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Gable Asset Finance specialises in helping UK businesses acquire the IT hardware, software, and technology systems they need to stay competitive, without the burden of large upfront costs. From laptops and servers to cloud systems and specialist software, our team ensures you get a tailored, affordable finance solution.
Technology has become the backbone of modern business. Whether you run a start-up, SME, or a large corporate, having up-to-date IT equipment is critical for efficiency, security, and growth. However, purchasing IT hardware and software outright can place enormous pressure on your working capital.
That’s where technology equipment finance comes in. By spreading the cost of essential systems over time, you can preserve your cash flow while ensuring your business has access to the tools it needs. Gable Asset Finance helps you finance IT assets in a way that is flexible, tax-efficient, and aligned with your business goals.
At Gable Asset Finance, we arrange finance for a wide range of IT equipment and digital tools. Typical items include:
No matter the size or type of equipment, we work with you to find the most cost-effective finance option.
Our IT and technology equipment finance solutions are flexible and designed around your business needs. The main options include:
Hire Purchase allows you to acquire IT equipment by paying in instalments over a fixed term. At the end of the agreement, you own the asset outright. This is ideal for businesses that want long-term ownership without paying upfront.
A finance lease lets you use IT equipment while making regular rental payments. At the end of the agreement, you can either extend the lease, upgrade to new technology, or return the equipment. This is perfect for businesses that need to keep pace with rapid tech changes.
Operating leases are shorter-term agreements often used for equipment that may quickly become outdated. You benefit from lower monthly payments and the ability to upgrade regularly.
If you already own IT equipment outright, we can help you refinance those assets to release equity. This frees up working capital for other investments in your business.
We also arrange unsecured loans for IT investment, giving you fast access to funding for both hardware and software without requiring existing assets as collateral.
Technology finance is relevant to almost every UK sector. Gable Asset Finance regularly supports businesses in:
A mid-sized law firm in Manchester needed to replace outdated servers and install a new cybersecurity suite. Gable Asset Finance arranged a finance lease that allowed them to spread payments over three years. The firm now benefits from secure, reliable IT systems without impacting cash flow.
A UK-wide retail chain wanted to upgrade its point-of-sale systems across all branches. We provided a hire purchase solution for £250,000 worth of EPOS equipment, structured with seasonal repayments to align with busy trading periods.
A tech start-up in London required investment in cloud servers and software licenses. As they had no significant assets, Gable Asset Finance secured an unsecured business loan, giving them the capital to launch successfully.
Yes. We work with specialist lenders who provide finance for new businesses, often based on business plans, contracts, or personal guarantees.
Yes. We finance everything from laptops and servers to licensed software packages, cloud solutions, and subscriptions.
Terms typically range from 12 months to 5 years, depending on the type of finance agreement and equipment lifespan.
You may be able to refinance existing assets to release cash tied up in your IT systems.
Yes. Lease payments are often fully deductible against profits, while hire purchase agreements may qualify for capital allowances.
Many agreements can be approved within 48 hours, giving you fast access to essential IT equipment.
Yes. Finance options are available for both new and used IT hardware, subject to lender approval.
You can usually return the equipment, upgrade to newer models, or extend the lease depending on the agreement terms.
Yes, as with any finance product. However, we work with a wide panel of lenders, increasing your chances of approval.
We combine deep sector knowledge with access to a wide range of finance providers. Our team tailors finance solutions specifically for your IT and technology needs, ensuring affordability and flexibility.
If you’re ready to explore Technology Equipment Finance for your business, Gable Asset Finance is here to help. Our expert team will guide you through the process, compare the best deals on the market, and secure a tailored finance solution that works for your IT requirements.
Call us today on 0208 371 5973 or use our online enquiry form to speak with one of our finance specialists.
Gable Asset Finance offer a comprehensive range of funding options for companies looking to make IT software and hardware purchases such as Telecoms / networks, IT equipment, Hardware, Software and Services and intangibles. If you have an enquiry about any of our services or would like more information on how we can help you, please get in touch.
We can arrange business finance and leasing on new, reconditioned or used IT equipment from the worlds leading brands such as:
We’re in the business of providing great IT software and hardware finance solutions. Whatever your organisation needs, we have the experience and expertise to deliver a full range of business finance and leasing products to UK businesses, large and small. At Gable Asset Finance we can source and supply IT hardware and software finance to your exact requirements. If you are unsure as to what you need we can make recommendations and provide advice on what will best suit your needs.