Pallet Truck Finance for UK Materials Handling Businesses

Let Us Help You

Complete this online form with details of your enquiry and one of our advisors will call you back.

    Call Us Now

    To Discuss Your Best Options Call Us Now

    Pallet Truck Finance for UK Materials Handling Businesses

    Pallet trucks are among the most widely used and essential assets in the UK Materials Handling
    Equipment (MHE) sector. From national distribution centres and regional warehouses to retail
    back-of-house areas and manufacturing facilities, pallet trucks support the day-to-day movement of
    goods, enabling efficient, safe, and cost-effective operations.

    Finance for New, Used and Reconditioned Pallet Trucks – UK Materials Handling Equipment Sector

    Gable Business Finance specialises in arranging asset finance for new, used, and reconditioned
    pallet trucks
    used across the UK Materials Handling Equipment (MHE) sector. From large
    distribution centres and logistics hubs to retail stockrooms, manufacturing plants, and specialist
    industrial environments, pallet trucks are fundamental assets that keep goods moving efficiently and
    safely.

    While pallet trucks are often perceived as simple pieces of equipment, they are critical to daily
    operations and are frequently purchased in volume. Financing pallet trucks allows UK businesses to
    upgrade equipment, improve productivity, and reduce manual handling risk without placing strain on
    working capital.

    Gable Business Finance supports businesses across warehousing, logistics, retail, manufacturing,
    food and drink, healthcare, and construction by arranging flexible funding for pallet trucks of all
    types, ages, and conditions – whether brand new, used, or professionally reconditioned.


    The Importance of Pallet Trucks in the UK Materials Handling Sector

    Pallet trucks are designed for short-distance pallet movement and loading tasks, making them ideal
    for environments where forklifts may be unnecessary or impractical. They are used constantly for
    unloading vehicles, staging goods, moving stock within confined spaces, and supporting picking and
    dispatch operations.

    In the UK MHE sector, pallet trucks are used extensively in:

    • Warehouses and distribution centres
    • Retail and supermarket back-of-house areas
    • Manufacturing and production floors
    • Food and drink processing and storage facilities
    • Healthcare environments such as hospitals and clinics
    • Construction materials yards and logistics depots

    Because pallet trucks are used so frequently, reliability, ergonomics, and suitability for the
    operating environment are essential considerations when businesses invest in new or replacement
    equipment.


    New Pallet Truck Finance

    Many UK businesses choose to purchase new pallet trucks to benefit from the latest design
    improvements, enhanced ergonomics, and manufacturer warranties. New equipment is particularly
    popular where pallet trucks are used intensively or where compliance, hygiene, and safety standards
    are critical.

    Gable Business Finance arranges funding for new pallet trucks across all major categories, including:

    • Manual pallet trucks
    • Electric pedestrian pallet trucks
    • Ride-on pallet trucks
    • Pallet stackers
    • Specialist pallet trucks with weighing or high-lift functions

    Asset finance enables businesses to spread the cost of new equipment over time while benefiting from
    immediate use, predictable monthly payments, and improved operational efficiency.


    Used Pallet Truck Finance

    Used pallet trucks are extremely popular in the UK materials handling sector due to their durability
    and long service life. High-quality pallet trucks are engineered to withstand years of daily use,
    making well-maintained used equipment a cost-effective alternative to buying new.

    Gable Business Finance regularly arranges funding for used pallet trucks supplied by dealers or
    sourced privately. Unlike many lenders, we are comfortable financing used equipment of any age,
    subject to condition and suitability.

    Used pallet truck finance is particularly attractive for:

    • SMEs managing tight capital budgets
    • Businesses equipping multiple sites
    • Start-ups establishing warehouse operations
    • Seasonal businesses scaling capacity

    By financing used pallet trucks, businesses can access proven, reliable equipment while preserving
    cash for stock, staffing, and growth.


    Reconditioned Pallet Truck Finance

    Reconditioned pallet trucks sit between new and used equipment, offering a balance of reliability,
    cost savings, and reassurance. Many leading manufacturers and suppliers operate refurbishment
    programmes where pallet trucks are stripped, serviced, and restored to a high operational standard.

    Reconditioned equipment is particularly popular in the UK where uptime is critical but budgets are
    carefully managed. Gable Business Finance regularly arranges funding for reconditioned pallet trucks
    supplied through approved refurbishment centres.

    Financing reconditioned pallet trucks allows businesses to:

    • Reduce upfront costs compared to new equipment
    • Access higher-quality brands within budget
    • Maintain reliability and safety standards
    • Standardise fleets across sites

    Popular Pallet Truck Brands Financed in the UK

    UK businesses tend to favour pallet truck brands with strong reputations for reliability, durability,
    and long-term value. Gable Business Finance regularly arranges funding for the following manufacturers
    and their commonly used models.

    Toyota

    Toyota pallet trucks are among the most sought-after in the UK, particularly in the used and
    reconditioned market. Their reputation for durability and uptime makes them a preferred choice for
    high-throughput operations.

    Models such as the Toyota LWE 180 are widely used for medium to heavy-duty tasks in
    warehouses and logistics environments. Toyota’s refurbishment programmes make used units especially
    attractive for finance.

    STILL

    STILL has a strong presence in powered pallet trucks across the UK. Models such as the
    HPT 30, ECU 25, and FXH 25 are commonly used for handling
    loads between 2,500kg and 3,000kg.

    These trucks are popular in environments where continuous use and operator comfort are priorities,
    making them well suited to lease and hire purchase funding.

    Doosan

    Doosan offers robust pedestrian pallet trucks widely used in UK warehouses and industrial settings.
    Models such as the BPL18/20S-7 (1,800–2,000kg) and heavy-duty LEDH 40/50
    (4,000–5,000kg) are selected where higher load capacity is required.

    Gable Business Finance regularly arranges funding for Doosan trucks due to their balance of
    performance and value.

    Pfaff

    Pfaff pallet trucks are known for build quality and specialist options. The Proline
    range includes long-fork pallet trucks, such as 2,000mm fork lengths, designed for unusual pallet
    sizes or oversized loads.

    These specialist pallet trucks are commonly financed by businesses with non-standard handling
    requirements.

    Slingsby

    Slingsby offers a comprehensive range of pallet trucks, from standard manual units to specialist
    models including weigh-scale pallet trucks and high-lift designs.

    Models such as 1,500kg electric pallet trucks and 2,500kg weigh-scale units are popular in operations
    where accurate weighing and ergonomics are important.

    MID

    MID pallet trucks are widely recognised for cost-effectiveness. The EPT20A electric
    pallet truck is a popular choice for standard 2,000kg loads, offering a balance between budget and
    performance.

    MID trucks are frequently financed by SMEs and growing warehouses seeking reliable equipment without
    premium pricing.


    Types of Pallet Trucks Financed

    Manual Pallet Trucks

    Manual pallet trucks remain a staple of UK materials handling. They typically handle loads between
    2,000kg and 2,500kg and are widely available new or used.

    Electric Pedestrian Pallet Trucks

    Electric pallet trucks reduce operator fatigue and improve efficiency, making them ideal for
    high-volume environments. Popular models include Toyota LWE 180 and STILL ECU series.

    Stacker Pallet Trucks

    Stackers combine pallet movement with low-level lifting, commonly used in warehouses and production
    areas.

    Specialist Pallet Trucks

    These include high-lift pallet trucks for ergonomic working heights, weigh-scale trucks for accurate
    weight measurement, folding pallet trucks for vans and tight spaces, and long-fork models for
    non-standard pallets.


    What UK Businesses Look for When Financing Pallet Trucks

    When investing in pallet trucks, UK businesses consistently prioritise:

    • Reliability and durability to minimise downtime
    • Cost-effectiveness, especially for multi-unit purchases
    • Specific features such as weighing, lifting height, or compact design
    • Suitability for the operating environment

    Gable Business Finance structures funding solutions that support these priorities while protecting
    cash flow.


    Finance Options for Pallet Trucks

    Hire Purchase

    Hire purchase allows businesses to spread the cost of pallet trucks over time while working toward
    ownership. This is popular for both new and reconditioned equipment.

    Leasing

    Leasing provides flexibility and predictable costs, particularly for powered pallet trucks used
    intensively.

    Refinance

    Existing pallet trucks owned outright can be refinanced to release capital for working capital or
    additional equipment.


    Specialist Pallet Truck Finance for the UK MHE Sector

    Pallet trucks are essential assets across the UK materials handling sector, supporting efficient
    movement of goods in warehouses, retail, manufacturing, and logistics environments.

    By arranging finance for new, used, and reconditioned pallet trucks from leading
    brands, Gable Business Finance enables UK businesses to invest in reliable handling equipment without
    compromising cash flow. Our experience ensures funding solutions are aligned with operational needs,
    budget constraints, and long-term business growth.

    Gable Business Finance specialises in arranging asset finance for manual and powered pallet
    trucks
    used across the UK materials handling industry. While pallet trucks are often viewed
    as simple equipment, their role in maintaining productivity, reducing manual handling risk, and
    supporting high-throughput logistics is critical.

    Asset finance allows UK businesses to invest in the right pallet handling solutions without placing
    pressure on working capital, particularly when upgrading to powered pallet trucks or equipping
    multiple sites.


    The Role of Pallet Trucks in the UK Materials Handling Sector

    Pallet trucks are designed for short-distance pallet movement, making them ideal for tasks where
    forklifts may be unnecessary, impractical, or inefficient. They are used to move palletised goods
    within confined spaces, loading bays, storage areas, and shop-floor environments.

    In the UK materials handling sector, pallet trucks are used extensively in:

    • Warehouses and distribution centres
    • Retail back-of-house storage areas
    • Supermarkets and wholesale outlets
    • Manufacturing plants and production lines
    • Food and drink processing facilities
    • Logistics hubs and cross-docking operations

    Their simplicity, reliability, and versatility make pallet trucks indispensable, particularly in
    high-volume environments where goods are constantly being received, staged, and dispatched.


    Manual Pallet Trucks

    Manual pallet trucks, often referred to as hand pallet trucks or pump trucks, are the most basic form
    of pallet handling equipment. They rely on manual operation to lift and move pallets over short
    distances.

    Typical Uses of Manual Pallet Trucks

    Manual pallet trucks are widely used for:

    • Unloading delivery vehicles
    • Moving pallets within loading bays
    • Short-distance transfers in warehouses
    • Retail stock movement in back-of-house areas

    They are particularly common in smaller warehouses, retail units, and businesses with lower pallet
    throughput where cost efficiency and simplicity are priorities.

    Advantages of Manual Pallet Trucks

    • Low purchase cost
    • Minimal maintenance requirements
    • No power source required
    • Compact and easy to manoeuvre

    Despite their simplicity, manual pallet trucks remain a core component of the UK materials handling
    landscape and are often used alongside powered equipment.


    Powered Pallet Trucks

    Powered pallet trucks use electric motors to assist with lifting and movement, significantly
    reducing operator effort and improving productivity. They are increasingly favoured in UK
    warehouses and logistics environments where pallet volumes are high and efficiency is critical.

    Typical Uses of Powered Pallet Trucks

    Powered pallet trucks are commonly used in:

    • Large distribution centres
    • E-commerce fulfilment warehouses
    • Retail distribution hubs
    • Food and drink logistics operations
    • Manufacturing facilities with continuous material flow

    They are particularly effective in operations involving frequent pallet movement, long internal
    travel distances, or heavy loads.

    Benefits of Powered Pallet Trucks

    • Reduced operator fatigue
    • Improved productivity and throughput
    • Enhanced workplace safety
    • Consistent performance across shifts

    Many UK businesses upgrade from manual to powered pallet trucks as volumes increase or as part of
    health and safety improvements aimed at reducing manual handling injuries.


    Pedestrian, Ride-On, and Platform Pallet Trucks

    Powered pallet trucks are available in several configurations, each suited to different operational
    requirements.

    Pedestrian Pallet Trucks

    Operated by walking behind the truck, these are ideal for confined spaces and moderate travel
    distances.

    Ride-On Pallet Trucks

    Designed for longer distances within large warehouses, ride-on trucks allow operators to stand on
    or sit within the unit, increasing efficiency.

    Platform Pallet Trucks

    Platform trucks provide additional stability and comfort for operators in high-throughput
    environments.

    Gable Business Finance arranges funding for all pallet truck configurations, ensuring businesses can
    select equipment that best suits their operational footprint.


    Why UK Businesses Finance Pallet Trucks

    Although pallet trucks are relatively lower-cost assets compared to forklifts, financing remains a
    popular option for UK materials handling businesses, particularly when acquiring multiple units or
    upgrading to powered solutions.

    Common reasons for financing pallet trucks include:

    • Preserving working capital
    • Spreading costs across equipment life
    • Upgrading fleets without upfront expenditure
    • Maintaining predictable monthly costs
    • Supporting multi-site operations

    For larger warehouses and logistics operators, pallet trucks are often acquired in fleets, making
    structured finance particularly valuable.


    Pallet Truck Finance Options from Gable Business Finance

    Hire Purchase

    Hire purchase allows businesses to spread the cost of pallet trucks over an agreed term while working
    towards ownership. This option is commonly used where pallet trucks form a long-term part of
    operational infrastructure.

    Leasing

    Leasing provides flexibility for businesses that want predictable costs and the option to upgrade
    equipment as operational needs evolve. Leasing is often used for powered pallet trucks in
    high-utilisation environments.

    Refinance

    Businesses that already own pallet trucks outright can refinance them to release capital tied up in
    assets, supporting cash flow or funding additional equipment purchases.


    New and Used Pallet Truck Finance

    Gable Business Finance arranges funding for both new and used pallet trucks, recognising that many UK
    businesses choose refurbished equipment to manage costs.

    Finance can be arranged for:

    • New manual and powered pallet trucks
    • Used pallet trucks of any age
    • Dealer-supplied equipment
    • Privately purchased units

    This flexibility allows businesses to choose pallet trucks based on operational suitability rather
    than funding constraints.


    Health, Safety, and Compliance Considerations

    Manual handling remains a significant cause of workplace injury in the UK. Pallet trucks, especially
    powered models, play an important role in reducing manual lifting and strain.

    Investing in modern pallet handling equipment supports compliance with health and safety
    requirements, improves working conditions, and reduces absenteeism caused by injury.


    Frequently Asked Questions – Pallet Truck Finance

    Can I finance a single pallet truck?

    Yes. Finance is available for single units as well as fleet purchases.

    Is finance available for powered pallet trucks?

    Yes. Powered pallet trucks are widely financed due to their productivity benefits.

    Can batteries and chargers be included?

    Yes. Electric pallet truck batteries and chargers can usually be included in the finance agreement.

    Are used pallet trucks eligible for finance?

    Yes. Used and refurbished pallet trucks of any age can be financed, subject to condition.

    Can pallet trucks be financed as part of a wider MHE package?

    Yes. Pallet trucks can often be bundled with forklifts, racking, or other materials handling
    equipment.


    Pallet Truck Finance from Gable Business Finance

    Pallet Truck Finance from Gable Business Finance supports UK materials handling
    businesses acquiring manual and powered pallet trucks for warehouses, distribution centres, and
    retail back-of-house operations. Funding is available through hire purchase, leasing, and refinance
    for new or used pallet trucks.

    Case Studies – Pallet Truck Finance for UK Materials Handling Businesses

    The following case studies illustrate how Gable Business Finance has assisted businesses across the
    UK materials handling sector in arranging finance for manual and powered pallet trucks. These
    examples reflect the diversity of industries that rely on pallet trucks to move goods efficiently
    in confined spaces, improve productivity, and reduce manual handling risks.

    From large distribution centres to small retail premises, pallet trucks are fundamental assets.
    Although often lower in individual value than forklifts, pallet trucks are frequently purchased in
    multiples or upgraded to powered units, making asset finance a practical and widely used solution.


    Case Study 1 – National Distribution Centre Expanding Pallet Handling Capacity

    A national third-party logistics provider operating a large distribution centre in the Midlands was
    experiencing increased pallet throughput driven by e-commerce growth. The operation relied heavily
    on powered pallet trucks to move goods between inbound docks, staging areas, and outbound lanes.

    The business needed to acquire additional ride-on electric pallet trucks quickly, without diverting
    capital from warehouse automation projects. Gable Business Finance arranged a leasing solution
    covering a fleet of new powered pallet trucks, including batteries and chargers.

    The predictable monthly payments enabled the operator to scale capacity in line with demand while
    maintaining cash flow and operational flexibility.


    Case Study 2 – Regional Warehouse Upgrading from Manual to Powered Pallet Trucks

    A regional storage and fulfilment business operating from a mid-sized warehouse relied primarily on
    manual pallet trucks. As order volumes increased, staff fatigue and slower movement became a
    concern.

    Gable Business Finance arranged hire purchase funding for a mix of pedestrian-powered pallet trucks,
    allowing the business to upgrade equipment without a large upfront cost. The transition reduced
    manual handling strain, improved productivity, and supported compliance with health and safety
    requirements.


    Case Study 3 – Supermarket Chain Improving Back-of-House Efficiency

    A UK supermarket chain required pallet trucks for stockroom operations across multiple stores.
    Pallet trucks were used daily to unload deliveries, move stock to storage areas, and replenish shop
    floors.

    Rather than purchasing outright, the retailer chose to finance new pallet trucks to preserve
    capital. Gable Business Finance arranged a multi-site hire purchase agreement covering both manual
    and powered pallet trucks, standardising equipment across stores and simplifying budgeting.


    Case Study 4 – Independent Retailer Managing Tight Storage Space

    An independent wholesale retailer operating from a compact warehouse needed pallet trucks capable
    of operating efficiently in very tight aisles.

    The business opted for compact powered pallet trucks to improve manoeuvrability and reduce handling
    time. Gable Business Finance arranged finance for used equipment sourced through a dealer, enabling
    the retailer to improve operations without excessive capital outlay.


    Case Study 5 – Manufacturing Plant Supporting Production Flow

    A manufacturing plant producing packaged consumer goods used pallet trucks extensively to move raw
    materials to production lines and finished goods to despatch areas.

    The plant required reliable powered pallet trucks capable of continuous operation across multiple
    shifts. Gable Business Finance structured a leasing solution that aligned monthly payments with
    production output, enabling the manufacturer to maintain efficient material flow without tying up
    working capital.


    Case Study 6 – Food and Beverage Processor Handling High-Volume Pallet Movement

    A food and beverage processing facility handling chilled and ambient goods relied on pallet trucks
    to move products between processing, storage, and loading areas.

    Due to hygiene and safety requirements, the business needed modern electric pallet trucks suitable
    for clean environments. Gable Business Finance arranged hire purchase funding for new powered pallet
    trucks, including maintenance-friendly battery systems, supporting compliance and productivity.


    Case Study 7 – Healthcare Trust Managing Internal Logistics

    An NHS healthcare trust required pallet trucks to move supplies, medical consumables, linens, and
    equipment across a large hospital campus.

    The trust needed quiet, reliable powered pallet trucks suitable for indoor use and tight corridors.
    Gable Business Finance arranged finance for a fleet of electric pallet trucks, allowing the trust to
    upgrade equipment while spreading costs within budget constraints.


    Case Study 8 – Pharmaceutical Distribution Business Improving Safety

    A pharmaceutical wholesaler supplying hospitals and pharmacies used pallet trucks to handle high
    volumes of boxed medical products.

    To reduce manual handling injuries and improve picking efficiency, the business upgraded from
    manual to powered pallet trucks. Gable Business Finance arranged leasing for the new equipment,
    ensuring predictable monthly costs and rapid deployment.


    Case Study 9 – Construction Materials Supplier Supporting Yard Operations

    A construction materials supplier operating a yard and warehouse facility required pallet trucks
    to move pallets of tiles, adhesives, and building products.

    The business opted for heavy-duty pallet trucks suitable for uneven surfaces. Gable Business Finance
    arranged hire purchase funding for both new and refurbished units, allowing the supplier to support
    busy periods without impacting cash flow.


    Case Study 10 – Small Construction Contractor Managing Storage and Deliveries

    A small construction contractor with a central storage yard needed pallet trucks to manage inbound
    materials and prepare loads for site deliveries.

    Gable Business Finance arranged finance for a combination of manual and powered pallet trucks,
    enabling the contractor to improve efficiency and reduce manual handling risk while maintaining
    tight control over costs.


    Gable Business Finance. Specialist asset finance brokers for the UK materials handling sector

    These case studies highlight how pallet trucks are used across a broad range of UK industries, from
    large-scale warehousing and logistics to retail, manufacturing, food and drink, healthcare, and
    construction.

    By arranging flexible finance for manual and powered pallet trucks, Gable Business Finance enables
    businesses to invest in essential materials handling equipment without compromising cash flow. Our
    experience across sectors ensures funding solutions are aligned with operational needs, equipment
    usage, and business growth plans.


    Specialist Pallet Truck Finance for the UK MHE Sector

    Pallet trucks are fundamental to efficient materials handling across the UK. Whether manual or
    powered, these assets support short-distance pallet movement, loading tasks, and daily logistics
    operations.

    Gable Business Finance provides flexible, practical finance solutions that enable UK businesses to
    invest in pallet handling equipment without compromising cash flow. From a single pallet truck to a
    large multi-site fleet, our expertise ensures funding is aligned with operational needs and long-term
    business success.

    © 2026 Gable Business Finance. Specialist asset finance brokers for the UK materials handling sector.