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Table saws are core machines in professional woodworking and joinery workshops. Used for accurate rip cuts, crosscuts and repeatable sizing of timber and boards, table saws form the foundation of efficient material preparation across the industry.
From small joinery workshops to high-volume manufacturing environments, the right table saw improves accuracy, productivity and safety. However, professional table saws — particularly sliding table saws and industrial panel saws — represent a significant capital investment that must be funded correctly.
Gable Business Finance is the UK’s leading independent woodworking machinery finance specialist, helping businesses arrange tailored finance solutions for new and used table saws that align with production needs, budgets and cash flow.
Table saws are used to cut solid timber, sheet materials and manufactured boards to precise dimensions. Their accuracy and repeatability make them essential for maintaining workflow efficiency and consistent output.
They are commonly used for:
Rip cutting solid timber
Crosscutting boards and panels
Sizing materials for cabinetry and furniture
Preparing components for further machining
Batch processing for repeat production
In most professional workshops, the table saw is one of the most frequently used machines on the shop floor.
Different woodworking businesses require different table saw specifications depending on output, material types, space and production demands. Below are the most common types of table saws used in the UK, alongside real-world examples of how businesses have financed them.
Bench and contractor table saws are typically used in smaller workshops and by sole traders. They offer flexibility for varied, bespoke work but are limited in cutting capacity compared to larger industrial machines.
These saws are well suited to:
Bespoke joinery
One-off furniture projects
Small workshops with limited floor space
UK Case Study – Sole Trader Joiner (South West England)
A self-employed joiner specialising in fitted furniture required a reliable bench table saw to improve accuracy and reduce manual cutting time. Rather than paying upfront, the business used Hire Purchase to spread the cost over three years.
This allowed immediate access to the machine while preserving cash for timber and ongoing overheads. Ownership transferred at the end of the agreement, supporting long-term workshop investment.
Sliding table saws provide greater accuracy, control and safety when cutting large boards and panels. They are widely used in joinery, cabinetry and furniture manufacturing where precision and repeatability are essential.
Sliding table saws are ideal for:
Cabinet and kitchen manufacturing
Furniture production
Panel processing in medium-sized workshops
UK Case Study – Cabinet Maker (Midlands)
A cabinet-making business producing fitted kitchens needed to upgrade to a sliding table saw to handle large panels safely and efficiently. Gable Business Finance arranged a Finance Lease, allowing the business to preserve cash while accessing a higher-specification machine.
The lease structure provided predictable monthly costs and flexibility to upgrade machinery as production volumes increased.
Industrial panel table saws are designed for continuous, high-volume operation. These machines offer powerful motors, extended cutting capacity and advanced safety features suitable for manufacturing environments.
They are commonly used by:
Furniture manufacturers
Commercial joinery firms
High-throughput production facilities
UK Case Study – Furniture Manufacturer (North of England)
A growing furniture manufacturer supplying trade clients required an industrial panel saw to replace ageing equipment that was limiting output. Gable Business Finance structured a Hire Purchase agreement with fixed repayments, allowing the business to invest in a core production asset without disrupting cash flow.
The new machine significantly increased throughput and reduced waste, improving overall profitability.
Not all table saw investments involve new purchases. Many established workshops already own machinery outright but need to upgrade capacity or safety features.
UK Case Study – Established Joinery Business (Home Counties)
An established joinery firm owned several machines outright, including an older table saw. Gable Business Finance arranged asset refinance against existing machinery, releasing capital that was used to upgrade to a modern sliding table saw.
This allowed the business to modernise without increasing reliance on bank borrowing or overdrafts.
In some cases, speed of installation is more important than asset-specific finance structures.
UK Case Study – Commercial Joinery Manufacturer (Yorkshire)
A manufacturer supplying commercial contracts secured a large order requiring immediate production capacity increases. An unsecured business loan was arranged to fund the purchase and installation of an industrial panel saw without delay.
This allowed the business to meet contract deadlines and structure repayments around incoming project revenue.
Financing a table saw allows woodworking businesses to:
Spread the cost over the machine’s working life
Preserve cash flow for materials, wages and overheads
Invest in higher-quality, safer machinery
Align repayments with production income
Gable Business Finance structures funding based on how workshops actually operate — not generic lending criteria.
Ideal for long-term ownership of core machinery, with VAT often reclaimable upfront and potential capital allowance benefits.
Provides flexibility, lower initial outlay and predictable monthly costs, ideal for growing workshops.
Unlocks capital from existing machinery to fund upgrades or expansion.
Suitable for deposits, installations, or time-sensitive investments.
We arrange finance for both new and used table saws, including machines from manufacturers such as Altendorf, Martin, Sedgwick, Robland, Casadei and many others.
Used machinery finance is particularly popular where proven industrial models offer excellent long-term value.
Woodworking businesses across the UK choose Gable Business Finance because we offer:
Specialist knowledge of woodworking machinery
Experience with new and used equipment
Whole-of-market lender access
Practical understanding of production environments
We don’t just arrange finance — we help you invest with confidence.
A table saw is a cornerstone investment for any woodworking or joinery business. The right finance solution ensures you invest in accuracy, safety and productivity without restricting cash flow.
Speak to Gable Business Finance today to discuss tailored finance solutions for table saws and other woodworking machinery.