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Static caravans, holiday lodges and glamping units sit at the commercial heart of many modern
campsites and caravan parks. These accommodation assets generate the majority of revenue for
static and mixed-use parks, extend operating seasons, increase nightly rates and support long-term
business growth. However, they also represent one of the most capital-intensive areas of investment
within the sector.
For many park operators, the challenge is not deciding whether to invest in accommodation units, but
how to fund them in a way that preserves cash flow, aligns with seasonal income and supports
sustainable expansion. Traditional lenders often struggle to assess these assets correctly, leading
to restrictive terms or declined applications.
At Gable Business Finance, we specialise in arranging tailored finance solutions for
static caravans, lodges and glamping units used within UK campsite and caravan park businesses. We
structure funding that reflects how these assets generate income over time and how parks actually
operate.
The UK campsite and caravan park sector has evolved significantly over the past decade. Guests now
expect higher-quality accommodation, greater comfort and year-round usability. As a result, static
caravans, lodges and glamping units have become essential rather than optional.
These units allow parks to:
However, each unit represents a significant upfront investment that must be carefully financed.
Static caravans remain a core asset for many holiday parks.
They are commonly used for:
Static caravans offer predictable revenue but require ongoing reinvestment as stock ages.
Holiday lodges typically command higher nightly rates and longer stays.
They are often used to:
Their higher cost makes specialist finance essential.
Glamping has transformed the camping market.
Common glamping assets include:
Glamping units allow rapid diversification but must be financed carefully to avoid seasonal
pressure.
While accommodation units are physical assets, they are also revenue-generating facilities.
Unlike vehicles or machinery:
This means finance must be structured with both asset life and income generation in mind.
Hire purchase is commonly used where the park intends to own accommodation units outright.
Key benefits include:
This structure works well for rental-focused parks.
Asset-backed loans may be used where accommodation forms part of a wider funding strategy.
These loans:
They are often used for larger-scale developments.
Many parks use a combination of finance types.
For example:
Blended solutions reduce pressure on any single facility.
Accommodation income is often highly seasonal.
At Gable Business Finance, we structure repayments to:
This ensures finance remains sustainable throughout the year.
Finance structures differ depending on how units are used.
Where the park retains ownership and rents units directly, finance is structured around rental
income.
Where units are sold to individual owners, finance may be shorter-term and aligned to sales
proceeds.
Understanding the operational model is critical to structuring the right finance.
High-quality accommodation units can significantly increase the value of a campsite or caravan
park.
Lenders and valuers consider:
Finance that supports ongoing upgrades protects long-term valuation.
Mistakes can undermine otherwise strong investments.
Common issues include:
Specialist advice helps avoid these risks.
Our approach is practical and strategic.
We:
The objective is sustainable, profitable growth.
Financing accommodation units for campsites and caravan parks requires specialist understanding of
both assets and operations.
At Gable Business Finance, we offer:
We build finance solutions that support your park today and in the future.
If you are planning to invest in static caravans, lodges or glamping units, specialist finance advice
can help you maximise returns while protecting cash flow.
Contact Gable Business Finance today to discuss accommodation finance solutions
designed specifically for UK campsite and caravan park businesses.