New Holland Machinery Finance

Let Us Help You

Complete this online form with details of your enquiry and one of our advisors will call you back.

    Call Us Now

    To Discuss Your Best Options Call Us Now

     

    Finance for New Holland Machinery in the UK

    At Gable Asset Finance, we provide dedicated agricultural finance solutions to support UK farmers and rural businesses in acquiring the machinery they need to grow, sustain, and modernise. One of the most popular brands we finance is New Holland, known globally for their top-quality agricultural equipment. Whether you are investing in tractors, combine harvesters, telehandlers, balers, or state-of-the-art Precision Land Management (PLM™) technology, we ensure farmers and agri-businesses can access competitive finance tailored to their unique circumstances.

    We arrange finance for both new and used New Holland machinery, suitable for new entrants to farming and established rural enterprises alike. Spreading the cost of essential equipment allows businesses to preserve working capital, improve cash flow, and focus resources on productivity and profitability rather than upfront costs.

    Why Finance New Holland Machinery?

    New Holland has long been a trusted name in agriculture. Their machinery combines durability, innovation, and technology designed with farmers’ needs at the forefront. From heavyweight tractors to highly efficient baling equipment, New Holland products empower UK farmers to tackle demanding workloads with confidence.

    Here are key reasons businesses across the UK choose to finance New Holland machinery:

    • Access to modern agricultural equipment without large upfront capital expenditure.
    • Preservation of liquidity for day-to-day operational costs.
    • Improved budgeting with predictable fixed repayments.
    • Flexibility to upgrade to newer models with advancing technology.
    • Ability to spread the impact of investment across the productive lifespan of the machine.

    Top-Quality Farming Equipment from New Holland

    New Holland manufactures one of the broadest ranges of agricultural machinery available in the UK. From small family farms to large-scale agribusinesses, their product innovations provide reliable solutions for every type of operation. Let’s explore some of the most popular equipment categories we finance.

    New Holland Tractors

    Tractors sit at the heart of most farming operations. New Holland tractors span compact models for smaller farms and high-horsepower machines for large arable operations. They are designed for fuel efficiency, comfort, and adaptability across tasks such as ploughing, cultivating, mowing, and material handling.

    Combine Harvesters

    Harvest efficiency is critical for profitability. New Holland combines are renowned for high throughput, advanced threshing systems, and minimal grain loss. Financing these machines enables farms to scale harvest capacity while managing seasonal expenditure effectively.

    Telehandlers

    Versatile telehandlers support multiple farming tasks including loading, lifting, and transporting materials around the farm. Finance for New Holland telehandlers ensures farms have access to the lifting power they need for livestock and arable operations alike.

    Balers

    From silage bales to straw handling, New Holland balers offer robust solutions that improve consistency and reduce labour. Gable Asset Finance supports financing for round balers, large square balers, and other models, ensuring flexibility for UK farms with diverse requirements.

    Other Agricultural Equipment

    In addition to tractors, combines, telehandlers, and balers, New Holland manufactures a wide variety of specialised farming machines, including forage harvesters, seeding and planting equipment, crop protection machinery, and handling solutions. Our finance solutions can include any of these within tailored packages.

    Precision Land Management (PLM™) Technology

    Modern farming increasingly relies on smart integration of data and machinery. New Holland’s PLM™ system represents a leap forward in precision farming. With features such as GPS guidance, telematics, yield mapping, and data analytics, farmers can optimise productivity while reducing inputs. Financing this technology allows farmers to deploy advanced solutions without a prohibitive upfront investment, leading to efficiency, sustainability, and long-term competitiveness.

    Finance Options for New Holland Machinery

    Financing agricultural equipment is not one-size-fits-all. Gable Asset Finance provides a range of solutions tailored to business needs, including:

    • Hire Purchase — Own the asset at the end of the finance term with structured monthly repayments.
    • Finance Lease — Use machinery while paying regular instalments, with flexibility at the end of the lease period.
    • Operating Lease — Shorter-term financing allowing farms to regularly upgrade machinery.
    • Asset Refinance — Release equity from existing owned equipment to free up capital for reinvestment elsewhere.
    • Seasonal Repayment Structures — Finance terms designed to align with harvest or livestock income cycles.

    Finance for New and Established Businesses

    Both new and established agricultural businesses can benefit from New Holland machinery finance. For established businesses, finance ensures continuity, scaling potential, and modernisation of equipment fleets. For start-ups and new entrants, financing is often the most accessible path to securing necessary machinery without exhausting initial capital reserves.

    Secured and Unsecured Finance Options

    Depending on the circumstances, Gable Asset Finance delivers either secured finance (backed by other farm assets or property) or unsecured finance (based on creditworthiness and turnover). These options provide flexibility whether borrowers need a high-value combine or a low-value equipment upgrade.

    Benefits of Financing New Holland Machinery

    • Sustainability — Reduce environmental impact with advanced technology and efficient engines.
    • Cash flow management — Maintain cash reserves for feed, seed, labour, and other essential costs.
    • Access to innovation — Quickly adopt technology such as PLM™ without total capital commitment.
    • Increased productivity — Reliable machinery reduces downtime and operational delays.
    • Long-term growth — Financing aligns investment with income, building financial resilience.

    Regional Finance Considerations Across the UK

    Each region in the UK faces unique farming challenges, and our tailored finance solutions take these into account.

    • Scotland — Demand for durable, high-horsepower tractors suitable for broad acre estates and hill farming.
    • Wales — Strong dairy presence requiring finance for forage equipment, balers, and telehandlers.
    • East Anglia — Large-scale arable farms often finance combines and PLM™ systems for precision farming.
    • Midlands — Mixed farms require flexible packages covering machinery suitable for both livestock and crops.
    • South West England — High level of diversification demands machinery financing across diverse enterprises.

    Government Support and Grants

    Government funding and grants can often complement finance solutions. Programs such as DEFRA’s Farming Investment Fund, the Sustainable Farming Incentive, and regional diversification grants can support the acquisition of New Holland machinery. Gable Asset Finance ensures your loan or lease is structured to complement grant timelines and maximise cost-effectiveness.

    The Application Process with Gable Asset Finance

    We streamline the path from enquiry to equipment delivery, ensuring farmers can acquire machinery without unnecessary delays. Our process includes:

    1. Initial Consultation — Discuss your farm’s needs, goals, and financial situation.
    2. Tailored Advice — Identify the most suitable finance option (hire purchase, lease, refinance).
    3. Lender Access — Approach specialist agricultural lenders offering the best deals.
    4. Application Support — Prepare documents and cash flow information to strengthen your case.
    5. Approval and Agreements — Secure clear terms that match seasonal income cycles.
    6. Completion — Enable quick release of funds or direct payment for machinery purchase.
    7. Aftercare — Ongoing advice for upgrades, refinancing, or diversification projects.

    Frequently Asked Questions

    Can finance cover used New Holland machinery?

    Yes. Many farmers prefer quality used equipment, and we provide dedicated finance packages tailored to used machinery purchases.

    Is finance available for Precision Land Management (PLM™) technology?

    Yes, advanced technology investments are often included within finance packages, allowing farmers to embrace digital tools with manageable repayments.

    Do I need security to obtain financing?

    Not always. While high-value purchases usually require secured finance, unsecured loans are available for smaller equipment needs.

    How quickly can finance be arranged?

    Unsecured loans and smaller packages can sometimes be arranged within days. Secured financing for large machinery may take longer due to valuations.

    Are seasonal repayment plans available?

    Yes. Repayment plans can be aligned with farming incomes, ensuring cash flow management remains practical and sustainable.

    Case Studies

    Arable Farm in Lincolnshire: Used a hire purchase arrangement to finance a new New Holland combine, enabling timely harvests that improved yield and efficiency.

    Dairy Farm in Cheshire: Secured finance for a telehandler to enhance silage and feed handling, with repayments structured around milk cheque payments.

    Mixed Farm in Devon: Reinvested through asset refinance of an existing tractor to free up cash flow for a new round baler, diversifying haylage sales into the local equestrian market.

    Start-Up Business in Yorkshire: A new entrant utilised an unsecured loan to acquire a used compact tractor, establishing operations without overstretching cash reserves.

    Conclusion

    Financing New Holland machinery gives UK farmers access to cutting-edge technology, durable equipment, and the flexibility to maintain cash flow while upgrading their fleets. Whether you seek a combine harvester for improved efficiency, telehandlers for daily farm management, or advanced precision farming technology, Gable Asset Finance is here to design a tailored finance package for your needs.

    Contact us today to explore specialist financing solutions for New Holland tractors, harvesters, telehandlers, balers, and PLM™ systems. With Gable Asset Finance at your side, investing in your farm’s future has never been easier.