En-Pitch Amenities Finance for Campsites and Caravan Parks
En-pitch amenities such as electric hook-ups, water connections and drainage systems have become
increasingly important across campsites and caravan parks. Specialist finance—particularly asset
finance—enables operators to install and upgrade pitch-level services without placing pressure on
working capital.
Introduction
Modern campsite guests expect convenience, comfort and reliability. Whether operating a touring park,
holiday park or mixed-use site, en-pitch amenities are now a key factor in booking decisions and length
of stay. Electric hook-ups, fresh water connections and effective drainage systems not only enhance
guest experience but also support higher pitch fees and improved occupancy.
Installing or upgrading en-pitch services can be a major capital project. It often involves
groundworks, electrical infrastructure, plumbing, metering and compliance with safety regulations.
For many operators, funding these upgrades outright can restrict cash flow—particularly where income
is seasonal.
Asset-backed finance solutions allow campsite businesses to deliver these essential upgrades in a
structured, affordable way, aligning repayments with the long-term revenue benefits en-pitch
amenities provide.
Why Demand for En-Pitch Amenities Is Increasing
Demand for fully serviced pitches has grown steadily across the UK campsite sector. This trend spans
all site types, from touring caravan parks to large holiday parks and premium glamping destinations.
- Rising guest expectations for convenience and comfort
- Increased use of electric appliances in caravans and motorhomes
- Growth in longer stays and remote working holidays
- Ability to charge premium rates for serviced pitches
- Pressure to modernise older infrastructure
Many elements of en-pitch infrastructure qualify as financeable assets, making asset finance a natural
fit for these projects.
UK Finance Options for En-Pitch Amenities
Asset & Equipment Finance
Asset finance is widely used to fund en-pitch amenities. It allows campsites to acquire and install
infrastructure without large upfront payments, spreading the cost over time and preserving working
capital.
En-pitch assets commonly funded through asset finance include:
- Electric hook-up bollards and distribution systems
- Water supply and drainage infrastructure
- Metering and control systems
- Associated electrical and utility equipment
Types of Asset Finance for En-Pitch Infrastructure
- Hire Purchase: Suitable where long-term ownership of installed infrastructure is
required. - Finance Lease: Offers flexibility at the end of the term, including continued use
or asset sale. - Operating Lease: Sometimes used where maintenance is included.
- Business Contract Purchase: Lower monthly repayments with a final balloon payment.
Business Loans
Business loans can support elements of en-pitch projects not eligible for asset finance, such as
labour, civil works or compliance costs.
Refinance Solutions
Refinancing land or existing infrastructure can release equity to fund major pitch-level upgrades.
How Gable Business Finance Supports En-Pitch Upgrades
Gable Business Finance specialises in asset-backed funding for campsites and caravan
parks. We understand how en-pitch amenities improve guest experience, increase yield per pitch and
strengthen long-term site value.
- Access to specialist asset finance lenders
- Advice on the most suitable asset finance structure
- Funding aligned to seasonal income patterns
- Support for phased pitch-by-pitch upgrades
Case Studies: En-Pitch Amenities Finance in Practice
The following examples are anonymised and provided for illustrative purposes only.
Case Study 1: Touring Park Electric Hook-Up Upgrade
Business type: Touring caravan park
Funding need: Installation of electric hook-ups across additional pitches
The park wanted to increase capacity for electric-dependent motorhomes without disrupting
operations during peak season.
Solution: Hire purchase for hook-up equipment and distribution infrastructure
Outcome: Higher pitch fees and increased average length of stay.
Case Study 2: Holiday Park Fully Serviced Pitch Development
Business type: Holiday park
Funding need: Water, drainage and electric services for premium pitches
Premium serviced pitches were introduced to attract higher-value bookings and longer stays.
Solution: Asset finance combined with a business loan for groundworks
Outcome: Increased revenue per pitch and improved guest satisfaction.
Frequently Asked Questions About Asset Finance for En-Pitch Amenities
What is asset finance for en-pitch amenities?
Asset finance allows campsites to fund pitch-level infrastructure such as electric, water and
drainage systems through leasing or hire purchase rather than paying upfront.
Are electric hook-ups eligible for asset finance?
Yes. Electric hook-up equipment and associated infrastructure are commonly funded through asset
finance.
What are the benefits of using asset finance?
Benefits include lower upfront costs, predictable repayments, preserved working capital and no need
for additional collateral.
Can asset finance be used for phased pitch upgrades?
Yes. Asset finance can support phased rollouts, allowing sites to upgrade pitches gradually.
Is asset finance suitable for seasonal businesses?
Specialist lenders understand seasonal income and structure repayments accordingly.
What happens if my business defaults on repayments?
Failure to meet repayments could result in asset repossession and impact credit records, so
professional advice is recommended.
Gable Business Finance
En-pitch amenities are a proven way to increase campsite competitiveness, occupancy and long-term
value. Asset finance makes these upgrades accessible without overstretching cash flow.
Gable Business Finance is an established specialist in campsite, caravan park and wider rural business
finance. We support rural tourism, agriculture, leisure, food production and land-based enterprises
through tailored funding solutions including asset finance, business loans, commercial property
finance and refinancing.
Rural industry finance is fundamentally different from mainstream lending. It requires an
understanding of asset-backed security, seasonal trading patterns and long-term growth strategies.
Gable Business Finance combines deep sector knowledge with access to specialist lenders to help
campsite and caravan park operators invest confidently and sustainably.