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After many years spent arranging finance for some of finest fairways in the UK, the team at Gable Business Finance have learned that one factor makes more difference than any other: the quality of your equipment. Today, UK golf clubs and PGA professionals are under more pressure than ever to deliver top-tier playing conditions, manage rising operational costs, and stay competitive in a rapidly advancing industry.
That’s why more clubs are turning to Gable Business Finance to acquire the machinery, vehicles, technology, and infrastructure they need — without the heavy upfront cost. From turf machinery and irrigation systems to golf buggies and coaching technology, finance has become a powerful tool for clubs seeking efficiency, sustainability, and growth.
Growing participation, climate challenges, and high member expectations are driving clubs to modernise faster than ever. Whether it’s robotic mowers, smart irrigation systems, GPS-guided sprayers, or eco-friendly electric buggies, investing in new technology has become essential to delivering consistent playing surfaces and improving long-term operating efficiency.
These innovations help greenkeepers achieve more with less — and financing is often the most effective route to acquire them.
Gable Business Finance provides tailored funding solutions specifically for the golf and groundcare industries. Whether you’re upgrading a single machine or replacing an entire fleet, finance allows you to spread the cost and protect your cash flow.
Hire Purchase allows you to acquire equipment by paying an initial deposit followed by fixed monthly instalments. You gain full ownership once the final payment is made. This structure is ideal for long-term assets and offers capital allowance benefits.
Lease Hire provides long-term access to equipment through fixed monthly payments. The equipment remains the property of the finance provider throughout the term, giving you flexibility without the commitment of ownership.
Contract Hire offers fixed monthly rentals that often include maintenance, servicing, and predictable running costs. Ideal for clubs seeking to avoid unexpected expenses and stay up-to-date with the latest machinery.
Business loans provide upfront capital to support purchases, upgrades, or operational improvements. This is ideal for projects that fall outside traditional equipment finance or require broader investment.
This option allows your club to sell an owned asset to release cash and then finance it back through a Hire Purchase agreement. You continue using the equipment while unlocking tied-up capital.
Refinancing replaces an existing finance agreement with one offering better terms. This can reduce monthly payments, extend contract duration, or release equity in assets you already own.
A Midlands members’ club needed to replace its entire mower and utility fleet due to ageing equipment. Using a single structured finance package, the club acquired a new set of greens, fairway, and rough mowers, utility vehicles, and a compact tractor.
Result: Improved turf consistency, reduced downtime, predictable monthly costs, and significantly lower repair expenses.
Facing dry summers and outdated infrastructure, a links club secured a combination of equipment finance and a business loan to install a smart, sensor-driven irrigation system.
Result: Up to 30% water savings, healthier fairways, and increased member satisfaction during peak season.
A teaching professional needed to modernise his coaching setup. Finance allowed him to purchase a launch monitor, studio enclosure, and video analysis technology.
Result: Doubled lesson capacity, increased custom-fitting revenue, and year-round coaching capability.
A grounds maintenance contractor used asset finance to purchase additional mowers, ATVs, and a compact tractor to take on new contracts.
Result: Expanded service capacity and secured several long-term municipal contracts.
You can finance almost any golf or groundcare asset, including mowers, tractors, irrigation, buggies, coaching equipment, course furniture, and clubhouse upgrades.
No. Most finance structures require low or no upfront deposits, helping clubs protect their cash flow.
Ownership depends on the finance type. Hire Purchase leads to ownership; Lease Hire and Contract Hire do not.
Yes. Lease payments may be fully deductible, and HP agreements allow potential capital allowance claims. Speak to your accountant for tailored advice.
Yes. Clubs often finance whole fleets under a single agreement for easier budgeting.
Many repayment structures can be adapted to suit seasonal revenue patterns.
Absolutely. Professionals regularly finance launch monitors, studio installations, and coaching technology.
Terms generally range from 2–7 years depending on asset type and usage.
Yes. Refinancing can reduce payments, extend terms, or release equity tied up in assets.
Yes. Gable specialises in golf and groundcare finance and understands the equipment lifecycle, operational pressures, and unique needs of UK clubs.
Whether you’re upgrading a mower, investing in irrigation, or developing a state-of-the-art coaching studio, Gable Business Finance provides flexible, reliable funding tailored to your club’s long-term success.
Here at Gable Asset Finance, we can arrange business finance and leasing on new and used quality golf course equipment, golf course supplies and golf course accessories
If you need equipment for your golf club, contact Gable Asset Finance to arrange quotation. We aim to approve finance for you within the hour, where ever possible, meaning that you are then able to choose the best and most appropriate equipment for your golf club.
Mowers
Turf Care
Course Equipment
Miscellaneous Equipment
In the golf club sector leasing is probably the most popular method of financing new golf club equipment today. Virtually any item of equipment can be leased from £250 upwards. Call us today or apply online for more information and a competitive quotation.