Finance for Tree Surgery Equipment

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    Finance for Tree Surgery Equipment for UK Businesses

    Tree surgery equipment commonly financed in the UK includes high-value machinery like wood chippers, stump grinders, and access platforms such as cherry pickers and MEWPs. Other essential assets include logging trucks, tractors, forestry mowers, climbing equipment, and specialist felling machinery like harvesters. Because these items involve significant capital expenditure, thousands of UK arborists rely on asset finance—often through hire purchase, finance leasing, or operating lease structures—to spread costs and improve cashflow.

    As the UK’s leading finance provider dedicated to the arboricultural and forestry industries, Gable Asset Finance offers bespoke funding solutions tailored to the realities of tree surgery businesses. This long-form guide explores the full range of equipment commonly financed, the buyers, the finance tools available, and real case studies showing how UK tree surgeons benefit from specialist finance partnerships.

    Contents

    1. Tree Surgery Equipment Commonly Financed in the UK

    Tree surgery operations rely on a combination of everyday tools and high-value machinery. The latter can be costly, and many contractors prefer to spread payments over time rather than commit large upfront capital. Below is a full breakdown of the most commonly financed equipment categories.

    Processing and Waste Management Equipment

    Tree waste management is at the core of modern arboriculture. High-quality processing machinery is essential for efficient site clearance and biomass management.

    • Wood chippers – towable, tracked, PTO-driven, and high-capacity industrial machines.
    • Stump grinders – pedestrian, self-propelled, narrow-access, and tracked models.
    • Mulchers and forestry shredders – used for land clearance and vegetation reduction.

    These machines often represent the largest financial purchases made by tree surgery companies outside of vehicles. Many businesses choose finance to secure the latest models with lower running costs and improved reliability.

    Access and Lifting Platforms

    Access machinery enables arborists to reach, prune, dismantle, or inspect trees safely where climbing is impractical or unsafe.

    • Aerial Work Platforms (AWPs)
    • Mobile Elevated Work Platforms (MEWPs)
    • Cherry pickers – truck-mounted, van-mounted, or tow-behind.
    • Tracked spider lifts – ideal for rough terrain and narrow sites.

    MEWPs and spider lifts are expensive assets, often costing between £20,000 and £120,000+, making leasing and hire purchase extremely common.

    Vehicles and Transport Assets

    • Logging trucks
    • 4×4 pickups – indispensable for towing chippers and trailers.
    • Tractors – fitted with forestry attachments.
    • Timber trailers – with or without cranes.
    • Utility trailers and tippers

    Transport is central to arboriculture, especially for crews handling waste, timber, and multiple site visits per day. These assets are commonly financed to preserve operational cashflow.

    Cutting and Felling Machinery

    • Chainsaws and professional saws
    • Feller bunchers
    • Harvesters
    • Excavator-mounted tree shears

    Large-scale forestry contractors often require high-output felling machinery, and Gable Asset Finance is one of the few UK specialists with underwriting expertise for such machines.

    Specialised and Miscellaneous Equipment

    • Forestry flails and mowers
    • Climbing & rigging gear
    • Safety and communication systems
    • Ground protection mats and site equipment

    2. Essential Tree Surgery Tools & PPE

    While heavy machinery is a major investment, day-to-day tree surgery relies on highly specialised tools and safety equipment. Many arborists now finance full “crew kits” to equip new staff or expand their team without large upfront costs.

    Personal Protective Equipment (PPE)

    • Harnesses – EN-certified climbing harnesses designed for all-day comfort and safety.
    • Helmets – with integrated visors and ear defenders.
    • Chainsaw trousers – Type A or C Kevlar-reinforced protection.
    • Safety boots – with chainsaw-resistant uppers.

    Cutting and Pruning Tools

    Tree surgeons use a wide range of cutting tools depending on branch size, access, and the type of work being performed.

    • Chainsaws – top-handle saws for climbing, rear-handle saws for ground work.
    • Hand saws and pruning saws
    • Loppers and secateurs
    • Pole pruners – extendable for ground-based cutting.

    Rigging and Climbing Gear

    • Climbing ropes – static and dynamic.
    • Lowering ropes and slings
    • Carabiners – aluminium and steel rated hardware.
    • Pulleys, friction devices, rigging plates

    Gable routinely finances equipment bundles for new crews, apprenticeships, and business expansions – offering loans or asset finance packages that cover all PPE and rigging gear together.

    3. Heavy Machinery for Arboriculture & Forestry (Large SEO Section)

    Heavy machinery plays a critical role in both commercial tree surgery and large-scale forestry operations. These machines dramatically increase productivity, reduce manual labour, improve safety, and help contractors secure large public and private sector contracts.

    Wood Chippers

    Wood chippers remain the single most important machine for UK tree surgeons. Towable and tracked chippers allow efficient processing of limbs, brush, and timber into manageable chips.

    Popular UK brands include:

    • Timberwolf – TW 230HB, TW 280, TW 160
    • Först – ST6P, TR6, XR8
    • Jensen – A530L, A540, A141
    • GreenMech – Arborist 130, QuadChip 160

    Financing allows arborists to access efficient, low-emission engines, better safety features, and improved reliability compared to older models.

    Stump Grinders

    Tracked stump grinders and pedestrian models are essential for site reinstatement after felling.

    Common models financed include:

    • Bandit SG-40, SG-75
    • Predator P38, P50, P75
    • Carlton SP7015
    • Rayco RG55, RG80

    MEWPs and Access Platforms

    With safety regulations tightening across the industry, MEWPs are increasingly used for large dismantles and sensitive operations.

    Highly financed models include:

    • Niftylift HR17, HR21, HR28
    • Hinowa 17.75, 20.10, 26.14 spider lifts
    • Palfinger truck-mounted lifts
    • Teupen tracked access platforms

    Tractors and Forestry Attachments

    Forestry tractors provide power for mulchers, flails, winches, trailers, and loaders.

    Common financed attachments include:

    • Forestry mulchers
    • Skidder winches
    • Timber trailers with cranes
    • Flails for vegetation clearance

    Feller Bunchers, Harvesters & Large Forestry Machinery

    As mechanised forestry expands in the UK, contractors increasingly finance large specialist equipment:

    • Tigercat feller bunchers
    • Komatsu harvesters
    • John Deere processors
    • TimberPro machines

    These machines can cost anywhere from £80,000 used to over £450,000 new, making finance essential for even the largest forestry businesses.

    4. Who Buys Tree Surgery Equipment in the UK?

    Gable Asset Finance supports a broad range of professional buyers across the UK arboriculture, forestry, and land management sectors.

    Tree Surgery & Arboricultural Companies

    These businesses form the core of the market and regularly finance:

    • wood chippers and stump grinders
    • MEWPs and spider lifts
    • chainsaws and full crew kits
    • trailers and 4×4 tow vehicles

    Forestry & Land Management Contractors

    These companies purchase both tree surgery equipment and larger forestry machinery. They commonly finance:

    • harvesters & forwarders
    • tractors and winches
    • mulching equipment

    Municipalities & Public Bodies

    • Local councils
    • Forestry Commission teams
    • Public woodland and estate departments

    These organisations often use leasing to spread budget cycles and maintain compliance.

    Equipment Dealers & Manufacturers

    Dealers such as Palfinger UK, MEWP suppliers, and chipper specialists often use finance for stock and demonstration units.

    Independent Tree Surgeons & Small Operators

    Start-up arborists frequently finance chippers, saw bundles, and climbing gear through small-ticket loans or hire purchase.

    5. Finance Options from Gable Asset Finance

    Gable provides one of the most comprehensive ranges of arboriculture-focused finance solutions in the UK.

    Hire Purchase (HP)

    Ideal for long-term ownership. Commonly used for chippers, MEWPs, stump grinders, tractors, and vehicles.

    Finance Lease

    Tax-efficient rental structure with low deposits. Perfect for MEWPs, platforms, and fast-depreciating equipment.

    Operating Lease / Contract Hire

    Predictable payments and no risk of depreciation. Excellent for public bodies and large companies.

    Equipment Loans

    Used for PPE bundles, climbing kits, saw fleets, and vehicle deposits.

    Refinance

    Unlock capital tied up in owned equipment—popular for chippers, tractors, MEWPs, and forestry machinery.

    6. Case Studies – UK Tree Surgery Companies Funded by Gable

    1. Sole Trader Tree Surgeon – Financing a New Först ST6P

    A new arborist in Bristol upgraded from an aging chipper to a new Först ST6P using Hire Purchase with a low deposit. The new machine boosted productivity, reduced downtime, and helped win more commercial jobs.

    2. Multi-Crew Arb Firm – Leasing a Hinowa 17.75 MEWP

    A growing tree surgery company secured a high-value MEWP through a Finance Lease, enabling them to carry out large dismantles and improve safety without a large capital outlay.

    3. Forestry Contractor – Tractor & Forestry Flail Package

    A forestry firm needed a tractor, winch, and mulching attachment. Gable structured a combined HP agreement with seasonal payments aligned to timber revenue.

    4. Local Authority – PPE & Rigging Equipment Loan

    A council upgraded its entire tree team’s PPE, saws, and climbing equipment using a loan facility. Monthly repayments aligned with budget cycles.

    5. Land Clearance Contractor – Excavator with Tree Shear

    A developer-funded firm financed a 13t excavator and tree shear via HP, allowing them to complete large vegetation clearance projects faster.

    6. Commercial Arb Company – Refinance to Release Capital

    A large tree company refinanced two chippers and a tracked grinder, freeing £60,000 for expansion while retaining their existing assets.

    7. Estate Grounds Team – Tractor & Timber Trailer

    A private estate financed a tractor and timber trailer on a 5-year HP term to maintain woodland and respond to storm damage.

    8. Start-Up Arborist – Crew Kit & Used Chipper Package

    A new operator financed a full kit—saws, ropes, PPE—and a used Jensen chipper. Gable provided a combined loan and HP structure to make entry into the sector affordable.

    9. Municipal Forestry Division – Contract Hire MEWP

    A council acquired a spider platform via Contract Hire, ensuring predictable monthly costs and guaranteed maintenance.

    10. Biomass Contractor – High-Capacity Tractor & Flail

    A biomass contractor financed a forestry tractor with a heavy mulcher attachment. The new machine significantly increased output and reduced subcontracting costs.

     

    Across the UK, Gable Asset Finance empowers arborists, forestry contractors, councils, and private land managers to invest in the essential tree surgery equipment they need. Whether it’s a £5,000 climbing kit or a £150,000 MEWP, Gable’s industry expertise ensures businesses get the right finance at the right time.