Complete this online form with details of your enquiry and one of our advisors will call you back.
Gable Business Finance specialises in arranging asset finance for wheeled loaders used across the UK
waste management and recycling sector. Wheeled loaders are central to recycling yard operations,
providing the power, versatility, and reliability required for stockpile management, loading, and
material handling in high-throughput environments.
From Materials Recovery Facilities (MRFs) and waste transfer stations to scrap yards, aggregate
processors, and construction and demolition (C&D) recycling plants, wheeled loaders are among the most
heavily utilised machines on site. Their ability to move large volumes of material quickly makes them
a core operational asset and a natural candidate for structured asset finance.
Asset finance allows UK businesses to acquire wheeled loaders without committing large upfront
capital. Gable Business Finance can arrange funding for:
This flexibility is particularly valuable in the waste and recycling sector, where machines are often
purchased used, refurbished, or upgraded incrementally as throughput increases.
Wheeled loaders perform a wide range of tasks within waste and recycling facilities. Their primary
role is material movement, but in practice they support almost every stage of yard-based operations.
Typical uses include:
In high-volume operations, loader efficiency directly impacts site throughput. A reliable wheeled
loader reduces bottlenecks, minimises downtime, and enables processing equipment to operate at
optimal capacity.
For this reason, many UK recycling businesses view wheeled loaders not as auxiliary plant, but as
mission-critical assets.
Gable Business Finance has extensive experience arranging asset finance and structured lending for
wheeled loaders and specialist material handling equipment used across the UK recycling and waste
management sector. We understand that loader selection in recycling environments is not just about
brand preference, but about matching machine capability, durability, and specification to demanding,
high-intensity yard operations.
Recycling yards, waste transfer stations, scrap facilities, and Materials Recovery Facilities (MRFs)
place exceptional strain on equipment. Machines must operate continuously, handle abrasive and bulky
materials, and perform reliably in dusty, congested, and safety-critical environments. Gable Business
Finance works with lenders who understand these realities and are comfortable funding both standard
and specialist waste-handling machines.
The UK recycling sector relies on a core group of proven manufacturers whose machines are designed to
withstand intensive material handling. Gable Business Finance regularly arranges finance for the
following brands, whether purchased new, used, refurbished, dealer-supplied, or via private sale.
Caterpillar wheeled loaders are among the most commonly used machines in UK recycling yards due to
their reliability, high residual values, and extensive dealer support network. They are widely used
for general material handling, stockpile management, and loading articulated vehicles.
Gable Business Finance structures funding for CAT loaders in a way that reflects their long working
life and strong resale value, making them well suited to hire purchase and finance lease agreements.
Volvo loaders are popular in waste applications for their versatility, fuel efficiency, and operator
comfort. They are frequently specified for MRFs and large waste transfer stations where continuous
operation and precise handling are required.
We regularly arrange finance for Volvo loaders supplied with specialist attachments such as high-tip
buckets and bale clamps, often bundling these into a single agreement.
As a major UK manufacturer, JCB plays a significant role in the domestic recycling sector. Models such
as the JCB 417 are widely used for demanding tasks, including handling damaged vehicles, bulky waste,
and heavy stockpiles.
Gable Business Finance has deep familiarity with JCB machines and frequently supports funding for both
new and used units, including privately purchased loaders, aligning repayments with yard utilisation
and contract income.
Liebherr loaders are known for robust build quality and longevity, making them a popular choice for
aggregate recycling, C&D waste processing, and heavy-duty applications.
We structure finance solutions that recognise the durability of Liebherr machines, often supporting
longer terms where appropriate.
Komatsu loaders are valued for consistent performance in challenging and abrasive environments,
including dusty recycling yards and industrial waste sites.
Gable Business Finance regularly arranges funding for Komatsu machines, including refurbished units,
allowing operators to access reliable equipment at a lower initial cost.
Compact and highly manoeuvrable loaders from Mecalac and Kramer are commonly used in tight recycling
bays, urban facilities, and indoor environments.
We support finance for these machines where space constraints demand agility without compromising
handling capability.
Sennebogen specialises in material handlers rather than conventional loaders, offering machines with
features such as hybrid drives and energy recovery systems. These are widely used in scrap recycling,
port handling, and high-volume bulk material operations.
Gable Business Finance structures funding that reflects the specialist nature, high utilisation, and
extended service life of Sennebogen machines.
Bell loaders are increasingly specified for waste operations due to their dedicated waste-spec
configurations. Features such as reinforced belly guards, cab protection, solid tyres, high-lift arms,
and advanced cooling systems (including QuadCool) make them particularly suitable for dusty UK
recycling yards.
We regularly arrange finance for Bell waste-spec loaders, often as part of fleet upgrades or new site
developments.
Gable Business Finance does not simply finance a “loader”; we finance a complete operational solution.
This includes machines configured specifically for recycling applications.
The JCB 417 is widely used in demanding environments such as vehicle recycling yards, where it handles
damaged cars, bulky scrap, and heavy loads. Its adaptability makes it a common choice for mixed waste
operations.
Bell E-Series loaders are purpose-built for waste, featuring standard belly guards, cab guards, solid
tyres, and specialised cooling to cope with high dust loads. These features reduce downtime and
maintenance costs in recycling environments.
These powerful material handlers are designed for continuous operation in scrap and port handling,
with energy recovery systems that reduce fuel consumption. They are frequently used where reach and
lifting capability are as important as bucket loading.
Attachments are critical to loader performance in recycling. Gable Business Finance regularly
includes:
These attachments can usually be financed within the same agreement as the base machine.
Busy recycling yards demand high visibility and robust safety features. High-lift arms, cab guarding,
and protective screens are often essential specifications, and Gable Business Finance ensures these
features are included within funded values where appropriate.
The brands and models used in the UK recycling sector are chosen for their power, agility, specialist
features, and reliability under extreme conditions. Financing these machines requires a lender and
broker that understands:
Gable Business Finance combines sector knowledge with access to specialist lenders who are comfortable
funding wheeled loaders and material handlers of any age, from any supplier, whether new, used,
refurbished, dealer-supplied, or privately purchased.
This expertise ensures that recycling businesses can invest in the right machines for fast-paced,
demanding operations while maintaining cash flow, managing risk, and supporting long-term growth.
UK small and medium-sized enterprises (SMEs) operating waste yards, recycling facilities, and transfer
stations frequently rely on one or two wheeled loaders to keep sites running smoothly.
For SMEs, a wheeled loader often replaces multiple smaller machines or manual handling processes. A
single loader can move materials that would otherwise require several staff or additional plant,
improving productivity and safety.
SMEs use wheeled loaders to:
Asset finance allows SMEs to acquire the right size and specification of loader while preserving
working capital for fuel, labour, compliance, and site improvements.
Demand for wheeled loaders in the UK waste and recycling sector has grown steadily alongside increases
in waste volumes, recycling targets, and facility scale.
As recycling sites become larger and more complex, with multiple processing lines and stockpiles,
efficient material movement is essential. Wheeled loaders provide the flexibility required to adapt
to changing waste streams and operational priorities.
Stricter health and safety requirements have also contributed to growth. Using loaders to move and
position materials reduces the need for manual handling and improves overall site safety.
As a result, many UK operators are investing in newer, more efficient loaders with improved fuel
efficiency, operator comfort, and attachment compatibility.
Used in confined yards, urban recycling facilities, and indoor environments. These machines offer
excellent manoeuvrability while retaining sufficient lift capacity for light-to-medium materials.
The most common choice for waste transfer stations and recycling yards. They balance lifting power,
reach, and operating efficiency for a wide range of materials.
Used in high-volume operations such as aggregate recycling, large MRFs, and industrial waste sites.
These machines are designed for continuous operation and heavy-duty loading.
Many loaders are specified with waste-handling packages, including reinforced arms, cab protection,
solid tyres, and cooling systems designed for dusty environments.
One of the key advantages of wheeled loaders is their compatibility with a wide range of attachments,
making them highly versatile assets.
This versatility allows operators to adapt loaders to different tasks without investing in
additional machines.
Wheeled loaders represent a significant capital investment but are well suited to asset finance due
to their durability and revenue-generating role.
Hire purchase is a popular option for loaders that form a long-term part of the site fleet. The
business works toward ownership while spreading costs over time.
Finance leases offer flexibility for businesses that upgrade machines regularly or operate mixed-age
fleets.
Operating leases may suit short-term contracts or seasonal increases in workload.
Loaders owned outright can be refinanced to release capital for expansion, additional equipment, or
working capital.
Used wheeled loaders are widely used across the UK waste and recycling sector. These machines are
built for heavy-duty operation and often deliver many years of service when properly maintained.
Gable Business Finance can arrange funding for:
This enables businesses to acquire high-capacity equipment at a lower initial cost while maintaining
cash flow.
Yes. Used loaders of any age can be financed, subject to condition and suitability.
Yes. Buckets, grabs, and other attachments can often be included in the same agreement.
Yes. Finance is available for private sales as well as dealer purchases.
Yes. Wheeled loaders are widely accepted as financeable commercial and industrial assets.
Terms usually range from three to five years, aligned with machine age and expected working life.
Wheeled loaders are central to recycling yard operations, supporting stockpile management, loading,
and material handling across the UK waste and recycling sector.
The following case studies demonstrate how Gable Business Finance has successfully arranged asset
finance and loan solutions for UK recycling and waste businesses investing in wheeled loaders and
specialist material handling machines. These examples reflect real operating conditions across busy
recycling yards, waste transfer stations, scrap facilities, and materials recovery sites, where
reliable loaders are essential for stockpile management, loading, and continuous throughput.
A national waste management company operating multiple recycling yards across England required new
wheeled loaders to manage increasing volumes of mixed recyclables and residual waste. The business
selected Caterpillar loaders due to their proven reliability and widespread dealer support.
Gable Business Finance structured a multi-asset hire purchase facility covering several CAT loaders
across different sites. By aligning repayments with site-level cash flow, the operator was able to
upgrade equipment without disrupting day-to-day operations or diverting capital from compliance and
staffing.
A Materials Recovery Facility (MRF) in the Midlands processing comingled household recyclables needed
versatile loaders capable of continuous operation feeding conveyors and managing stockpiles.
The operator chose Volvo wheeled loaders for their fuel efficiency and operator comfort. Gable
Business Finance arranged finance for both the loader and specialist attachments, enabling rapid
deployment and improved yard productivity.
A vehicle recycling and salvage business handling damaged and end-of-life vehicles required robust
loaders capable of heavy lifting and constant yard movement.
The company selected JCB 417 loaders, known for strength and manoeuvrability. Gable Business Finance
arranged hire purchase funding for used machines sourced privately, allowing the business to expand
capacity while preserving cash reserves.
A construction and demolition recycling facility processing concrete, rubble, and aggregates needed
high-capacity loaders for stockpile management and lorry loading.
Gable Business Finance structured asset finance for Liebherr wheeled loaders fitted with high-tip
buckets. The solution enabled the recycler to increase throughput and reduce loading times, improving
overall site efficiency.
An industrial waste processor operating in a particularly dusty environment required reliable loaders
with strong cooling and filtration systems.
Komatsu loaders were selected for their durability. Gable Business Finance arranged finance for
refurbished machines, allowing the business to access robust equipment at a lower upfront cost while
maintaining predictable monthly repayments.
A city-centre recycling site with restricted space required compact, highly manoeuvrable loaders to
operate safely around conveyors and bays.
The operator chose Mecalac loaders for their agility. Gable Business Finance provided asset finance
covering both the machine and specialist attachments, enabling efficient material handling without
site redesign.
A waste transfer station handling mixed commercial waste required compact loaders capable of
operating indoors and outdoors.
Gable Business Finance arranged finance for Kramer loaders with enclosed cabs and waste-handling
specifications, improving operator safety and year-round productivity.
A scrap metal recycling facility handling ferrous and non-ferrous metals required specialist material
handlers rather than conventional loaders.
The business selected Sennebogen machines with hybrid drive systems for energy efficiency. Gable
Business Finance structured long-term finance aligned with the machine’s extended service life and
high utilisation rate.
A large recycling yard processing mixed waste and RDF needed loaders designed specifically for dusty,
high-impact environments.
Bell waste-spec loaders were chosen, featuring belly guards, cab protection, solid tyres, and advanced
cooling. Gable Business Finance arranged asset finance covering multiple machines, enabling fleet
standardisation and reduced maintenance downtime.
A regional recycling group operating several sites required a fleet upgrade across different yard
sizes and waste streams.
Gable Business Finance arranged a blended finance solution covering Caterpillar, Volvo, and JCB
loaders of varying sizes. This allowed the group to standardise repayments while selecting the most
appropriate machine for each site.
A growing SME recycler needed a wheeled loader to replace manual handling and improve stockpile
management but faced capital constraints.
Gable Business Finance arranged finance for a used Caterpillar loader purchased privately. The funding
enabled the business to improve safety and throughput without large upfront expenditure.
A plastics recycling facility required a loader capable of stacking large, heavy bales safely.
The operator selected a Volvo loader with high-lift arms and bale clamp attachment. Gable Business
Finance included the attachment within the finance agreement, delivering a complete handling
solution under one structure.
A local authority contractor responsible for recycling site operations required reliable loaders to
manage green waste, aggregates, and bulky materials.
Gable Business Finance arranged finance for JCB loaders supplied through a UK dealer, enabling the
contractor to meet service levels while spreading costs over the contract term.
An RDF production facility operating shredders and balers required loaders capable of operating
continuously in high-dust conditions.
Bell E-Series loaders with QuadCool cooling systems were selected. Gable Business Finance structured
hire purchase funding aligned with RDF production revenues, ensuring affordability during ramp-up.
A recycling business operating near a UK port required material handlers capable of loading bulk
recyclables and scrap efficiently while reducing fuel consumption.
Gable Business Finance arranged asset finance for Sennebogen hybrid machines, enabling the operator to
reduce operating costs and meet environmental targets without compromising performance.
These case studies demonstrate Gable Business Finance’s deep understanding of wheeled loaders and
specialist material handling equipment used across the UK recycling sector. From compact urban loaders
to heavy-duty waste-spec machines and hybrid material handlers, tailored finance solutions enable
businesses to invest in the right equipment for demanding, fast-paced recycling environments.
By supporting finance for leading brands, used and new machines, specialist attachments, and
multi-site fleets, Gable Business Finance helps waste and recycling operators maintain throughput,
improve safety, and scale operations sustainably.
Asset finance allows businesses to invest in wheeled loaders without compromising cash flow. By
arranging finance for any wheeled loader, of any age, whether new or used, and whether supplied
by a dealer or purchased privately, Gable Business Finance supports efficient, scalable, and
productive waste and recycling operations.
© 2026 Gable Business Finance. Specialist asset finance brokers for the UK waste and recycling sector.