:
Without cranes, many modern construction methods — including steel frame construction, precast concrete installation, modular building, and large-scale infrastructure works — would not be viable.
Cranes operate in high-risk environments. Loads are suspended overhead, often above workers, traffic, or public areas. As a result, crane operations are heavily regulated and require trained operators, lift planning, and strict compliance with LOLER, PUWER, and site-specific safety rules.
From a commercial perspective, cranes directly affect:
Investing in the right crane — and financing it correctly — allows businesses to maintain control over availability, reduce reliance on hire, and protect margins on long-term projects.
Tower cranes are a familiar sight on urban construction sites. Fixed to the ground or mounted on buildings, they provide exceptional height and reach, making them ideal for high-rise and dense city projects.
Tower cranes are typically used for:
Mobile cranes are mounted on wheeled or tracked carriers and offer flexibility and rapid mobilisation. They are widely used across construction, industrial, and infrastructure projects.
Designed for both on-road travel and off-road site conditions, all-terrain cranes are versatile and widely used by lifting contractors.
Used on uneven or undeveloped sites, rough-terrain cranes offer strong lifting capability where access is challenging.
Mounted on road-legal trucks, these cranes allow rapid deployment between sites.
Crawler cranes use tracked undercarriages, providing excellent stability and lifting capacity. They are commonly used on major infrastructure, energy, and industrial projects.
These cranes are used in industrial, manufacturing, and logistics environments rather than open construction sites, but are still commonly funded within construction-related businesses.
Mini cranes and spider cranes are used in confined spaces, inside buildings, or on sensitive floors where larger cranes cannot operate.
Cranes represent a significant capital investment and require carefully structured finance. Gable Business Finance provides a full range of funding solutions tailored to crane operators and construction businesses.
Hire Purchase allows businesses to spread the cost of a crane over an agreed term while gaining full operational use from day one.
This option is well suited to:
Finance Lease offers lower monthly payments and flexibility for businesses that upgrade cranes regularly or want to manage balance sheet exposure.
Many crane operators own high-value assets outright. Refinancing allows equity to be released while the crane remains in operation.
Refinance is commonly used to:
Truck-mounted cranes and mobile cranes can often be financed using structured vehicle-style agreements, including residual-based options.
Cashflow funding supports working capital needs such as staffing, transport, certification, and insurance costs alongside crane ownership.
Invoice finance is particularly valuable in crane hire and lifting operations, where invoices may be large and payment terms extended.
Contract Hire can suit short-term projects or specialist lifting requirements where ownership is not required.
Gable Business Finance understands how diverse the construction sector is and the unique challenges it faces, particularly when it comes to financing cranes. With many years of experience supporting lifting contractors and construction businesses, we know that crane finance requires speed, flexibility, and sector-specific knowledge.
Clients choose us because we offer:
Yes. Specialist cranes are regularly financed, subject to valuation and market demand.
Yes. Used cranes can often be financed if condition and age meet lender criteria.
Terms typically range from 3 to 10 years, depending on asset type and usage.
Yes. Refinancing allows continued use while releasing equity.
Deposits are flexible and assessed case by case.
Often yes, including jibs, counterweights, and specialist lifting gear.
It can be suitable for defined project durations.
Yes, subject to experience and business structure.
Approvals can often be achieved within days, depending on complexity.
Funding can often support inspection, certification, and refurbishment costs.
A contractor financed a tower crane for a multi-storey residential project, securing long-term site control and reducing hire costs.
A lifting contractor financed two all-terrain cranes to support increased demand.
A crawler crane was funded to support bridge construction.
Refinancing released capital for inspections and refurbishment.
Vehicle-style finance supported rapid deployment capability.
A spider crane enabled lifting in restricted access environments.
Invoice finance smoothed cashflow on a major infrastructure project.
Hire Purchase supported long-term fleet growth.
Working capital funding bridged quieter periods.
Multiple cranes were financed under a structured growth strategy.
Cranes are among the most important and demanding assets in construction. Gable Business Finance provides specialist crane finance solutions designed around real-world lifting operations, helping businesses invest confidently, manage cashflow effectively, and deliver complex projects safely and on time.