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Approaches and tight areas around greens are some of the most turf-sensitive parts of any golf course—especially on coastal and links-style venues where ground contours are natural, undulating and delicate. Heavy machinery can disrupt surface integrity, compact sandy soils, or damage tight approaches, making pedestrian aeration equipment essential in these high-precision areas.
A coastal golf club facing turf thinning and compaction around its greens required a lightweight, pedestrian aerator capable of delivering precision aeration without marking or scalping surfaces. After consultation with machinery suppliers and onsite demonstrations, the club selected a premium pedestrian aerator known for:
To enhance the results further, the club paired the aerator with a compact topdresser, ensuring sand integration and long-term surface smoothness across all approach areas.
Rather than arranging separate agreements for each item, Gable Business Finance delivered a multi-asset finance bundle that combined both the aerator and the topdresser into one structured agreement—keeping documentation simple and cash flow predictable.
The club strengthened its approach maintenance programme while preserving cash reserves for bunker upgrades planned later in the year.
Golf clubs rely heavily on specialist machinery to deliver consistent playing conditions. From aerators and rollers to irrigation systems, buggies, workshop tools, and IT systems, purchasing equipment outright can place significant pressure on cash flow. Asset Finance offers a strategic and cost-effective way for golf clubs to acquire essential machinery while protecting financial stability.
Golf businesses typically rely on three core types of asset finance—each suited to different operational and financial goals.
Hire Purchase is widely used by clubs investing in long-life machinery such as greens mowers, fairway units, tractors, topdressers and aerators.
How Hire Purchase Works:
Ideal For: Long-term assets the club intends to own and operate for many years.
A Finance Lease allows the club to use the asset while retaining flexibility. Ownership remains with the finance company, but the club benefits from predictable payments and longer-term usage.
How a Finance Lease Works:
Ideal For: Clubs that regularly upgrade machinery or want to avoid long-term ownership commitments.
Asset Refinance helps clubs release working capital tied up in machinery they already own. This is particularly useful for clubs planning course improvements, irrigation work or fleet upgrades.
How Refinance Works:
There are two refinance structures:
Ideal For: Clubs needing liquidity without reducing operational capacity.
Asset Finance allows a golf club to acquire essential equipment—such as mowers, aerators, irrigation systems or vehicles—without paying the full cost upfront. Instead, the club spreads payments over time with fixed instalments tailored to its cash-flow pattern.
Yes. Through Asset Refinance, golf clubs can unlock up to 90% of the value of assets they already own—helping fund repairs, renovations, staffing, or new projects.
No. Finance also covers:
In addition to asset finance, clubs often use:
Yes. Bundled finance—like the aerator and topdresser in this case—allows clubs to upgrade several items at once under a single agreement, simplifying budgeting and administration.
Whether you’re upgrading turf-maintenance machinery, replacing a full fleet, or securing equipment for delicate areas like approaches and tight walk-offs, Gable provides tailored finance packages designed for the UK golf sector.
Contact Gable today for guidance on Hire Purchase, Leasing or Refinance options that match your club’s operational goals and cash-flow needs.