Mowers Finance for UK Landscaping Contractors

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    Mowers Finance for UK Landscaping Contractors

    For UK landscaping contractors, choosing the right set of commercial mowers is essential for delivering professional, efficient, and high-quality grounds maintenance. Whether the work involves formal domestic gardens, commercial estates, municipal spaces, schools, parks, sports turf or private grounds, mowers remain the most frequently used—and most frequently upgraded—assets in a contractor’s fleet.

    With brands such as Honda, Stihl, Husqvarna, Hayter, John Deere, Toro, Weibang, Cub Cadet, Ariens, Stiga and Husqvarna Automower® dominating the UK professional market, contractors must balance performance, reliability, productivity and cost. This is why many businesses turn to Gable Business Finance to fund new and used mower purchases with flexible, tax-efficient asset finance.


    The Main Types of Mowers Used by Landscaping Contractors

    Commercial mowers fall into three broad categories, each suited to different types of landscaping work:

    1. Walk-Behind Mowers (Commercial Pedestrian Mowers)

    Walk-behind mowers are essential for smaller sites, tight areas, steep terrain, and places where precision is required around obstacles, borders and features.

    • Rear-roller mowers – for the classic striped finish.
    • Four-wheeled mowers – versatile for mulching, collecting, or side discharge.
    • High-performance mulchers – ideal for contractors who want fast mowing with no grass removal.

    Popular professional-grade models include:

    • Hayter Harrier Pro (48 Pro & 56 Pro) – engineered in the UK, rear-roller design, commercial durability.
    • Honda HRD & HRH series – legendary reliability, superb collection.
    • Weibang Legacy Pro – heavy-duty rear-roller finish mowers.
    • Stihl RM 4 RTP / RM 655 RS – petrol mulch mower & roller mower.
    • EGO Professional X cordless range – for noise-restricted sites.

    2. Ride-On & Zero-Turn Mowers

    For parks, estates, sports fields and large commercial sites, ride-on mowers dramatically cut labour time and increase output.

    Types include:

    • Lawn tractors – traditional ride-on mowers suitable for large properties.
    • Zero-turn mowers (ZTR) – ultra-manoeuvrable, high-speed mowing.
    • Front-deck mowers – ideal for mowing under obstacles and around furniture.

    Popular commercial models:

    • Cub Cadet Z5 & XZ series
    • Ariens Zenith
    • John Deere Z320R / Z515E
    • Stiga Park Pro (front-deck articulated)
    • Toro TimeCutter & Titan commercial ranges

    3. Robotic Mowers

    Robotic mowers are now widespread across commercial sites, especially hotels, business parks, schools, universities, and private estates. They autonomously cut grass on a continuous cycle, reducing labour time and improving turf consistency.

    Leading commercial robotic mower systems:

    • Husqvarna Automower® 500 series – GPS-enabled, fleet-managed, large-area capability.
    • Husqvarna NERA series – EPOS satellite navigation (no boundary wire).
    • Segway Navimow – fully GPS-guided robotic mower.

    Key Considerations for Landscaping Contractors When Choosing a Mower

    • Power type – Petrol for endurance; cordless for quieter, cleaner sites.
    • Cutting width – Large widths for big sites, narrow for intricate spaces.
    • Durability – Commercial mowers require heavy-duty components.
    • Service & parts availability – essential for contractors who operate daily.
    • Grass disposal needs – mulching mowers reduce disposal time and cost.
    • Terrain type – slopes may need ZTRs with special tyres or front-deck units.

    How Gable Business Finance Helps Landscaping Contractors Fund Mowers

    Gable Business Finance specialises in providing affordable, flexible asset finance that enables landscaping contractors to acquire the mowers and groundcare equipment they need—without draining cashflow or delaying growth.

    ✔ Finance for new & used mowers
    ✔ Finance for dealer or private sales
    ✔ Finance for entire fleets & multi-machine upgrades
    ✔ No age limits on equipment
    ✔ Seasonal payment structures for weather-dependent businesses
    ✔ VAT-deferral available


    Finance Options for Landscaping Mowers

    1. Hire Purchase (HP)

    Own the mower at the end of the finance term. Ideal for contractors wanting long-term assets they depend on.

    2. Finance Lease

    Lower monthly payments with the option to continue leasing, upgrade, or settle. VAT is spread throughout the term.

    3. Operating Lease

    Use the mower for a fixed period with no obligation to own it. Ideal for contractors upgrading frequently.

    4. Asset Refinance

    Unlock working capital from equipment already owned. Excellent for funding expansion or cashflow challenges.

    5. Seasonal Payment Finance

    Pay more in peak seasons and less during quiet winter months—designed exclusively for groundsmen and landscapers.


    10 Contractor Case Studies (Based on UK Landscaping Operations)

    Case Study 1 – Zero-Turn Fleet Upgrade for a Growing Contractor

    A landscaping company maintaining business parks financed three Ariens Zenith zero-turn mowers through Gable on a Hire Purchase agreement. The upgrade cut mowing time by 40%, increasing contract capacity without hiring new staff.

    Case Study 2 – Battery-Powered Fleet for Noise-Sensitive Sites

    A contractor specialising in schools and hospitals financed a fleet of EGO Pro X cordless mowers. Gable structured a finance lease with VAT spread monthly, reducing upfront cost.

    Case Study 3 – Front-Deck Mower for Large Estate

    A private estate required high-quality finish around formal gardens. Gable financed a Stiga Park Pro front-deck mower, enabling precise mowing under benches and shrubs.

    Case Study 4 – Robotic Mower Deployment for University Grounds

    A contractor managing university sites financed three Husqvarna Automower® 550 EPOS units using an operating lease, saving 18 labour hours per week.

    Case Study 5 – Ride-On Mower Replacement After Breakdown

    After a catastrophic engine failure, a contractor used refinance from Gable to release capital from an existing tractor, allowing them to immediately purchase a replacement John Deere X590.

    Case Study 6 – Large Commercial Contract Requires ZTR Expansion

    A company winning a new retail park contract financed two Cub Cadet Z5 zero-turn mowers to meet strict SLAs for cutting times.

    Case Study 7 – Multi-Site Housing Maintenance with Mulching Mowers

    A contractor maintaining 600+ residential lawns financed Honda HRH mowers with mulching kits, reducing waste and eliminating disposal runs.

    Case Study 8 – Local Authority Contractor Upgrades Fleet

    A council-approved contractor financed a fleet of Weibang Legacy Pro rear-roller mowers via HP. Gable secured 100% funding, preserving cash for payroll.

    Case Study 9 – Sports Turf Contractor Invests in Wide-Deck Mower

    A grounds contractor financed a Toro GrandStand multi-purpose mower on a finance lease, improving productivity on sports fields.

    Case Study 10 – Start-Up Landscaping Company Purchases First Mower

    A new business purchased a Hayter Harrier 56 Pro using low-deposit HP from Gable. This allowed the business to begin trading immediately.


    Frequently Asked Questions

    Can landscaping contractors finance used mowers?

    Yes — Gable Business Finance can fund new or used mowers, with no age restrictions.

    Do you finance private sales?

    Yes, Gable can fund mowers bought from dealers, auctions, or private sellers.

    Can I finance multiple mowers at once?

    Yes, fleet financing is available for contractors managing multiple sites.

    Is finance available for battery-powered mower fleets?

    Absolutely — battery mowers are increasingly popular and fully financeable.

    Do you offer seasonal payments?

    Yes — ideal for contractors with reduced winter workload.


    Get Mower Finance Today with Gable Business Finance

    Whether you need a single professional mower or a full fleet replacement, Gable Business Finance provides flexible terms, fast approvals, and tailored finance structures for UK landscaping contractors.

    ✔ Apply online
    ✔ Decision within 24 hours
    ✔ Finance for any mower, any brand, any age

    Contact Gable Business Finance today to discuss your mower finance options.