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Camera Equipment Finance

Flexible financing and leasing solutions for photographers, videographers, production companies and creative agencies — covering all makes and models of cameras and photographic equipment.

Fast, trusted finance for every kind of imaging business

Whether you’re a freelance portrait photographer, a wedding shooter, a content agency or a production house, we provide bespoke finance packages that let you acquire the right cameras, lenses, lighting and accessories now — and pay over time.

All makes & models covered: From mirrorless and DSLR to cinema and broadcast systems.
Flexible terms: Lease, hire purchase and rental-purchase options tailored to cash flow.
Fast decisions: Streamlined applications and quick approvals so you can get shooting.
Tax-efficient options: Financing that can be structured to help manage tax and VAT implications.

Who we help

We work across the full photography and videography sector. Our solutions are designed to match the commercial realities of creative professionals, production teams and small businesses.

Product photographers — demanding high-resolution cameras, macro lenses and studio lighting.
Portrait photographers — needing reliable cameras, portrait lenses and lighting kits.
Event photographers — fast autofocus bodies, stabilised zooms and backup kits for weddings and corporate events.
Videographers & filmmakers — cinema cameras, broadcast rigs, gimbals, monitors and audio systems.
Production companies — multiple camera packages, accessories and post-production hardware.
Creative agencies & startups — expand capability without draining working capital.

Our camera equipment finance solutions are perfect for

Freelance photographers looking to upgrade to the latest bodies and lenses without a large cash outlay.
Professional videographers investing in cinema cameras, lighting & audio to win bigger contracts.
Production companies buying multiple camera setups for TV, online content or commercial shoots.
Creative agencies expanding in-house production and needing predictable monthly costs.
Event photographers & filmmakers covering weddings, corporate events and live performances who need backup gear and flexibility.
Small businesses & startups that need cost-effective financing to build a content capability quickly.

What equipment can you finance?

We provide leasing and finance for a wide range of photography and videography equipment, whether new or used. Typical categories include:

Cameras — DSLR, mirrorless, cinema and broadcast cameras from major brands.
Lenses — prime, zoom and specialty lenses for portrait, product, sports and cinema work.
Lighting — studio strobes, continuous LED panels, softboxes, light modifiers and portable lighting kits.
Audio Equipment — shotgun mics, lavalier kits, portable recorders, mixers and boom setups.
Video Accessories — gimbals, tripods, sliders, monitors, follow-focus units and matte boxes.
Editing Equipment — high-performance computers, editing software licences, colour-grading monitors and RAID storage.
Support & Protective Gear — cases, batteries, chargers, SD/CF cards and insurance-grade covers.

We tailor finance to single items or full kit packages — from a single lens to an entire multi-camera rig with support equipment and accessories.

Finance products we offer

Each business has different needs. We offer several common finance structures so you can choose what suits your cash flow and ownership goals.

Finance Lease

A lease allows you to use equipment for an agreed term with fixed monthly payments. At the end of the term you can either return the equipment, extend the lease or pay a final balloon payment to take ownership (depending on your agreement).

Hire Purchase (HP)

Hire purchase means you pay monthly instalments and then, once the agreement is complete and final payment is made, ownership transfers to you — useful if you want to own the kit at the end of the term.

Operating Lease

Shorter terms and lower monthly costs, ideal for equipment that becomes obsolete quickly — e.g., when you want flexibility to refresh your kit more often and return it at the end of the term.

Rental-Purchase (Rent-to-Own)

Rent for a shorter period and have the option to purchase later. Useful for temporary projects or when testing new gear before committing to ownership.

Asset Refinance & Top-Up Finance

Already own equipment? We can refinance existing kit to release cash or top-up finance to buy additional gear as your business grows.

Why finance your camera equipment?

Financing photography and video gear has lots of practical and financial advantages over buying outright — especially for growing businesses and freelancers.

Preserve working capital: Keep cash in the bank for payroll, marketing and day-to-day expenses.
Upgrade regularly: Spread the cost and upgrade to the latest models when needed to stay competitive.
Planable monthly costs: Fixed payments make budgeting and forecasting simple.
Tax planning: Certain finance structures may offer tax advantages (consult your accountant for specifics in your jurisdiction).
Scale quickly: Add cameras and accessories as new contracts arrive without waiting for capital accumulation.
Preserve credit lines: Use finance instead of overdrafts or credit cards to protect other borrowing capacity.

How our finance process works — simple, fast, transparent

Discuss your needs. Tell us about your role, the project or the kit you need — single items or a full package.
Get a personalised quote. We present tailored options (term, payment frequency, deposit, end-of-term choices).
Apply online or by phone. Paperwork is minimal — we only ask for the essential documents to speed approval.
Fast decision. Many applications are approved within hours; complex or larger deals may take a little longer.
Delivery & setup. Once approved we arrange the purchase and delivery with your chosen supplier or manufacturer.
Support through the term. We’re here for queries, mid-term adjustments, upgrades and potential top-ups.

Below are sample packages to illustrate how financing can work in practice. These are illustrative and subject to your credit profile and chosen finance terms.

Freelance Portrait Photographer — Mirrorless Upgrade

Kit: Mirrorless body, two prime lenses, one zoom, lighting kit and case. Cost: £6,000.

Typical structure: 36-month hire-purchase with 10% deposit. Fixed monthly payments spread across the term, ownership at the end.

Event Photographer — Backup & Lighting Package

Kit: Two camera bodies, two zooms, flash units, spare batteries and support gear. Cost: £8,500.

Typical structure: 24-month finance lease with low monthly payments and a balloon payment if desired, or transfer to a new lease at upgrade.

Production Company — Multi-Camera Rig

Kit: Three cinema cameras, prime lens set, gimbal, monitors and audio. Cost: £75,000.

Typical structure: Asset finance or hire purchase with tailored terms, staged drawdowns and finance packages that spread risk across contracts.

Real-world success stories

Sarah — Freelance Product Photographer

Sarah needed a high-resolution medium-format camera and studio lighting to win a contract with a national e-commerce retailer. By financing the kit over 36 months, Sarah was able to bid competitively and scale her business. The contract covered monthly payments and she upgraded the kit within two years when the retailer won a larger campaign.

FrameWorks Studio — Production Company

FrameWorks needed three cinema cameras for a new web-series shoot. A staged finance package allowed them to secure the equipment, spread payments across projected client invoices and preserve working capital for payroll and post-production — helping them deliver the project on time.

Event Collective — Wedding & Event Photographers

Event Collective used leasing to equip five teams with backup cameras and lighting. The predictable monthly payments made cashflow management straightforward during the seasonal peaks and the teams were able to provide better client coverage with no large upfront spend.

Choosing the right finance option for your needs

Choosing the best finance product depends on how you want to use the equipment and whether you prefer to own it at the end of the term.

We’ll walk through these options with you and recommend the structure that best meets your commercial and tax goals.

Costs, rates & transparency

We aim to be transparent about costs. Rates depend on the finance product, term length, the age of the equipment, deposit amount and your business credit profile. Typical considerations include:

Interest or finance charge: Shown as an annual percentage rate (APR) or equivalent depending on the product and jurisdiction.
Deposit: Some packages require a deposit — this reduces monthly payments.
Documentation fees: One-off fees for administration may apply; we’ll show these upfront.
Balloon/end-value payment: Available as part of some lease agreements to lower monthly payments.
Upgrade fees: If you opt to refresh kit mid-term, there may be a buyout or upgrade charge; we aim to keep these predictable.

We’ll provide a full quote with an itemised breakdown so there are no surprises.

Who’s eligible?

We finance sole traders, limited companies, partnerships and creative agencies. Eligibility depends on:

Trading history — many applicants are approved with just a few months of trading, although longer history can help for larger deals.
Affordability — we assess cashflow and invoices to ensure monthly payments are manageable relative to income.
Credit profile — typical checks are carried out, but we work with businesses to find solutions even where credit histories are mixed.
Supplier & equipment — we finance new and used equipment from reputable suppliers and authorised resellers.

Don’t be put off — even if you’re a new business or returning to the trade after time away, we can usually find an option that works.

Frequently asked questions (FAQs)

Can I finance used equipment?

Yes. We finance both new and used equipment, subject to age, condition and supplier provenance. Older equipment may attract different terms, so we’ll quote accordingly.

How quickly can I get approved?

Smaller applications are often approved within 24–48 hours once we have the necessary documents. Larger or bespoke packages may take longer but we’ll keep you updated.

What happens if my business slows down?

We understand seasonality in the creative industries. After approval we can sometimes restructure terms, defer payments or arrange short-term solutions depending on the circumstances — contact us early if you expect trouble.

Can I upgrade mid-term?

Yes — many clients upgrade mid-term. Depending on your finance agreement there may be an upgrade or buy-out option to move onto newer equipment. We’ll set up a plan to make upgrades simple.

Is there a tax advantage to leasing?

Potentially. Lease payments can often be treated as operating expenses for accounting purposes, while the tax treatment of hire purchase depends on your local rules. Speak to a tax advisor — we can provide the paperwork your accountant needs.

Tips for selecting gear and suppliers

Choosing the right kit and supplier will protect your investment and get you the best value from finance.

Buy from authorised dealers: This keeps warranty and support intact and avoids problems with used or grey-market items.
Get a clear equipment spec: List exact bodies, lenses, serial numbers (for used gear) and accessories when applying to avoid delays.
Consider total cost of ownership: Factor in insurance, maintenance, spares and consumables like cards and batteries.
Plan for redundancy: For event and wedding work, build backup bodies and lenses into the package to avoid business interruption.
Think about resale value: Some kits hold value better than others — consider brand, model lifecycle and demand.

Insurance & compliance

Most finance agreements require that equipment be appropriately insured for loss, damage and theft. Typical cover includes:

All-risks equipment insurance (covering theft, accidental damage, transit).
Public liability insurance for client shoots.
Employer’s liability insurance if you employ a team.

If you need help sourcing insurance, we can recommend brokers experienced in photographic and production cover.

Ready to finance your next kit?

Get in touch for a no-obligation quote or to talk through the best finance option for your business. Our team specialises in camera and production equipment finance and can help you secure the kit you need — fast.

We are able to finance all makes and models of photography equipment for product, portrait, wedding and event imaging services.

We work across the whole camera and photographic sector such :

Product photographers
Portrait photographers
Event photographers
Video making services

We can finance camera and photography such as:

We offer you finance to buy any camera and photographic equipment you require, with low monthly payments and simple paperwork.