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Gable Asset Finance are experts in arranging finance for Utility Task Vehicles (UTVs), also known as side-by-side vehicles (SxS), for UK agricultural, rural, and commercial businesses. UTVs are versatile off-road vehicles designed to carry multiple passengers, haul heavy loads, and navigate challenging terrain. They are a practical and reliable choice for farms, estates, industrial sites, and recreational operations.
A Utility Task Vehicle (UTV) is an off-road vehicle built for multiple passengers with side-by-side seating, a steering wheel, and foot pedals, similar to a car. Unlike smaller ATVs (all-terrain vehicles) designed for a single rider, UTVs offer more power, greater stability, and a rear cargo bed, making them ideal for work and recreation.
Gable Asset Finance specialises in arranging flexible finance solutions for all types of UTVs across the UK. We work with businesses, sole traders, partnerships, and limited companies to secure funding for new and used vehicles from leading brands, including:
Our finance solutions are tailored to your operational needs, whether you require a single UTV for day-to-day tasks or a fleet of vehicles for a larger enterprise.
Pay a deposit followed by fixed monthly payments. Ownership transfers to you once the final payment is made. This is ideal for businesses that want long-term control of the asset.
Lower monthly payments are achieved by deferring a portion of the finance into a final “balloon” payment. At the end of the term, you can pay the balloon to own the UTV, refinance it, or sell the vehicle to settle the balance.
Rent the UTV for a fixed term, with the option to purchase or return the vehicle at the end. This is suitable for businesses that need flexible asset management without full upfront ownership.
Short-term rental solution for businesses that need seasonal access to UTVs. Payments cover usage, and the vehicle is returned at the end of the lease.
Borrow a lump sum to purchase UTVs outright, or secure finance against existing assets. These options provide flexibility for cashflow management and expansion.
A dairy farm in Yorkshire required three CFMOTO UFORCE 1000 vehicles for herd management. Gable arranged hire purchase finance, allowing the farm to spread costs over 36 months while retaining eventual ownership.
A rural estate needed four Polaris Ranger vehicles for groundskeeping and staff transport. Gable organised a lease purchase with a balloon payment, enabling manageable monthly outgoings while securing full ownership at term-end.
A medium-sized forestry company required a fleet of Can-Am Traxter UTVs. Gable facilitated finance leases, allowing the company to rotate equipment as needed for seasonal work without capital strain.
An arable farm sought a Honda Pioneer 520 for seasonal fertiliser application and field inspections. Gable arranged an asset-based loan, utilising existing tractors as collateral to fund the purchase.
A limited company expanding into livestock management purchased two CFMOTO U10 PRO UTVs. Gable structured a finance package combining HP and lease purchase, preserving cashflow and allowing immediate operational deployment.
We arrange finance for all major UK brands, including CFMOTO, Polaris, Honda, Kubota, Yamaha, Can-Am, and Segway Powersports, both new and used.
Yes, Gable can structure packages for fleets, allowing businesses to manage multiple vehicles with a single, manageable finance agreement.
We specialise in vehicles for agricultural, industrial, and rural business use. Recreational UTVs may also be financed if used in a business context.
Sole traders, partnerships, family-run farms, limited companies, and larger enterprises are eligible.
Hire purchase, lease purchase with balloon payments, finance leases, operating leases, business loans, and asset-based lending are all options tailored to your requirements.
Yes, UTV attachments, trailers, and additional equipment can be included in your finance package to simplify cashflow management.
Gable works with a panel of specialist lenders to provide fast and flexible approvals, often within a few working days, depending on the business structure and credit profile.
Yes, both new and used UTVs can be financed, allowing businesses to acquire reliable vehicles without large upfront capital expenditure.
For tailored UTV finance solutions, contact Gable Asset Finance today. Our specialist team can advise on the best structure, secure competitive rates, and arrange finance for the UTV models that suit your business needs.
Gable Asset Finance specialises in arranging tailored finance for utility task vehicles (UTVs) used in agriculture, estates, and rural businesses. UTVs have become an essential part of modern farming, offering versatility for transport, towing, and general operational efficiency. We can arrange finance for all major makes including CFMOTO, Polaris, Honda, Yamaha, Kubota, Can-Am and more.
Before investing, evaluate your farm’s size, terrain, and operational requirements. Hilly or rough land requires more powerful engines and robust suspension, while flatter areas may allow smaller, lighter-duty vehicles. Consider your main usage—livestock management, crop monitoring, general maintenance—and calculate cargo and towing needs, including feed, fencing, and equipment transport.
Most agricultural UTVs fall in the 45–80 HP range. Smaller farms may find mid-range engines sufficient, while large-scale operations or heavy towing requirements benefit from high-powered models like the CFMOTO UFORCE 1000, which offers robust torque and exceptional performance on challenging terrain.
Ensure the UTV’s payload and towing capacity match your daily operational needs. For example, the CFMOTO UFORCE 600 offers around 250kg cargo and 700kg towing capacity, while larger models like the UFORCE 1000 provide up to 500kg cargo and 900kg towing, suitable for heavy-duty farm work.
Yes. Many models feature full cabins, windscreen wipers, and optional climate control to keep operators productive year-round. Weatherproof components and robust construction also ensure durability in wet, muddy, or cold conditions.
Yes. Smaller farms benefit from compact models like the CFMOTO UFORCE 600 with a 580cc engine, tight turning radius, and electronic power steering. Larger farms may prefer the UFORCE 1000 or U10 PRO models with higher towing capacity, larger cargo beds, and advanced suspension systems.
Models like the CFMOTO UFORCE 1000 XL provide seating for up to six operators, allowing efficient movement of work crews during peak periods such as lambing or harvest. They maintain high performance even when fully loaded.
Assess seasonal workloads such as harvest, lambing, or winter feeding. Your UTV should handle heavier loads during peak periods and offer flexibility for lighter tasks in quieter seasons.
Absolutely. Gable Asset Finance provides tailored finance for all major UTV brands, including new and used vehicles. We offer hire purchase, lease purchase, finance leases, and seasonal payment plans designed to suit farming cashflows and operational cycles.
We finance all leading UTV brands in the UK, including CFMOTO, Polaris, Honda, Kubota, Yamaha, Can-Am, and Segway Powersports. Niche and imported models can also be considered on a case-by-case basis.
Yes, additional attachments, trailers, and farm equipment can be included in your finance package, simplifying cashflow management and asset acquisition.
We recommend arranging a demonstration with your local dealer. Many dealers can bring UTVs to your farm so you can test performance under actual working conditions, ensuring suitability for your operational needs.
Yes. Gable Asset Finance can arrange finance for electric and hybrid UTVs, supporting sustainable farm operations while providing the flexibility of modern financing solutions.
Sole traders, partnerships, family-run farms, limited companies, and larger agricultural enterprises are all eligible to apply. Our team works with your business structure to offer optimal financing solutions.
If you are looking to fund a utility task vehicle (UTV) for your farm or rural business, Gable Asset Finance can help. We provide expert advice, competitive rates, and tailored finance options to suit all operational requirements. Speak to our agricultural finance specialists today to discuss your requirements and receive a personalised quotation.