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The rapid growth of UK vineyards, orchards, commercial horticulture, and specialist plant nurseries has created a rising demand for compact, efficient, and highly manoeuvrable machinery. These businesses often operate in tight rows, delicate environments, and specialised growing systems — making traditional agricultural equipment unsuitable. Modern growers rely on purpose-built machinery to boost productivity, improve crop quality, and meet increasing demand from retailers and consumers.
Gable Business Finance supports the UK’s expanding viticulture and horticultural sectors by providing flexible and affordable funding solutions for essential groundcare vehicles and equipment. Whether managing mature vineyards, developing new orchards, scaling up nursery production, or automating labour-intensive tasks, finance enables growers to invest today while spreading costs responsibly over time.
Each type of horticultural enterprise requires specialist machines designed for narrow access, precision work, and continuous daily use. Gable finances both new and used equipment, sourced from dealers or private sellers.
These ultra-compact tractors are engineered for tight row spacing, stability on slopes, and multifunctional use. Commonly financed machines include:
Precision spraying is vital for disease prevention and crop uniformity. Finance helps growers upgrade to modern systems such as:
Healthy soils are fundamental to crop performance. Growers often finance:
Mulching equipment is critical for controlling weeds, improving soil structure, and reducing chemical use. Popular financed tools include:
Vineyards, orchards, and nurseries also rely on a fleet of functional vehicles such as:
Machinery upgrades are essential for efficiency, but upfront purchases can strain cashflow — especially for seasonal or developing enterprises. Asset finance helps spread costs, allowing businesses to invest without compromising day-to-day operations.
Ideal for growers wanting long-term ownership. Spread the cost over 1–7 years with predictable instalments and own the equipment at the end.
A flexible option that keeps payments low and allows upgrades at the end. Often chosen for sprayers, compact tractors, and UTVs.
Perfect for businesses that prefer to use, not own, machinery. Return or upgrade equipment at the end of the contract.
Unlock capital tied up in existing machinery. Useful for expanding vineyards or investing in new infrastructure like irrigation or trellising.
Unsecured loans available for:
A growing English vineyard needed two narrow-width tractors to manage tight row spacing. Gable arranged Hire Purchase across five years, allowing the vineyard to maintain cashflow for a new planting project.
A fruit farm required a modern sprayer to improve coverage and reduce drift. Gable delivered a Finance Lease that allowed the business to upgrade equipment without a large upfront payment.
An established nursery refinanced its existing machinery (two tractors and a loader) to release working capital, enabling investment into new polytunnels for winter production.