Manitou Machinery Finance

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    Manitou Machinery Finance for UK Businesses

    Gable Asset Finance helps UK farmers, contractors, construction companies, and industrial operators acquire new and used Manitou machinery through tailored finance solutions. From telehandlers and articulated handlers to compact loaders and industrial forklifts, we provide the financial flexibility needed to invest in equipment that drives productivity.

    Why finance Manitou machinery?

    Manitou is a global leader in handling, lifting, and earthmoving solutions, with a reputation for durability and versatility. In the UK, Manitou machinery is relied upon in agriculture, construction, warehousing, logistics, and heavy industry. These machines, however, represent a substantial capital outlay. Financing offers a strategic solution, spreading the cost and aligning repayments with income cycles.

    • Preserve working capital: Avoid tying up cash reserves in large one-off purchases.
    • Flexibility: Choose from Hire Purchase, Finance Lease, or Refinance & Equity Release.
    • Access higher-spec machines: Financing makes advanced models accessible without overstretching budgets.
    • Tax benefits: Depending on finance type, payments or allowances may provide tax relief.
    • New and used assets: Finance applies to both brand-new Manitou equipment and quality used machines.
    Financing Manitou machinery ensures UK businesses can invest in productivity, efficiency, and safety while protecting cashflow.

    Finance options for acquiring Manitou machinery

    Hire Purchase

    Hire Purchase (HP) is a straightforward way to own Manitou machinery over time. Payments are fixed, and ownership transfers after the final instalment.

    • Ownership: You own the machine at the end of the term.
    • VAT: Usually payable upfront but reclaimable for VAT-registered businesses.
    • Best for: Farms, contractors, and industrial users intending long-term ownership.

    Finance Lease

    Finance Lease allows businesses to rent Manitou equipment for a fixed period. At the end, you can extend, return, or purchase it depending on terms.

    • No upfront purchase cost: Spread VAT over rentals.
    • Flexibility: Upgrade more often without ownership obligations.
    • Best for: Businesses that prefer regular equipment renewal.

    Refinance & Equity Release

    Refinancing releases cash tied up in owned machinery by selling it to a finance provider and hiring or leasing it back.

    • Cash injection: Unlock capital for working costs or expansion.
    • Continuity: Continue using the equipment as before.
    • Best for: Businesses with short-term liquidity needs.

    Manitou machinery categories

    Below is an overview of key Manitou equipment types available in the UK, and how Gable Asset Finance can support financing these machines.

    Telehandlers (MLT Range)

    Manitou telehandlers are designed for lifting, loading, and material handling across agriculture and construction. Popular models include:

    • MLT 420-60 H
    • MLT 625-75 H
    • MLT 630-115 & MLT 630-115 V / V CP
    • MLT 635-130 PS+ & MLT 635-140 V+
    • MLT 730-115 V / V CP
    • MLT 733-115 LSU
    • MLT 737-130 PS+
    • MLT 741-130 PS+ & MLT 741-140 V+
    • MLT 841-145 PS+
    • MLT 850-145 V+
    • MLT 940-140 V+
    • MLT 961-160 V+ L
    • MLT 1041-145 PS+L
    • ULM 412 H & ULM 415 H

    These telehandlers combine reach, load capacity, and agility, making them indispensable in farming and building sites. Financing options allow for seasonal repayment profiles that align with income streams, such as harvest or contract cycles.

    Articulated Telehandlers & Compact Loaders

    • MLA Range (articulated telehandlers)
    • Compact Loader Range
    • Attachment Range (buckets, forks, grabs, specialist tools)

    Articulated and compact loaders excel in tight environments, from barns to urban construction sites. Attachments add versatility. Finance spreads acquisition costs across multiple years while enabling businesses to equip fleets with the right tools.

    Industrial Fork Trucks (MI Range)

    • MI 15 G ST5
    • MI 18 G ST5
    • MI 20 D ST5 & MI 20 G ST5
    • MI 25 D ST5 & MI 25 G ST5
    • MI 30 D ST5 & MI 30 G ST5
    • MI 35 D ST5 & MI 35 G ST5

    Manitou industrial forklifts are trusted in warehouses, factories, and yards. Financing enables logistics operators to expand fleets or upgrade to newer models without tying up working capital.

    Benefits of financing new vs. used Manitou machinery

    New machinery finance

    New Manitou equipment offers the latest technology, energy efficiency, and warranty coverage. Financing makes these high-value machines affordable while protecting operational cashflow.

    Used machinery finance

    Quality used Manitou machines provide reliability at reduced cost. Financing allows businesses to acquire used assets quickly without heavy upfront expense, making it a cost-effective option for startups or businesses diversifying operations.

    Industry applications

    Manitou machinery supports a wide range of UK industries. Finance packages are tailored accordingly:

    Agriculture

    Telehandlers and compact loaders help with feeding, mucking out, bale handling, and general yard tasks. Seasonal finance schedules match farming cashflows.

    Construction

    High-capacity telehandlers and forklifts lift materials and support site logistics. Leasing allows contractors to renew machines regularly to meet health and safety requirements.

    Logistics & Warehousing

    Fork trucks in the MI range are central to warehouse operations. Finance spreads costs and supports expansion as businesses grow.

    Forestry & Estate Management

    Manitou equipment handles timber, fencing, and estate maintenance. Equity release can free funds for diversification projects.

    Key considerations when financing Manitou machinery

    • Residual value of the machine at the end of term.
    • Insurance requirements and coverage.
    • Maintenance and servicing plans.
    • Seasonal repayment schedules for agriculture.
    • Tax and VAT treatment depending on finance option.

    Comparing finance products

    Feature Hire Purchase Finance Lease Refinance & Equity Release
    Ownership Yes, after final payment No, unless purchased later No (lease-back)
    VAT Upfront on purchase On rentals Varies
    Tax efficiency Capital allowances Rentals deductible Depreciation/interest
    Best for Long-term ownership Frequent upgrades Cashflow injection

    Case studies

    Farm upgrading telehandler fleet

    A livestock farm financed two new MLT 635-130 PS+ telehandlers through Hire Purchase. Seasonal payments matched income from milk sales, enabling the farm to modernise equipment without draining cash reserves.

    Construction contractor leasing rotating telehandlers

    A construction business opted for Finance Lease on rotating telehandlers. This allowed regular upgrades to meet safety standards while keeping rentals deductible against taxable profits.

    Warehouse operator refinancing forklifts

    A logistics company refinanced a fleet of Manitou MI forklifts, releasing cash to invest in a new storage facility while continuing to use existing equipment.

    Ready to finance Manitou machinery?

    Gable Asset Finance works with specialist UK lenders to provide tailored finance packages for Manitou telehandlers, loaders, and forklifts. Whether buying new or used, we can help structure a solution that supports your business goals.

    Contact our team today for expert advice on financing your next Manitou machine.

    © Gable Asset Finance — Specialists in Agricultural & Industrial Equipment Finance