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Gable Business Finance is one of the UK’s leading providers of tractor finance, supporting farms, contractors, rural businesses, estates and private buyers. Whether you’re purchasing a brand-new tractor or looking for a quality used machine, we offer the widest range of finance solutions from a specialist panel of agricultural lenders.
We finance hundreds of tractors every year across all major brands — including Massey Ferguson, John Deere, New Holland, Ford, Case IH, Fendt, Valtra, JCB and more. With competitive rates, flexible structures and a deep understanding of the rural economy, Gable Business Finance ensures you acquire the machinery you need while keeping cashflow healthy.
Whether you’re upgrading your existing fleet or expanding operations, securing the right tractor finance can make a significant difference to your business performance. We offer funding for:
No matter the size, age or value of the tractor, we provide tailored finance options to suit your budget and business needs.
We offer a complete range of finance products so you can choose the structure that fits your goals, cashflow and long-term use of the machine.
A simple and popular way to acquire a tractor with eventual full ownership:
A flexible option similar to HP, but with a larger final payment:
An excellent option for reducing upfront expenditure while retaining long-term use:
A short-term rental solution ideal for machinery that needs frequent upgrading:
Borrow a lump sum to purchase a tractor outright:
Use your farm’s existing machinery or assets as security for a loan:
Unlock capital tied up in machinery you already own:
We can fund any make and model of tractor, but the most commonly financed brands include:
We fund new, nearly-new, used, imported or privately purchased tractors.
We understand farming. We understand rural finance. And we know how important it is to keep your machinery moving.
Hire Purchase (HP) is the most popular, as it provides straightforward ownership with fixed payments and flexible deposits.
Yes — we finance used tractors from dealers, private sellers, auctions and farm dispersal sales.
Yes. Many lenders are comfortable financing older or vintage models, depending on condition and valuation.
Absolutely. We can structure payments around harvest income, lambing season or other farm cashflow cycles.
Yes — we work with specialist lenders who support new-start businesses with realistic underwriting.
Yes — loaders, implements, mowers, sprayers, drills and more can be included in the total finance package.
Yes. Many HP agreements allow a 3-month VAT deferral to assist with cashflow.
Approvals can often be completed within 24–48 hours, depending on the lender and application details.
Yes — we frequently finance private sales and can assist with checks, valuation and secure payment.
Yes — asset refinance can release cash tied up in tractors, harvesters or other machinery.
Whether you need a single tractor or a fleet upgrade, Gable Business Finance provides expert guidance and competitive funding tailored to UK agricultural businesses.
Speak to our rural finance specialists today to compare options, get a quotation and secure the right tractor finance for your operation.
Gable Business Finance — Empowering UK Agriculture with Smarter Machinery Funding.
Gable Business Finance is the UK’s specialist provider of asset finance for tractors, helping farmers, contractors, estates, and rural businesses acquire new or used machinery quickly and efficiently. We offer tailored solutions to suit every business, including hire purchase (HP), finance lease, operating lease, balloon finance and asset refinance.
We work with all the leading tractor manufacturers, ensuring our customers can access finance for the models they know and trust. Below is an overview of some of the most popular tractor brands we fund, along with a brief insight into each manufacturer.
One of the most recognised names in agriculture worldwide. John Deere tractors are renowned for reliability, advanced technology and excellent resale value, ranging from compact 3-cylinder models to high-horsepower machines.
Known for innovation and versatility, New Holland tractors offer solutions for arable, livestock and mixed farming, with a focus on fuel efficiency and operator comfort.
A global brand with a strong heritage, Massey Ferguson combines proven engineering with modern technology, popular for both small farms and large commercial operations.
Case IH tractors provide high horsepower options with advanced precision farming technology, suitable for professional and large-scale farms.
Fendt tractors are premium machines known for superior build quality, efficiency, and cutting-edge features like Vario transmissions and advanced cab ergonomics.
Kubota offers compact and mid-range tractors, ideal for horticulture, landscaping, estates, and smaller agricultural operations.
Primarily known for harvesting equipment, Claas tractors combine efficiency and durability, often used in mixed farming and professional contracting.
German-engineered tractors offering reliability, fuel efficiency, and modern technology for professional farming applications.
Italian brand offering compact, mid-range, and high-powered tractors, renowned for durability and strong resale value.
High-performance Italian tractors offering style, comfort, and precision for professional farming operations.
Finnish tractors designed for tough climates and versatile operations. Known for modularity, reliability, and strong customer support.
Italian brand focused on innovation, comfort, and efficiency, catering to both small and large farms.
Offers a wide range of tractors from compact models for horticulture to large utility tractors for professional agriculture.
Czech brand combining simplicity, reliability, and cost-effectiveness. Popular for small and medium farms.
High-speed tractors with innovative suspension systems, excellent for contracting, arable and mixed farming operations.
Affordable tractors with modern features, often used for small to medium-scale farming and landscaping.
One of the world’s largest tractor manufacturers, offering reliable, cost-effective tractors for UK farms and rural businesses.
Compact and utility tractors with robust build quality, increasingly popular in the UK for small farms and estates.
Japanese tractors focusing on reliability, compact models, and advanced fuel-efficient engines.
Compact Japanese tractors suited to horticulture, landscaping and estate maintenance.
Specialist in articulated and compact tractors for vineyards, orchards, and specialist cropping systems.
Italian brand offering mid-range tractors for mixed farming and professional contractors.
Affordable tractors with modern design and competitive features, increasingly popular in UK smaller farms.
Compact and utility tractors, excellent for estate work and small-scale farming.
Budget-friendly compact tractors suitable for smallholdings and hobby farms.
Swiss-made tractors, especially specialist models for steep terrain and mountain farming.
German-made tractors, mainly for vineyards, orchards, and specialist land use.
Specialist in walk-behind and two-wheel tractors for horticulture and smallholdings.
Classic brands with decades of UK heritage. Many older tractors remain in daily use, with finance available for restored or well-maintained examples.
Yes, we finance all makes and models, whether new from a dealer, nearly-new or pre-owned.
Yes — for restored or operational heritage tractors, we can structure suitable HP, lease, or refinance agreements.
Yes — loaders, mowers, balers, sprayers and other attachments can be included in the finance package.
Yes — payments can be structured to align with harvests, lambing, or other seasonal income patterns.
Yes — our specialist lenders offer finance for new or recently established businesses, subject to credit approval.
Yes — asset refinance allows you to unlock cash from machinery you already own.
Applications are usually processed within 24–48 hours depending on lender requirements and documentation provided.
Whether you’re looking for a new John Deere, a Fendt Vario, or a used Massey Ferguson, Gable Business Finance can structure the right solution for your business. Our specialist team understands UK agriculture and works with you to secure flexible, affordable finance that matches your cashflow and growth plans.
Contact us today to discuss your tractor finance requirements and explore the best options for your farm or rural business.