Who can apply for care home finance?
We support operators of residential care homes, nursing homes, dementia care units and supported living facilities across the UK. Both single-site operators and multi-home groups can apply.
Complete this online form with details of your enquiry and one of our advisors will call you back.
Specialist business finance designed for the UK care sector — helping care home operators acquire property, modernise facilities, invest in technology, train staff, and stay compliant with regulatory standards.
Running a care home in the UK comes with unique financial demands — from property and staff costs to constant upgrades to meet Care Quality Commission (CQC) standards. We provide tailored care home finance solutions that allow operators to access capital for property, equipment, staff development and compliance, without compromising day-to-day cash flow.
Property is one of the largest costs in the care home sector. Financing solutions can support you in:
With the UK’s ageing population driving increasing demand for high-quality care, property finance enables operators to grow strategically while spreading costs over manageable terms.
Older care homes often require continuous investment to meet modern standards. Renovation finance supports:
From small refurbishments to major structural upgrades, we can arrange finance that allows you to complete works without delaying essential improvements due to budget restrictions.
High-quality healthcare equipment ensures both resident safety and operational efficiency. Our funding options cover:
Equipment finance allows you to spread the cost of vital items, ensuring your residents have the best possible care environment without draining working capital.
Technology is transforming the UK care sector. Investment in the right digital tools improves care delivery, compliance and efficiency. Financing can support:
With funding, you can adopt modern systems that enhance quality of care and give families peace of mind, while ensuring compliance with digital reporting requirements.
Your staff are your most valuable resource. Financing training and professional development ensures:
Finance can be applied to training providers, online courses, apprenticeships, or on-site workshops, ensuring your team is fully equipped to deliver exceptional care.
Care homes face stringent UK regulations and frequent inspections by the CQC. Non-compliance can result in warnings, fines or even closure. Financing helps operators stay ahead by funding:
Access to finance means you can address compliance issues promptly, avoiding enforcement actions and protecting both your residents and your business reputation.
We work with specialist lenders who understand the complexities of the UK care industry, giving you confidence in fast and sector-relevant support.
We support operators of residential care homes, nursing homes, dementia care units and supported living facilities across the UK. Both single-site operators and multi-home groups can apply.
No. While established operators often find it easier to secure larger amounts, finance is available for newer businesses with solid business plans and occupancy forecasts.
Terms usually range from 12 months to 15 years, depending on whether funding is for equipment, property, or major development projects.
Yes. Many providers specifically use finance for fire safety systems, accessibility improvements and compliance with updated legislation.
Yes. Staff training and development can be included in finance packages, ensuring teams remain fully qualified and compliant.
Whether you’re acquiring a new care home, upgrading facilities, or investing in staff and technology, we can arrange a tailored finance package. Speak to our specialist care sector finance team for a no-obligation consultation.
One of the UK’s leading brokers specialising in the finance of Residential, EMI, EMD homes and Learning Disability units.
We provide help with financing the purchase and fit out of care home for established and and start up a care home business.Whether you are opening a care home for the first time or looking to expand your portfolio of services we can support you in developing a successful care home business.
We can work on financing individual pieces of equipment to entire care home fit-outs on specialist equipment areas such as:
We offer a range of flexible funding options including hire purchase, leasing and refinancing, enabling you to purchase assets and grow your care home business. Our products are designed to make purchasing an asset as easy as possible, putting it straight to work while keeping your working capital intact.