The Open Championship Rota Clubs

The current Open Rota includes ten world-renowned courses:

• St Andrews (Old Course), Scotland
• Royal Troon, Scotland
• Muirfield, Scotland
• Royal Liverpool, England
• Royal Portrush, Northern Ireland
• Carnoustie, Scotland
• Royal Lytham & St Annes, England
• Royal St George’s, England
• Royal Birkdale, England
• Turnberry (Ailsa Course), Scotland

These clubs set a global benchmark for championship-quality golf, and each continues to invest
to meet the demands of tournament hosting, member expectations, and worldwide visitor appeal.

Why Open Rota Clubs Choose Gable Business Finance

Gable Business Finance works closely with the UK’s leading golf clubs, offering bespoke funding
designed for venues operating at the highest level. With sector insight, strong lender relationships,
and an understanding of the operational complexities of Open Rota sites, Gable delivers:

• Funding structured around capital programmes, tournament schedules, and long-term planning
• Access to lenders experienced in golf, leisure, hospitality, and large-scale property projects
• Finance solutions tailored to elite-level course maintenance and clubhouse infrastructure
• Flexible agreements aligned with the financial cycles of globally recognised golf venues

For Open Rota clubs that must maintain exceptional playing conditions and world-class hospitality,
Gable Business Finance is a trusted partner for sustainable, strategic investment.

Funding Major Clubhouse Projects for Open Rota Golf Clubs

Commercial Mortgages for Large-Scale Developments

Constructing or significantly redeveloping a clubhouse at an Open Rota venue requires substantial capital.
Commercial mortgages enable these landmark properties to be funded over long-term, flexible repayment periods.

• Typical deposit around 25% of project or property value
• Repayment terms up to 25 years
• Structured for elite-level asset development and hospitality enhancement
• Supports high-specification architectural and facility upgrades

Property Development Finance for Multi-Phase Projects

Many Open Rota clubs undertake multi-stage redevelopment programmes to expand capacity,
modernise hospitality areas, or build additional facilities. Development finance supports construction
even when full funds aren’t available upfront.

• Stage-drawdown funding aligned to construction milestones
• Bridging loans for land acquisition or preparatory works
• Mezzanine finance to reduce capital requirements
• Joint debt and equity structures for complex long-term developments

Gable Business Finance ensures that finance aligns with operational schedules and international events,
with minimal disruption to member services.

Asset Finance for Open Rota Golf Clubs

Open Rota clubs rely on world-class conditioning, premier hospitality, and exceptional visitor experiences.
Asset finance enables clubs to acquire and upgrade essential equipment, technology,
and interior infrastructure without large upfront expenditure. Gable Business Finance works with lenders
offering hire purchase, finance leases, and operating leases specifically suited to the requirements
of major championship venues.

Types of Assets That Can Be Financed

Course Maintenance Equipment

• Greens, fairway, and rough mowers
• Tractors, aerators, sprayers, and top-dressers
• Irrigation systems and pump house upgrades
• Specialist tournament-standard conditioning equipment

Clubhouse Improvements

• High-end hospitality and event furniture
• Commercial kitchens, catering equipment, and bar systems
• Premium locker rooms, showers, and changing facilities
• IT systems, AV installations, EPOS, and access control

Player Amenities

• Golf buggies and cart fleets
• Utility vehicles for large-scale property operations

Strategic Development

• New holes, routing adjustments, and tournament infrastructure
• Drainage improvements, irrigation extensions, and turf management systems
• Practice facilities, academies, and swing studios

Benefits for Open Rota Golf Clubs

• Improved Cash Flow: Finance spreads the cost of major assets, preserving liquidity for operations and tournament readiness.
• Enhanced Player & Visitor Experience: Ensures facilities meet the elite standards expected of championship venues.
• Strategic Growth: Supports expansion, sustainability, and commercial development programmes.
• Flexibility: Options include hire purchase, finance leases, and operating leases to suit asset lifecycle and ownership needs.

Key Considerations When Seeking Finance

• Understand the Terms: Consider deposits, VAT treatment, repayment structure, and end-of-term options.
• Integrate with Long-Term Planning: Ensure finance aligns with multi-year capital plans and tournament commitments.
• Seek Specialist Support: Gable Business Finance provides continuity essential for clubs with rotating committees.
• Evaluate the Right Product: Compare HP, finance leases, and operating leases based on asset longevity and ownership goals.

Case Studies – Funding for Open Rota Excellence

Case Study 1: Championship-Level Clubhouse Redevelopment

An Open Rota club required a major overhaul of its hospitality and member facilities.

• Gable Business Finance secured a multi-million-pound development facility
• Asset finance arranged for commercial kitchen, AV systems, and luxury furnishings
• Finance aligned to long-term event hosting commitments

Case Study 2: Course Machinery Upgrade for Tournament Preparation

Ahead of an upcoming Open Championship, a club needed to modernise its machinery fleet.

• Structured hire purchase finance for tournament-grade mowers and equipment
• Flexible repayment plan designed around seasonal income
• Delivered enhancements to course conditioning

Case Study 3: Strategic Practice Facility Expansion

A club sought to build a new performance centre and swing studio to support member coaching and elite practice.

• Property development finance secured for construction
• Asset finance supplied for launch monitors, simulators, and technology equipment
• Created a year-round revenue-generating asset

Summary – Comprehensive Finance for Open Rota Clubs

In addition to supporting major clubhouse projects and strategic development,
Gable Business Finance also funds a wide range of essential golf assets including:

• New & Used Course Machinery
• Irrigation Systems
• Golf Buggies & Utility Vehicles
• Clubhouse Improvements & Developments
• Swing Studios & Launch Monitors
• Agricultural Machinery
• Course Furniture, Locker Rooms, and Repairs

Gable Business Finance works with a specialist panel of lenders to deliver tailored funding for
the golf, agricultural, and commercial sectors. For Open Rota venues, this includes support with
large-scale capital programmes, machinery upgrades, and world-class facility investments.

Whether you are preparing for an upcoming Open Championship or planning multi-year development,
Gable Business Finance provides the expertise and financial strength to help your club
continue setting the global benchmark for golf excellence.

Speak to Gable Business Finance About Funding for Your Open Rota Club

If you are planning to enhance your clubhouse, upgrade course machinery, or undertake major strategic development,
contact Gable Business Finance today.

Partner with experts in Golf Industry Finance and ensure your club remains worthy of the world stage.