Hot Tub Finance for Campsites and Caravan Parks
Private hot tubs have become one of the most in-demand luxury features across UK campsites and caravan
parks. Asset finance allows operators to add hot tubs to lodges, caravans, glamping units and even
pitches without tying up significant cash reserves.
Introduction
The modern campsite guest is increasingly seeking experiences that combine the outdoors with comfort
and indulgence. Private hot tubs have emerged as one of the most powerful upgrades available to
campsite and caravan park operators, transforming standard accommodation into premium, high-demand
offerings.
Across the UK, hot tubs are now found at a wide range of sites—from luxury holiday parks and glamping
retreats to touring parks offering hot-tub-enabled pitches. Whether attached to lodges, static
caravans, shepherd’s huts or pods, hot tubs consistently command higher nightly rates and stronger
occupancy.
Installing hot tubs involves more than purchasing the unit itself. Electrical upgrades, bases,
safety systems, water management and ongoing maintenance all add to upfront costs. Asset finance
provides a practical way to spread these costs over time while allowing businesses to benefit from
increased revenue immediately.
Why Demand for Hot Tubs at Campsites Is Growing
Hot tubs are no longer limited to high-end resorts. They are now a mainstream expectation for many
guests booking premium caravan, lodge and glamping accommodation.
- Growing demand for luxury and wellness-focused stays
- Popularity of short breaks and experience-led holidays
- Ability to charge premium rates for hot-tub-equipped units
- Strong appeal for year-round and shoulder-season bookings
- Competitive pressure from other upgraded holiday parks
Parks offering hot tubs often benefit from longer stays, higher average booking values and improved
marketing visibility on specialist accommodation platforms.
Types of Hot Tub Experiences at Campsites and Caravan Parks
Private Hot Tubs with Lodges or Static Caravans
Many holiday parks now offer private hot tubs attached to lodges or static caravans, often positioned
on secluded decking areas. These units typically generate some of the highest yields on site.
Hot Tub Glamping Units
Glamping accommodation such as pods, shepherd’s huts and cabins frequently include private hot tubs,
blending outdoor living with luxury and appealing to couples and premium short-break guests.
Hot Tub Pitches
Some parks provide dedicated hot tub pitches for touring caravans and motorhomes, allowing guests to
enjoy spa-style facilities directly next to their pitch.
Communal Hot Tubs and Spa Areas
Larger holiday parks may offer shared hot tubs, jacuzzis or spa facilities as part of a wider leisure
complex, supporting dwell time and on-site spend.
UK Finance Options for Hot Tub Installation
Asset & Equipment Finance
Asset finance is the most common and effective way to fund hot tubs. It allows campsites to acquire
hot tubs and associated equipment without paying the full cost upfront, spreading repayments over a
fixed term.
Hot tub-related assets commonly funded through asset finance include:
- Commercial-grade hot tubs and spa systems
- Electrical and control equipment
- Filtration, heating and water management systems
- Purpose-built bases and safety infrastructure
Types of Asset Finance Used for Hot Tubs
- Hire Purchase: Ideal where the business intends to own the hot tub outright at the
end of the term. - Finance Lease: Provides flexibility to continue using, upgrade or sell the asset
at the end of the agreement. - Operating Lease: May include maintenance and servicing in some arrangements.
- Business Contract Purchase: Lower monthly repayments with a final balloon payment.
Business Loans
Business loans can support associated costs such as decking, electrical works, compliance upgrades
and installation labour that may not be eligible for asset finance.
Refinance Solutions
Existing accommodation units or infrastructure can sometimes be refinanced to release capital for
hot tub upgrades across multiple units.
How Gable Business Finance Supports Hot Tub Investment
Gable Business Finance specialises in asset-backed funding for campsites, caravan
parks and rural leisure businesses. We understand how hot tubs directly influence occupancy, pricing
and year-round trading performance.
- Access to specialist asset finance lenders
- Advice on the most suitable asset finance structure
- Funding aligned to seasonal income patterns
- Support for phased rollouts across multiple units
Case Studies: Hot Tub Finance in Practice
The following examples are anonymised and provided for illustrative purposes only.
Case Study 1: Holiday Lodge Hot Tub Upgrade
Business type: Holiday park with lodge accommodation
Funding need: Installation of private hot tubs across multiple lodges
The park wanted to reposition its lodges as premium accommodation and extend shoulder-season demand.
Solution: Hire purchase for hot tubs and control systems
Outcome: Increased nightly rates and improved year-round occupancy.
Case Study 2: Glamping Site Hot Tub Installation
Business type: Boutique glamping site
Funding need: Hot tubs for shepherd’s huts and pods
The operator wanted to differentiate from competing glamping sites in the region.
Solution: Asset finance with fixed monthly repayments
Outcome: Higher booking conversion rates and premium positioning.
Case Study 3: Touring Park Hot Tub Pitch Development
Business type: Touring caravan and motorhome park
Funding need: Hot tubs and electrical upgrades for premium pitches
The park introduced hot tub pitches to attract longer stays and higher-value bookings.
Solution: Asset finance combined with a business loan for groundworks
Outcome: Increased revenue per pitch and improved off-peak demand.
Frequently Asked Questions About Asset Finance for Hot Tubs
Can hot tubs be funded through asset finance?
Yes. Commercial-grade hot tubs and associated equipment are commonly funded through asset finance.
What are the benefits of asset finance for hot tubs?
Asset finance reduces upfront costs, spreads repayments, preserves working capital and allows
businesses to benefit from increased revenue immediately.
Which type of asset finance is best for hot tubs?
Hire purchase is popular where ownership is desired, while finance leases offer flexibility for
upgrades or resale.
Are there risks to using asset finance?
Risks include long-term commitment and potential repossession if repayments are not maintained, so
specialist advice is important.
Is asset finance suitable for seasonal businesses?
Yes. Specialist lenders understand seasonal income and structure repayments accordingly.
Can start-up campsites finance hot tubs?
Many lenders consider start-ups, particularly where the assets have strong resale value and the
business plan is robust.
Gable Business Finance
Private hot tubs are one of the most effective ways to increase campsite appeal, pricing power and
year-round occupancy. Asset finance makes these upgrades achievable without placing strain on cash
reserves.
Gable Business Finance is a specialist in campsite, caravan park and wider rural business finance. We
support rural tourism, agriculture, leisure, food production and land-based enterprises through
tailored funding solutions including asset finance, business loans, commercial property finance and
refinancing.
By understanding the realit