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At Gable Business Finance, we specialise in arranging asset finance solutions for caravan parks, campsites, holiday parks and leisure destinations across the UK. Amusement arcade machines are a proven revenue-generating asset for many caravan parks and campsites, particularly those catering to families, extended stays and poor-weather contingency.
From traditional fruit machines and grabbers to ticket redemption games, simulators and modern digital arcade equipment, amusement machines provide entertainment value while generating consistent secondary income. As caravan parks diversify revenue streams and look to increase per-guest spend, investing in high-quality arcade equipment can represent a significant capital commitment. Asset finance allows operators to invest in income-producing machines while preserving working capital and managing seasonal cashflow.
This guide explains how asset finance for amusement arcade machines works in the UK, the types of machines commonly funded for caravan and campsite businesses, the finance options available, how lenders assess applications, and how funding can be structured to reflect the operational and seasonal realities of leisure-based site operations.
Amusement arcades have long been a staple feature of UK holiday parks and larger campsites. They provide indoor entertainment, create social hubs and offer a reliable source of secondary revenue, particularly during evenings, weekends and poor weather conditions.
Across the caravan and campsite businesses we support, arcade machines are relied upon to:
When professionally managed and refreshed regularly, arcade facilities can become one of the most profitable non-accommodation revenue streams on a site.
Asset finance allows a UK business to acquire an asset new to its organisation via leasing or hire purchase, rather than paying the full cost upfront.
For caravan parks and campsites, asset finance enables investment in revenue-generating assets such as arcade machines while preserving working capital for staffing, utilities, marketing and compliance costs.
The machines themselves typically act as security for the finance provider, reducing the need for additional collateral and making asset finance a widely used solution across the UK leisure and tourism sector.
Amusement arcade machines are valued by lenders and operators alike for their ability to generate direct, trackable revenue.
Commercial benefits include:
Modern machines with digital payment systems also provide valuable data on usage patterns and return on investment.
Amusement machines are subject to UK regulatory oversight, particularly where machines involve prizes, tickets or cash payouts.
Key considerations include:
Lenders typically require confirmation that machines are legally compliant and supplied by approved manufacturers or distributors.
UK asset finance providers will generally support a wide range of amusement machines, provided they are commercially specified and compliant.
Traditional machines remain popular with adult guests.
Grabbers and crane machines are particularly popular with families.
Games that issue tickets for prizes encourage repeat play and longer dwell time.
Modern simulators and interactive games appeal to older children and teenagers.
Increasingly used to reduce cash handling and improve security.
Arcade performance is heavily influenced by location and layout within the site.
Key planning considerations include:
Lenders favour projects where arcade facilities are clearly integrated into the site’s commercial strategy.
Asset finance is commonly used for:
Hire purchase is commonly used where long-term ownership of machines is preferred.
Finance leases allow machines to be upgraded more frequently.
Suitable where machines are expected to be refreshed regularly.
Reduces monthly payments through a balloon structure.
Arcade machines require active management. Poor placement, outdated machines or lack of maintenance can reduce revenue and asset value.
Many caravan parks structure repayments to reflect peak trading periods, ensuring arcade income supports finance commitments.
A holiday park financed new grabber and redemption machines to increase family engagement.
A campsite invested in indoor arcade machines to mitigate weather-related revenue dips.
A park financed cashless arcade systems to improve security and tracking.
An established park expanded its arcade to support growing occupancy.
A phased refresh allowed a park to rotate machines and maximise yield.
Yes, when commercially specified and legally compliant.
Yes. Many parks combine arcade finance with wider leisure upgrades.
In some cases, yes, subject to affordability assessment.
Amusement arcade machines are proven revenue-generating assets that enhance guest experience and diversify income streams. Asset finance enables caravan parks and campsites to invest in modern, high-performing arcade equipment while maintaining financial flexibility.
At Gable Business Finance, we specialise in arranging asset finance for UK caravan parks and campsites. By understanding leisure operations, revenue dynamics and seasonal trading patterns, we help operators secure funding solutions aligned to their commercial objectives.
Finance is available to UK businesses only and is subject to status, affordability and lender criteria. This content is provided for information purposes only and does not constitute financial advice.